Heather Saunders is a financial advisor with Ameriprise in Tampa, FL, holding a Series 66 designation and 20 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2013. Outside of her advisory role, she is the owner of Wellspring Wealth Partners, LLC, a business related to managing her Ameriprise activities. Ameriprise provides a retirement-income planning service targeting individuals with at least $1 million in net investable assets, delivering written recommendations on income, Social Security, and tax strategies. The firm combines research and modeling with a centralized consulting team to offer tailored, non-discretionary advice, primarily for clients with Ameriprise-managed accounts.

Richard Detweiler is a financial advisor with Raymond James Financial, holding a Series 66 designation and 14 years of industry experience. He previously spent nine years at Morgan Stanley before joining Raymond James and All Seasons Wealth in 2023. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm emphasizes tailored, non-discretionary planning and employs analytical tools to support client goals, with a notable focus on municipal advisory services and specialized employer retirement plan consulting.

Carly Murphy is a financial advisor with Charles Schwab in Tampa, FL, holding the CFP® designation and Series 66 license. She has 15 years of industry experience, including previous roles at Morgan Stanley Private Bank and Morgan Stanley. Carly has worked with Charles Schwab and its related entities since 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary investment guidance and access to discretionary separately managed accounts. The firm combines large scale and integrated services, including brokerage, custody, and alternative investment options, to support a broad client base.

Justin Curry is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 credentials with five years of industry experience. Prior to joining Morgan Stanley in 2023, he worked at E*TRADE Capital Management and E*TRADE Securities. Outside of finance, he is involved with RCX Sports, which organizes sports camps and nonprofit events. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, utilizing structured discovery conversations and firm-approved planning tools.

Matthew Livak is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank, N.A. and JPMorgan Securities LLC since 2018. Prior to joining J.P. Morgan, he was employed at Under Armour from 2016 to 2017. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in constructing investment recommendations.

Mark Cleary is a Series 66-licensed financial advisor with UBS Financial Services in Tampa, FL, where he has worked since 2019. He has six years of industry experience and was previously a professional golfer from 2016 to 2019. Outside of advising, he serves as CEO and manager of Cleary Real Estate Investments LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies for clients.

Sanjay Prasad is a CFP®-certified financial advisor with 33 years of industry experience. He is currently with Mass Mutual Investors Services and has held prior roles at firms including PEAK Brokerage Services, LPL Financial, and National Planning Corporation. Additionally, he holds an outside insurance position focused on life, disability, long-term care, and fixed annuities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved tools to develop written recommendations within collaborative, ongoing client relationships.

Carla Johnson is a financial advisor at Raymond James & Associates in Tampa, FL, holding a Series 66 designation with seven years of industry experience. She has been with Raymond James & Associates since 2016. Outside of her advisory role, she is involved in managing rental real estate jointly owned with her sister. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including high-net-worth individuals, institutions, charitable organizations, and municipal entities. The firm offers tailored financial planning and consulting services, utilizing a range of portfolio management styles supported by in-house research and external sub-advisers.

Andrew Hirsch is a financial advisor at Robert Baird & Co. in Tampa, FL, with 40 years of industry experience. He has been with Robert Baird since 1993 and holds a Series 63 designation. Outside of his advisory role, Hirsch serves on the Temple Investment Committee and Cemetery Committee for Congregation Schaarai Zedek, providing investment and property advice. Robert Baird & Co.’s DDK Group offers tailored wealth management services to individuals, families, pensions, corporations, and charitable organizations. The group provides a range of consulting and portfolio management solutions, including discretionary and non-discretionary management, utilizing both in-house and third-party managers to meet diverse client goals and risk tolerances.

Gary Huddleston is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 65 licenses and a total of 39 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2010 to 2016. Outside of his advisory role, he serves as a power of attorney and co-trustee for family members. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and employs over 14,000 advisors, offering a combination of brokerage and advisory solutions.

Waymon Jordan is a financial advisor with Primerica Advisors in Lakeland, FL, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has worked with PFS Investments Inc. since 2006 and Primerica Financial Services since 1997. In addition to advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and limited discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Angel Ferreira is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior roles include positions at Wells Fargo, New York Life, and E*Trade Securities. Outside of his advisory work, he is the sole proprietor of I4 Trading Card Company, a retail and online business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with tailored financial planning and a broad range of advisory programs.

Alonde Le Grand is a Financial Advisor with Merrill Lynch Wealth Management, specializing in delivering customized wealth planning and investment strategies. He focuses on long-term wealth accumulation, risk management, and tax efficiency, guiding clients through building, optimizing, and transitioning their portfolios with clarity and confidence. Alonde brings extensive experience in advising athletes, business owners, and individuals, crafting personalized financial strategies that align with their lifestyles, goals, and long-term visions. His expertise encompasses areas such as college education planning, executive compensation, family wealth management, legacy planning, retirement income, portfolio management, small business strategies, sports and entertainment finance, and tax minimization. He earned a Bachelor's degree from the University of North Florida, where he also competed as a Division I basketball player, and holds an MBA from Gannon University. Alonde holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He resides in Tampa, Florida, and remains actively engaged in his community through involvement with Berkeley Prep Boys Basketball. Outside of work, he enjoys basketball, chess, football, music, pickleball, reading, running, traveling, watching movies, and spending time with family and friends.

Casey Einecker is a Series 66-credentialed financial advisor with Morgan Stanley in Tampa, FL, and has seven years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank since 2018. Prior to that, he held roles at Cinnebistro, Ferg's Live, Village of Algonquin, and the University of Tampa. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market simulations as part of its financial planning process.

John Cline is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 65 licenses and possessing 35 years of industry experience. He has worked with Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing in 2016. Outside of his advisory role, he holds a 50% ownership in Master Craft Memories, a business involved in building and selling monuments. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its offerings.

Jennifer Osgood is a financial advisor with Ameriprise in Tampa, FL, holding a Series 66 designation and bringing 32 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she co-owns business entities involved in managing office practices and real estate for her Ameriprise franchise office. Ameriprise offers retirement-income planning services targeting clients with substantial investable assets, combining research-driven modeling and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Scott Conti is a financial advisor with Ameriprise in Sarasota, FL, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as president of SBConti, Inc., a tax preparation business. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports, primarily for clients with Ameriprise-managed accounts.

Steven Lusk is a financial advisor with Mass Mutual Investors Services in Tampa, FL. He holds the Series 63 and Series 65 licenses and has one year of industry experience. Prior to his current role, he worked at Fisher Investments and Charles Schwab & Co., Inc. He also spent several years at Florida State University, including a position in the Office of Financial Aid. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and deliver written recommendations.

William Warner III is a Series 66-licensed financial advisor with 15 years of industry experience. He is currently with Equitable Advisors, where he has worked since 2017. His prior experience includes roles at LPL Financial, Independent Financial Partners, and Raymond James Financial. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of advisory models, including third-party asset managers and sponsored programs, and offers ERISA fiduciary services through credentialed representatives.

Kenneth Thubet is a financial advisor at Primerica Advisors with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked with PFS Investments Inc. and Primerica Financial Services since 2000. Outside of advisory work, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and provides support through BNY Mellon Advisors and Pershing for trade execution and custody.