Heather Johnson is a financial advisor at Merrill with 30 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has worked at Merrill since 2009, following five years at Banc of America Investment Services, Inc. She is also a trustee for several family trusts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Scott Gottlich is a financial advisor with LPL Enterprise holding a Series 66 designation and two years of industry experience. Before joining LPL Enterprise in 2026, he worked at Texakoma Financial, Inc. and Cetera. Outside of his advisory roles, he has been involved with WG Restaurant Group LLC (OpenBox Innovations) since 2008 and has served at St. Mark's School of Texas since 2023. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional clients. The firm employs primarily model-driven investment strategies and offers access to third-party asset managers and various financial planning and consulting services.

Pamela Peck is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. She holds the Series 66 designation and has worked at Merrill prior to joining Wells Fargo Clearing in 2019. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

William Hustead is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and two years of industry experience. His career includes roles at Wells Fargo Bank, Caliber Home Loans, and First United Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including insurance-related investment options alongside traditional products.

Emily Lambert is a financial advisor with Primerica Advisors in McKinney, TX, holding Series 63 and Series 65 licenses and having six years of industry experience. Her prior work includes roles at Redfin Home Services and Redfin Corporation. In addition to advisory services, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a wrap-fee structure. The firm selects and oversees third-party asset managers and offers various investment models including Strategic, Tactical, Tax-Aware, and Income Distribution approaches.

Jerome Ponzio is a financial advisor at Edward Jones in Frisco, TX, with 15 years of industry experience. He holds the CFP® and Series 66 designations and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, mutual funds, and trust services through a large nationwide network of financial advisors and branches.

Sean Jowers Jr. is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. His prior roles include positions at Ameriprise and 7 Seas Capital, LLC. Outside of his advisory work, he holds a 50% ownership stake in 7 Seas Capital, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Shanna Miller is a financial advisor with Ameriprise in McKinney, TX, holding a Series 66 designation and six years of industry experience. She previously worked at Northwestern Mutual before joining Ameriprise in 2017. Outside of her advisory role, she serves as Client Concierge for Encircle Wealth Advisors, assisting with administrative tasks. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides ongoing planning advice focused on dependable income and tax-aware withdrawal strategies.

Kaitlin Dubnansky is a financial advisor at Ameriprise with six years of industry experience. She holds a Series 66 designation and previously worked at Texas A&M University. Outside of her advisory role, she volunteers with the IRS VITA/TCE program to assist low-income families with tax returns and operates an Etsy store selling apparel for babies and children. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement planning advice focusing on income sources and tax-aware withdrawal strategies.

Lisanne Glew is a financial advisor at UBS Financial Services in Plano, TX, holding a Series 66 designation with 24 years of industry experience. She has been with UBS Financial Services since 2005. Outside of her advisory work, she serves on the Committee on Community Engagement for the Girl Scouts of North East Texas, focusing on leadership development and education programs for girls. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management through proprietary research and model-based asset allocations.

Keith Rowland is a financial advisor at OSAIC with Series 63 and Series 65 licenses, bringing 32 years of industry experience. He has spent his career primarily with Wma Securities, Inc. and as a self-employed advisor since 1994. Outside of his advisory work, he has served as a director of the Steeplechase Lake Homeowners Association. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes a model-based investment process emphasizing asset allocation and portfolio optimization via various managed account programs and third-party manager selections.

Mark Ritvalski II is a financial advisor with Vanguard Advisers in Plano, Texas, holding Series 63 and Series 66 credentials and with 12 years of industry experience. His prior roles include eight years at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB, as well as positions at Capital One Investing and Fidelity. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach featuring personalized asset allocations and portfolios constructed mainly from Vanguard funds and ETFs.

Mark Paukune is a financial advisor at Merrill with 34 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has worked at Merrill since 2009. His prior experience includes roles at Bank of America N.A. and J.P. Morgan Securities Inc. He serves as an advisory board member for All Saints Episcopal School in Fort Worth, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, institutions, and charitable organizations.

Sean Lewis is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory role, he manages a rental property in Bozeman, Montana. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management grounded in modern portfolio theory. The firm includes a broad range of financial products in its advisory solutions, such as insurance-related vehicles and bank deposit sweep options.

Claire Plouffe is an Investment Consultant at Fidelity Investments, where she currently focuses on navigating complex financial landscapes and partnering with clients to find tailored strategies. She has been with Fidelity Investments since 2021, holding various roles that have contributed to her comprehensive understanding of the financial industry. Her professional experience at Fidelity includes positions as Planning Consultant, Relationship Manager, Investment Solutions Representative, and Customer Relationship Advocate. This progression reflects her development in investment consulting and client relationship management. Additional information regarding her education, credentials, personal interests, or community involvement is not provided.

Anthony Martinka is a financial advisor at Charles Schwab in Frisco, TX, holding Series 63 and Series 66 credentials with four years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and employment outside the financial sector such as at Mountain Medical LLC and Polo Ralph Lauren. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, supported by centralized custody and operational infrastructure.

Diva Sharp is a financial advisor with J.P. Morgan Securities in Plano, TX, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2021, she worked at Citibank from 2018 to 2021 and Miracle Ear from 2016 to 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence combining quantitative and qualitative research and may incorporate ESG criteria.

Jeremy Herrington is a financial advisor with Charles Schwab holding Series 66 and Series 63 credentials and 12 years of industry experience. He previously worked at Fidelity Personal and Workplace Advisors and Fidelity Investments, totaling 12 years before joining Charles Schwab in 2025. Herrington is based in Plano, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio investment approach supported by in-house research and alternative investment due diligence.

Christina Dlugosch is a financial advisor at UBS Financial Services in Plano, TX, holding a Series 66 designation with eight years of industry experience. She has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering a range of solutions including financial planning, portfolio management, and access to alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Amy Crue is a financial advisor at Merrill with 20 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Oppenheimer & Co. for 16 years before joining Merrill in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.