Patrick Kelley is a financial advisor at LPL Enterprise with 14 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Raymond James Financial Services. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities through a large network of investment adviser representatives. The firm’s investment approach is typically model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with a focus on financial planning, third-party asset managers, and insurance product sales.

Zakary Tomlin is a financial advisor with Equitable Advisors, holding a Series 66 designation and five years of industry experience. He previously worked at Stifel Independent Advisors, LLC for three years and Wells Fargo Advisors for nine years. Tomlin is based in St. Petersburg, Florida. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset-management programs. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers to deliver customized investment solutions.

Kirsten Seymour is a financial advisor with Raymond James Financial in St. Petersburg, FL, holding a Series 66 designation and 22 years of industry experience. She previously worked at RBC Capital Markets Corporation for 11 years before joining Raymond James and Frey Masterson Investment Advisors, where she currently serves as an associate involved in client services and trade support. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses tailored, non-discretionary planning tools and supports municipal and public finance work, with specialized programs such as SIMPLE IRA Employer Advisory and partnerships with professional organizations.

Gregory Sapp is a financial advisor at Raymond James & Associates with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Raymond James & Associates since 2015. His career includes roles at Raymond James Financial and Raymond James Financial Services, Inc. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Ryan Kwiatkowski is a financial advisor with LPL Financial in St. Petersburg, FL, holding a Series 66 credential and 10 years of industry experience. He has worked with Retirement Solutions, Inc. and LPL Financial since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Andrew Judd is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and 15 years of industry experience. His career includes roles at Raymond James Financial Services and Citigroup. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Patrick O'Neill is a CFP® professional with 45 years of industry experience, currently affiliated with Raymond James Financial. His prior experience includes a decade at Morgan Stanley before joining Raymond James and Family Legacy Wealth Partners in 2018. Outside of his advisory roles, he has involvement in managing rental real estate properties. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools, and supports a broad advisor network with both advisory programs and institutional consulting.

Nicholas Lacy is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and 28 years of industry experience. He has been with Raymond James & Associates since 2006. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm provides financial planning and consulting services to a wide range of clients, including individuals, institutions, and charitable organizations, and offers municipal advisory services as well as a variety of portfolio management styles and affiliated research resources.

Robert Applegate is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 20 years of industry experience. He has worked at Raymond James Financial Services, Inc. for ten years prior to joining Raymond James & Associates in 2020. Outside of his advisory role, he was involved with Larry's Super Dogs, LLC from 2023 to 2024. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Thomas Temeyer is a financial advisor with Ameriprise in St. Petersburg, FL, holding Series 63 and Series 65 designations and possessing 31 years of industry experience. His prior roles include nearly two decades at Franklin Templeton Financial Services Corp. and Franklin Templeton Distributors, Inc. Outside of his advisory work, he serves as 2nd Vice President on the Board of Directors for Rummells Farms Inc., where he is involved in buy-sell decisions and farm management. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering specialized retirement income planning through a centralized service team that provides written Recommendation Reports and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

Jhett Urie is a financial advisor at UBS Financial Services in St. Petersburg, FL, holding a Series 66 designation with eight years of industry experience. He has been with UBS since 2017 and previously attended Florida State University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Robert Piplitz is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1995, including 15 years with Bank of America, N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Biddle is a Certified Financial Planner™ affiliated with Osaic, bringing 23 years of industry experience. He previously worked at FSC Securities Corp and National Planning Corporation. In addition to his advisory role, he offers tax preparation services to his clients. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of financial advisers, providing integrated brokerage, investment advisory services, and access to various third-party money managers. The firm utilizes advanced tools for portfolio construction and supports both discretionary and non-discretionary account management.

Jacqueline Postell is a financial advisor at Raymond James & Associates with 24 years of industry experience. She holds Series 63 and Series 66 designations and previously worked for Northwestern Mutual Investment Management and Northwestern Mutual Life Insurance Company for ten years. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Joshua Milrad is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and five years of industry experience. He previously worked at Morgan Stanley and has experience outside finance from working at Runyons Restaurant. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, charities, and municipal entities, offering financial planning and consulting through various advisory programs with a focus on tailored, non-discretionary planning supported by firm research and a range of portfolio management strategies.

Joseph Shankwitz is a financial advisor with Ameriprise in Clearwater, FL, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Outside of his advisory role, he owns a retail business in Clearwater. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement planning, utilizing proprietary research and third-party data to provide tax-aware withdrawal strategies and dependable income solutions.

Marie Vidal is a financial advisor at Raymond James & Associates with 57 years of industry experience. She has been with Raymond James & Associates since 1984. Vidal holds the Series 63 designation and is based in Treasure Island, Florida. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services with a focus on tailored, non-discretionary advice supported by firm research and a range of portfolio management styles.

Renee Benoit is a CFP® with 33 years of industry experience, currently affiliated with OSAIC in St. Petersburg, FL. She has held previous roles at Royal Alliance Associates, Inc., Signator Inv Inc, Snyder Financial Group, and The Strategic Financial Alliance. Additionally, Renee works as a tax associate at H&R Block, assisting clients with tax return preparation. OSAIC serves a wide range of retail and institutional clients through a large network of advisors and multiple advisory platforms, offering integrated brokerage and advisory services along with access to third-party money managers and various investment solutions.

Amy Hamilton is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. She has worked at OSAIC since 2021, following roles at Royal Alliance Associates, Inc. and Signator Investors, Inc. Outside of her advisory work, Hamilton holds a part-time bartender position with the City of St. Pete for event functions. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through an extensive network of affiliated advisers and advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to various managed account and third-party manager solutions.

Samuel Wajner is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing nearly four decades of experience in the financial industry. He began his career in 1983, initially focusing on municipal bonds at a boutique firm, later joining Gibraltar Securities which became part of RBC Wealth Management. In 2008, he transitioned to Merrill Lynch to leverage the firm's resources and research capabilities, currently providing comprehensive wealth management advice to a diverse client base through a structured approach. Samuel holds multiple registrations with FINRA and NYSE, including Series 7, 9, 10, 24, 53, 63, and 65, as well as Life and Health Insurance licenses. He is a Certified Private Wealth Advisor® (CPWA®) and a Chartered Retirement Planning Counselor™, emphasizing ultra-high net worth client needs and retirement planning respectively. Additionally, he holds the Personal Investment Advisor (PIA) designation and continues to engage in ongoing education on portfolio management and financial industry compliance. Residing in Somerset County, New Jersey, Samuel participates in community initiatives such as Habitat for Humanity and Junior Achievement. He enjoys adventure sports, hiking, traveling, and spending time with his family. He is fluent in Polish, Russian, and English. Samuel advocates a client-centered philosophy, working closely with clients to develop personalized financial strategies aligned with their long-term goals.