Kelly Centeno is a financial advisor at Ameriprise with 10 years of industry experience and a Series 66 designation. She has been with Ameriprise since 2005, working within the firm and its affiliated entities for over 18 years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm’s retirement income service includes written Recommendation Reports and ongoing annual advice, supported by proprietary investment research and algorithmic tools.

Kathleen Hogan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of her advisory role, she serves as a trustee of trusts for a co-worker in Palos Verdes Estates, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nina Santich is a financial advisor with LPL Financial in San Pedro, CA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She worked at National Planning Corporation for 18 years before joining LPL Financial in 2017. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and portfolio management services supported by internal and third-party research.

Kyle Delicata is a financial advisor with J.P. Morgan Securities in El Segundo, CA, holding Series 63 and Series 66 licenses and six years of industry experience. His prior experience includes roles at 1st Century Bank, First Republic Bank, Onewest Bank, and earlier tenures at J.P. Morgan Securities and Chase. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Edgar Higareda is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His work history includes roles at Bank of America, BMO Bank, Wells Fargo, and other firms across finance and retail sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm serves individual, high-net-worth, pension, profit-sharing, corporate, and charitable clients using model-based and discretionary investment strategies developed by internal and third-party managers.

Gregory Fong is a financial advisor at OSAIC with over 41 years of industry experience. He holds the CFP® and ChFC® designations and has worked with firms including Sagepoint Financial, Inc. and Planned Wealth Consultants. He also served as an instructor for the Metropolitan State College of Denver's Personal Financial Planning program for 19 years. Outside of advising, he owns an insurance services business specializing in life, accident, long-term care, and annuity products. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and various portfolio management options across multiple investment types.

Andrew Rimer is a financial advisor with Cetera, holding a Series 66 credential and 10 years of industry experience. He has worked at multiple Cetera-affiliated entities since 2016 and is also involved as a food delivery driver with Uber Eats outside of his advisory role. Cetera Investment Advisers LLC provides services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

David Lindstedt is a CFP® professional with 23 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to that, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his financial advisory role, he has engaged in occasional freelance modeling and acting for commercials in Beverly Hills and serves on the board of directors for the Waters Edge Homeowners Association. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional assets.

John Shadden is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley and its related entities since 2009. His current role involves working at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its process.

Ezra Hamilton is a financial advisor with Charles Schwab in Torrance, CA, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Schwab, he worked in full-time education and has seasonal experience as an ocean lifeguard with California State Parks. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management options supported by multi-asset model portfolios and a centralized operational structure.

David Isti is a financial advisor at OSAIC with six years of industry experience. He holds the Series 66 designation and has worked at OSAIC since 2023. Prior to that, he was with Karen Codman FSC Securities for five years and at Chop Chop for two years. He also serves as an Investment Advisor Representative for Codcrow Inc., assisting in client account management and advising under his representative code. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of advisers. The firm employs various investment strategies using proprietary tools and offers integrated advisory and brokerage services along with access to multiple third-party money managers and programs.

Bradley Campbell is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, retirement plan consulting, and offers both brokerage and advisory solutions with approximately $671 billion in assets under management.

Dora Loaiza is a financial advisor with Cetera, holding a Series 66 designation and 23 years of industry experience. She has worked at Cetera and its affiliate Cetera Wealth Services, LLC since 2018 and previously at Ares Investor Services LLC and Ares Management LLC from 2015 to 2018. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of investment programs and strategies, managing over $256 billion in assets through a network of more than 10,000 advisors nationwide.

Kerry Pierce is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Cetera. He has held roles at multiple affiliated entities of Cetera since 2015. In addition to his advisory work, he is the owner of a sports bar and grill called One of Us Bar, where he provides strategic direction and leads capital structure design. Cetera Investment Advisers LLC operates as an SEC-registered adviser with a nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through diverse program platforms and multiple custodial relationships.

Laila Marshall Pence is a financial advisor with LPL Financial, holding the CFP® and Series 63 designations and bringing 46 years of industry experience. She has worked previously at Pence Capital Management, Pence Wealth Management, and Pence Real Estate Inc. Outside of her advisory role, she is involved in mortgage and real estate services through Pence Real Estate. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, institutions, and charitable organizations. The firm offers financial planning, advisory programs, and retirement consulting supported by research from LPL Research and third-party subadvisors.

Taylor Dolenga is a financial advisor with Ameriprise in Hermosa Beach, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2021, Dolenga worked in behavioral health services, education administration, legal practice, and the brewing industry. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, incorporating investment research and tax-aware withdrawal strategies.

Kevin Nguyen is a Financial Consultant at Fidelity Investments, a position he has held since 2026. He has worked in various roles at Fidelity Investments since 2021, including Investment Consultant, Planning Consultant, Fixed Income, Investment Solutions Representative, and Financial Representative. Prior to joining Fidelity, Kevin was a Private Client Banker at JP Morgan Chase Bank from 2017 to 2020. Kevin holds a California Insurance License. His approach to financial planning focuses on patience and understanding, aiming to help clients build structured plans for clarity and confidence throughout their financial journeys. Outside of his professional work, Kevin's personal interests include family activities, fitness, food, outdoor adventures, parenthood, and traveling.

Gregory Hetzer is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 44 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, serving plan sponsors with tailored investment solutions and acting as an ERISA fiduciary when providing investment advice.

Robert Vogelsang is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 1995. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by structured processes and firm-approved tools.

Rishabh Jain is a financial advisor with Cetera, holding a Series 66 designation and eight years of industry experience. He has been affiliated with various Cetera entities since 2018 and previously worked in higher education and at Genpact. Cetera Investment Advisers LLC is an SEC-registered advisor serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and retirement services, operating as a multi-manager platform with over $256 billion in assets under management and more than 10,000 advisors nationwide.