Charla Riley is a Series 66-licensed financial advisor with LPL Financial, based in Aliso Viejo, CA, and has 25 years of industry experience. She has been with LPL Financial since 2009. Outside of her advisory work, she teaches yoga and meditation workshops and serves on the board of the Public Law Center, a nonprofit organization. She also teaches at Irvine Valley College’s Emeritus adult community education program. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services, incorporating both discretionary and non-discretionary management along with research-supported model portfolios.

Skylar Taylor is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and five years of industry experience. Prior to joining Charles Schwab, Skylar worked at The Vanguard Group for four years. Outside of financial services, Skylar has experience in the food service industry, including a role at My Pita Wrap. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts.

Asuncion Martinez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and seven years of industry experience. She has been with Wells Fargo Clearing Services LLC since 2019 and has also worked at Wells Fargo Bank NA since 2008. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs, tailored to plan objectives and risk tolerances.

Yuxuan Dou is a Financial Advisor with Merrill Lynch Wealth Management, specializing in providing personalized wealth management strategies. Fluent in Mandarin and English, Yuxuan focuses on helping new immigrants navigate the U.S. financial market with confidence. Her approach centers on building strong client relationships and delivering tailored strategies to meet individual financial goals. Yuxuan’s areas of expertise include education planning, family wealth management, legacy planning, managing new wealth, retirement and portfolio management, small business strategies, women and wealth, individual and corporate investment strategies, and retirement income. She holds the Personal Investment Advisor (PIA) designation and has over five years of experience in retail and corporate finance. Yuxuan earned both her Bachelor's degree in Business Management and her Master's degree in Business Analytics from the University of California System. Outside of her professional work, she enjoys adventure sports, biking, cooking, gardening, hiking, interior decorating, skiing, spending time with her family, traveling, and watching movies.

Paul Fiocca is a financial advisor with Cetera, holding a Series 63 designation and bringing 29 years of industry experience. He previously worked at The Boeing Company for 33 years before joining Cetera Wealth Services, LLC in 2013 and continuing with Cetera from 2023. Outside of his advisory role, he serves as a board member of Dana Point Sister Cities International and as treasurer for the Crystal Cove Home Owners Association. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services via a multi-manager platform, managing over $256 billion in assets.

Kristen Spang is a Series 66-licensed financial advisor at Cambridge Investment Research Advisors with three years of industry experience. Her prior roles include six years at LPL Financial and two years at Tuvalu. In addition to her advisory work, she is employed part-time in insurance and benefits human resources at Kapri Financial. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services through a network of independent financial professionals, providing both discretionary and non-discretionary strategies tailored to client objectives.

Bradley Cormack is a financial advisor at LPL Enterprise holding a Series 66 designation with one year of industry experience. His prior experience includes roles at Chapman University and SemiDice. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform that combines advisory programs with brokerage and insurance products.

Vincent Yado is a financial advisor with LPL Enterprise holding a Series 66 designation and has one year of industry experience. Prior to joining LPL Enterprise, he worked for American Senior Benefits for four years and spent seven years at Chelsea School District. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and other institutional clients. The firm offers financial planning, consulting, access to model wealth portfolios, third-party asset management, and brokerage and insurance products through an integrated platform.

Richard Coronel is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2020. Prior to that, he held various roles at BBVA Compass Insurance Agency, BBVA Wealth Solutions, BBVA Securities, and Compass Bank from 2013 to 2020. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical for large institutional advisers.

Du Lu is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized wealth management strategies tailored to clients' individual financial goals. His expertise includes college and education planning, family wealth management, legacy planning, liquidity management, retirement planning, portfolio management, tax minimization, and retirement income. Du holds a Bachelor's Degree from the University of California System and has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Committed to the Merrill tradition of community involvement, he spends time volunteering with local organizations. Outside of work, Du enjoys baseball, basketball, football, golfing, and spending time with his family.

