Joseph Carrington is a financial advisor with Merrill in Atlanta, GA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked at Merrill and Bank of America since 2017. Outside of his advisory role, he is a general partner managing a family LLC involved in internet sales of cosmetics. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Ryan Boden is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses his practice on helping executives and their families organize and understand their finances to achieve important goals and protect their loved ones. Ryan's client focus areas include college education planning, executive compensation, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds a B.A. in Economics from Hamilton College and an M.B.A. from the University of North Carolina at Chapel Hill. He also holds the Personal Investment Advisor (PIA) professional designation. Outside of work, Ryan enjoys basketball, cooking, football, golfing, hiking, running, soccer, woodworking, traveling, and spending time with his family.

Bryan Chitwood is a financial advisor with Merrill in Atlanta, GA, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. He has been with Merrill since 2009 and also has a long tenure at Bank of America, N.A. beginning in 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Margaret Ashooh is a Series 66-licensed financial advisor with 13 years of industry experience. She is currently with Merrill and Bank of America, where she has worked since 2014 across various roles. Her prior experience includes positions at Barclays Capital and Morgan Stanley. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Pamela Osterland is a financial advisor at Morgan Stanley in Atlanta, GA, with 18 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and has been with Morgan Stanley & Co, Inc. since 1999. Outside of her advisory role, she has worked as an independent contractor in casting for film productions. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools.

John Mc Colskey is a financial advisor with UBS Financial Services in Atlanta, GA, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, and Centennial Partners, LLC. Outside of his advisory work, he serves as co-trustee of family irrevocable trusts and is involved as a partner or sole owner in several private investment entities and LLCs. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory services, combining institutional trading capabilities with wealth management. The firm employs proprietary research and model-based asset allocations to tailor financial plans and offers both fee-based financial planning and portfolio management services.

Benjamin Portman is a financial advisor with Morgan Stanley in Atlanta, Georgia, holding a Series 66 designation and 16 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he has appeared as a participant on a Food Network cooking show. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning, utilizing firm-approved tools and modeling techniques, and manages approximately $2.74 trillion in client assets.

John Rudolph is a financial advisor at Wells Fargo Clearing based in Atlanta, GA, holding a Series 66 designation with three years of industry experience. Before joining Wells Fargo Clearing in 2026, he worked at Morgan Stanley for seven years and served in the United States Air Force for one year. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Hurtnole is a financial advisor with Cambridge Investment Research Advisors based in Atlanta, GA. He holds a Series 66 designation and has one year of industry experience. Prior to joining Cambridge, he worked in various roles including pricing analyst at Printpack and agent at Global Financial Impact LLC, where he also engages in part-time sales of insurance and non-insurance products. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing multiple platform arrangements and a range of proprietary and third-party investment strategies.

Nicholas Harrison is a financial advisor with Morgan Stanley in Atlanta, GA, holding Series 63 and Series 66 designations and 12 years of industry experience. Prior to joining Morgan Stanley, he worked at various E*TRADE entities from 2015 to 2023. He serves as a committee member on the Buford City School's Diversity and Inclusion Council. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, utilizing structured financial planning tools and managing approximately $2.74 trillion in client assets.

Dorian Peric is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds the Series 66 designation and has previously worked at Equitable and in governmental roles including the offices of Governor Brian Kemp and Congressman Rick W. Allen. Outside of finance, he was involved with the Silver Dollar Bar for three years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework to support non-discretionary client decisions.

Colton Waggoner is a financial advisor at Wells Fargo Clearing in Atlanta, GA, holding a Series 63 designation. He has one year of industry experience, including prior roles at Morgan Stanley and FedEx. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Jeremy Harris is a CFP® professional with 11 years of experience in the financial services industry, all with Edward Jones since 2015. He holds a Series 66 license and works out of Covington, GA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management supported by a large network of financial advisors and branch offices nationwide.

Mary Beth Ruth is a CFP® with 29 years of industry experience, currently affiliated with Wells Fargo Clearing. She previously worked at Rock & Co LLC and Rockefeller Financial LLC from 2020 to 2024, and at Morgan Stanley Smith Barney from 2012 to 2020. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Max Dore is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He is also a member of the Merrill Global Corporate and Institutional Advisory Services (GCIAS) group, where he focuses on delivering corporate benefits education and individual advice. Max works with clients to identify their primary financial goals, including education funding, tax minimization strategies, and retirement planning. Leveraging investment resources from Merrill and banking services from Bank of America, he develops personalized wealth management strategies aimed at helping clients build, manage, and preserve their wealth for current and future generations. He holds a Bachelor's degree in Economics from the University of Florida and is a CERTIFIED FINANCIAL PLANNER® (CFP®) professional as designated by the Certified Financial Planner Board of Standards, Inc. Max also participates in community volunteering activities in line with Merrill's tradition of service.

Connor Jabs is a financial advisor with J.P. Morgan Securities in Atlanta, GA, holding Series 63 and Series 65 licenses and nine years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021, and previously at Paces Ferry Wealth Advisors and Peachcap Securities. He is employed by both JPMorgan Securities and JPMorgan Bank, allowing him to offer certain bank products alongside investment services. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a non-discretionary process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

James Jennings is a financial advisor with Merrill in Atlanta, GA, holding a Series 66 credential and five years of industry experience. Prior to joining Merrill and Bank of America in 2021, he worked with various financial and academic institutions. Outside of his advisory role, he is involved in non-investment activities such as general labor tasks including painting and organizing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Scott McCarty is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop financial plans and strategies aimed at achieving their financial goals. He has been with Fidelity Investments since 2022, holding various roles including Relationship Manager, Investment Solutions Representative, and Customer Relations Advocate. Prior to joining Fidelity, Scott was a Registered Representative at Equitable Advisors in 2022. His professional experience encompasses client relationship management and investment solutions within the financial services industry. Outside of his professional work, Scott has interests in baseball, beach activities, cars, fishing, football, and spending time with pets.

Ashley Abbott is a financial advisor with Raymond James & Associates in Atlanta, GA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has worked at Raymond James & Associates since 2016 and has also been associated with Advocare since 2017. Outside of her advisory role, she is involved in a rental real estate business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing various portfolio management styles and affiliated research, and provides municipal advisory services alongside market-making and execution roles in municipal and government bonds.

Tyler Sanders is a financial advisor at Charles Schwab with seven years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc. since 2024, following six years at Hantz Financial Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts. The firm is notable for its scale, integrated operational structure, and multi-asset investment approach with centralized custodian and supervisory services.