Rafi Nazarian is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds a Series 66 designation and has worked at notable firms including Merrill, J.P. Morgan Securities, and Amazon.com, Inc. prior to his current role. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Orr is a financial advisor with UBS Financial Services in Seal Beach, CA, holding Series 63 and Series 65 licenses and with 32 years of industry experience. He has been with UBS since 1996. Outside of his advisory duties, he serves as a member arbitrator for the National Futures Association and coaches youth with the Brazilian Top Team. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management, offering a broad range of products and services including custody, underwriting, and securities-backed lending.

Sukru Alpay is a financial advisor with Fidelity, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and Fidelity Brokerage Services. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Luis Amaya is a financial advisor at Wells Fargo Clearing with a Series 66 designation and five years of industry experience. His prior work includes roles at The Vanguard Group and One Main Financial. Outside of his advisory work, he owns and operates L&C Limited LLC, an online retail sales business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Emma Aragon is a financial advisor at Edward Jones with 17 years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2018. Prior to that, she spent 15 years with various divisions of Wells Fargo and Wells Fargo Advisors. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs, managed solutions, and tax-efficient services. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Alan Rosemberg is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2022. In this capacity, he leads a team focused on strengthening clients' financial well-being by deeply understanding their priorities and collaborating to create personalized financial plans. His approach emphasizes building long-term relationships with clients and delivering comprehensive financial planning services. His experience at Fidelity Investments spans from 2012, holding various positions including Vice President Executive Planning Consultant, Financial Consultant, Investment Consultant, and Relationship Manager. Prior to joining Fidelity, he worked as a Financial Planner at LPL Financial from 2010 to 2012. Alan holds a California Insurance License. Outside of his professional career, Alan engages in surfing and volunteering.

Christopher Kleinhen is a financial advisor with Morgan Stanley in Torrance, CA, holding a Series 66 license and five years of industry experience. His prior work includes roles at NerdWallet and Oracle, as well as a sabbatical period involving extended travel. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets and utilizing structured planning tools including Monte Carlo simulations.

Stefano D'amato is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Evoke Wealth, First Republic Investment Management, Mozaic LLC, and BNY Mellon Wealth Management. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Robert Park is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including SVB Wealth LLC, Beacon Pointe Advisors, and Fidelity. Park is based in El Segundo, California. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

James Bui is a Planning Consultant at Fidelity Investments, where he partners with clients to develop financial plans aimed at growing, protecting, and transferring wealth for individuals and their families. He began his career as a Banker at Wells Fargo from 2022 to 2024, followed by roles as an Analyst at Goldman Sachs and Relationship Manager at Fidelity Investments before becoming a Planning Consultant in 2025. James holds a California Insurance License. Outside of his professional work, he has interests in cars and cooking/baking.

Katelyn Carter is a financial advisor with Morgan Stanley in Torrance, CA, holding a Series 66 designation and four years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2019 and has prior experience with Unishippers and Eugene Cascades and Coast. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by its Financial Advisors and Estate Planning Strategies Group.

Sandra Mcpeak is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 28 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she has a minority ownership in McPeak Infosec Investments LLC, a private investment entity. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of investment products, including insurance-related vehicles and bank deposit sweep options.

Kevin Connors is a CFP® with 17 years of industry experience, currently affiliated with LPL Financial in Torrance, CA. He has worked at LPL Financial since 2018 and has prior experience at Cetera Advisor Networks and his own firms, The Connors Group and Connors Financial Services. In addition to his advisory work, he provides tax preparation and advice through his business, Kevin F. Connors Tax Preparation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Alex Birnbaum is Vice President, Wealth Planner at Fidelity Investments, a role held since 2022. In this position, he delivers personalized wealth planning services designed to help clients align their financial decisions with their long-term goals and values. He combines Fidelity's strategic expertise with a focus on building relationships grounded in trust, clarity, and accountability. Alex has been with Fidelity since 2015, progressing through various roles including Financial Representative, Relationship Manager, Investment Consultant, Financial Consultant, and now Vice President, Wealth Planner. His experience encompasses comprehensive financial planning and wealth management, providing support for individuals and families navigating their financial decisions. He holds a California Insurance License. Outside of work, Alex has interests in baseball, cars, football, music, parenthood, and theater.

Angela Schlafke is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has worked previously at Wells Fargo Advisors and Wells Fargo Clearing. Outside of her advisory role, she is involved in property management as a sole proprietor and partner of rental property in Germany. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, focusing on advisory services without offering individual security recommendations as part of standalone plans.

Philip Califano is a financial advisor at LPL Financial with 31 years of industry experience. He holds the Series 63 and Series 65 designations and has held prior roles at OSAIC and SagePoint Financial. In addition to his advisory work, he is a CPA providing tax preparation and accounting services and operates a real estate business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a network of investment adviser representatives.

Ali Haidar is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities, Merrill, Edward Jones, and Bank of America. His background also includes roles outside finance, such as at XI Vape Inc and South Bay Gold & Finley's Jewelers. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Viney Sethy is a Wealth Management Advisor with the RVS Group at Merrill Lynch Wealth Management. He focuses on assisting business owners and entrepreneurs in aligning their personal financial plans with business transition goals, family priorities, estate planning needs, liquidity planning, and long-term legacy objectives. His approach includes evaluating whether clients' personal wealth outside the business can support their desired lifestyle and commitments before, during, and after business transitions. Viney brings over three decades of experience to his role, including a decade as a Chief Financial Officer. His expertise spans multiple industries such as private equity, manufacturing, software, consumer products, precision instruments, and medical devices. He holds numerous professional designations including Certified Financial Planner (CFP), Certified Private Wealth Advisor (CPWA), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned a Master's degree from the University of Southern California and is a member of the Beta Gamma Sigma Honor Society. Viney is multilingual, speaking Punjabi, English, and Hindi. Outside of his professional work, he is involved in fostering dogs and enjoys cooking, gardening, hiking, music, photography, reading, and traveling.

Greg Alban is a financial advisor with Morgan Stanley in Torrance, CA, holding Series 63 and Series 65 licenses and 37 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct engagements and corporate financial planning agreements.

Syed Ali is a Financial Consultant currently working with Fidelity Investments since 2022. He has 18 years of experience in the financial industry, during which he has held positions such as Vice President Financial Advisor at Merrill Lynch from 2014 to 2022, Private Client Banker at JP Morgan Chase from 2009 to 2014, and Registered Representative Premier Banker at Wells Fargo Investments from 2007 to 2009. Syed specializes in creating straightforward financial plans tailored to clients' unique goals. He focuses on educating clients to enable them to make informed financial decisions and collaborates with them to navigate both planned and unplanned life events by implementing various strategies aimed at achieving financial independence. He holds a California Insurance License. Outside of his professional work, Syed enjoys activities such as badminton, spending time at the beach, family activities, and reading.