Eric Chen is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been overseeing assets for private clients and large institutions for 17 years, focusing on wealth building, corporate cash management, insurance, and family succession planning. Eric works primarily with senior corporate executives and business owners who have complex financial needs and limited time. His clients include business owners with operations in Hong Kong, China, Taiwan, and the Philippines. Eric holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and is also a Personal Investment Advisor (PIA). Eric earned a bachelor's degree from the University of California, Davis, with dual majors in economics and financial management. He speaks Mandarin and holds Merrill Life Agency's California License Number 0522776. Outside of work, Eric advocates for the San Francisco Film Festival and enjoys spending time with his family, as well as participating in adventure sports and cooking.

Carrie Katzaroff Hennessey is a financial advisor at UBS Financial Services with five years of industry experience. She has been with UBS since 2016 and previously worked with Machine Control Technologies, Inc., Tapley Corporation, and Jaime Contreras, M.D. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a wide range of capital markets and research resources.

Nicholas Dzubnar is a Financial Advisor at Merrill Lynch Wealth Management. He leverages his education from California Polytechnic State University and his seven-year experience in the NFL to provide personalized financial advice and guidance. His professional designations include Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Nicholas specializes in college education planning, family wealth management strategies, personal retirement planning, portfolio management services, and individual and corporate investment strategy, with a particular focus on clients in the sports and entertainment sectors. He utilizes strong communication, relationship-building, and problem-solving skills to assist diverse and high net worth individuals and families in achieving their financial goals. Residing in San Clemente, CA, Nicholas enjoys spending time with his three daughters and engaging in outdoor activities such as boating, camping, golfing, hunting, ice hockey, skiing, and football. He is also a member of the NFL and NFL Players Association (NFLPA).

Kevin Olsen is a financial advisor with Primerica Advisors in Santa Ana, CA, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1992. In addition to advisory services, he is involved in sales of loan products and home security and automation service referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm offers advisory services primarily through model-driven strategies managed by third parties, with oversight from BNY Mellon Advisors and Pershing, and has approximately $15.5 billion in assets under management across nearly 3,700 advisors.

Taryn Moll is a financial advisor at Raymond James & Associates with 38 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Bank of America and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Ryan Gallo is a financial advisor with LPL Financial based in Irvine, CA, holding a Series 66 designation and 19 years of industry experience. He has worked with the Credit Union of Southern California and CUSO Financial Services, LP. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Alan Mariconda is a Wealth Management Advisor with Merrill Lynch Wealth Management, offering clients access to Merrill's investment resources alongside the banking services of Bank of America. He serves as an Investment Advisory Program Portfolio Manager, managing personalized and defined investment strategies on a discretionary basis. His focus includes areas such as divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Mr. Mariconda has been in the financial services industry since 1981 and joined Merrill Lynch Wealth Management in 1986. He is part of an investment team dedicated to guiding multi-generational families toward their financial goals by applying knowledge drawn from extensive experience and ongoing education. His professional designations include Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), Chartered Life Underwriter (CLU), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned both a bachelor's degree in Public Administration and a master's degree in Business Administration from Drake University. Outside of his professional work, Alan Mariconda participates in community activities through the Best Friends Animal Society. He pursues personal interests such as adventure sports, biking, hiking, running—including half and full marathons—skiing, traveling, and spending time with his family. His experience as an Ironman triathlete reflects his commitment to pushing boundaries both physically and mentally.

David Loftus is a financial advisor at Wells Fargo Advisors with two years of industry experience. He holds a Series 66 designation and previously worked at Cetera Investment Services LLC for three years. Outside of his advisory role, he has been involved with Pushpin Financial as an assistant. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm provides a broad range of investment and financial planning services, utilizing proprietary research and planning tools to develop tailored recommendations delivered through meetings and client summary letters.

Douglas Frazier is a CFP® professional with 27 years of experience in the financial services industry. He has been associated with LPL Financial since 2007 and has operated Pence Wealth Management since 2008. Frazier also maintains a non-investment-related business entity, Woodleigh Wealth, for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with model portfolios and research from various sources.

Sean Smith is a financial advisor with Edward Jones in Dana Point, CA, holding a Series 66 designation and two years of industry experience. Before joining Edward Jones in 2023, he worked in various roles at companies including Instacart, Uber, DoorDash, and Templeogue. He has also been involved with 50 All Stars and S2 Jerseys Basketball Training. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs and investment solutions through a nationwide network of over 23,700 financial advisors.