Tracy Sula Wang is a financial advisor with Transamerica Financial Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and 11 years of industry experience. She has held roles at Revolution Financial Management and Rise Inc, where she serves as a board member and president. Wang is also involved in insurance sales through affiliated companies connected to Transamerica. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and charitable organizations, offering a combination of advisory and broker-dealer services. The firm provides access to proprietary and third-party investment models with both discretionary and non-discretionary management options.

Liang Zhu is a financial advisor with Transamerica Financial Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked with Transamerica Financial Advisors since 2014 and is also involved in IT consulting through Nucleon Technologies LLC. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services with a range of proprietary and third-party investment programs.

Timothy Carter is a financial advisor with Eagle Strategies (NY Life) in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked with Eagle Strategies since 2006 and has been affiliated with NYLife Securities LLC and New York Life Insurance Company since the early 1980s. His other business activities include brokering non-registered insurance products. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple advisory programs tailored to client needs and emphasizes non-discretionary management alongside fiduciary responsibilities to retirement investors.

Ryan Boudreau is a financial advisor at GWN Securities Inc. with 25 years of industry experience. He holds a Series 66 designation and has been with GWN Securities since 2013. Outside of his advisory role, Boudreau serves as a board member at large for Saddleback Valley Pop Warner Football & Cheer, a youth sports organization. GWN Securities provides investment advisory services to individual and corporate clients through various managed account programs and financial planning. The firm uses a mix of affiliated and unaffiliated sub-advisers and model-based allocations, employing both traditional and tactical strategies in portfolio management.

Gary Le is a Series 66-licensed advisor at Money Concepts Capital Corp with one year of industry experience. Prior to his role at the firm, he held various educational positions over the past decade, including roles at Santiago Canyon College, Troy High School, Sarah McGarvin Intermediate School, and Anthony Elementary School. Money Concepts Capital Corp serves a broad client base, including individual investors, pension plans, and corporations, managing approximately $4.07 billion in assets through enterprise-scale advisory services. The firm employs model-driven, asset-allocation strategies and offers both discretionary and non-discretionary programs, utilizing third-party managers and platforms such as Envestnet for investment and reporting support.

Cynthia Couyoumjian is a financial advisor with Independent Financial Group, LLC in Tustin, CA. She holds Series 63 and Series 65 licenses and has 40 years of industry experience, including prior roles at First Allied Securities, Inc., LPL Financial, and Equitable Advisors. Cynthia is the author of three books and is involved in financial education through public speaking and online training modules, including initiatives focused on increasing financial literacy among women. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, corporations, pension plans, and charitable organizations. The firm employs a model-based investment approach combining strategic asset allocation with multi-manager portfolios, offering both active and passive exposures, and supports advisors in developing tailored strategies based on client risk tolerances.

Robinder Saggu is a CFA® charterholder with 19 years of industry experience, currently serving at Corient in Newport Beach, CA. His work history includes multiple roles within Corient and its affiliates since 2016. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and utilizes risk management tools and stress testing to align portfolios with client objectives.

Victoria Martin is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding Series 63, Series 65, and Series 66 licenses and 19 years of industry experience. She has worked at Centaurus Financial since 2006 and is also associated with Archangel Financial. In addition to her advisory role, Martin is a licensed attorney in California and owns a law practice specializing in estate planning, probate, special needs conservatorships, and trust administration. Centaurus Financial, Inc. serves a diverse client base including individuals, families, businesses, corporations, trusts, and foundations, offering financial planning, portfolio management, retirement-plan consulting, and advisory management of annuity and variable life sub-accounts through a blend of discretionary and non-discretionary arrangements. The firm employs a variety of analytical approaches and provides access to model overlay programs, tax-overlay services, and approved third-party money managers.

Cayden Kotowitz is a financial advisor at Wealth Enhancement Advisory Services, LLC with a Series 65 credential and experience dating back to 2023. His prior roles include positions at Spectrum Wealth Management, LLC and Putman Group. Before entering the advisory field, he was involved with GOGO Enterprises, LLC and attended the University of California. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement plan consulting, utilizing a strategic investment process that combines passive and active management with quantitative and fundamental research.

Mai Nghiem is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. Prior to joining Citigroup in 2021, they worked at Comerica Securities, Marcum Financial Services, Raymond James Financial Services, State Farm VP Management Corp., and Phillip Ngo Insurance Agency. Outside of their advisory role, Mai Nghiem is involved in providing in-home supportive services to individuals with limited self-care abilities. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a variety of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with oversight committees and incorporates a combination of institutional scale and specialized market functions.

Jack Mathews is a financial advisor with Goldman Sachs Wealth Services in Newport Beach, CA. He holds a Series 66 designation and has five years of industry experience. Prior to his current role, he worked at Goldman Sachs Ayco Personal Financial Management and has held various positions connected to Pepperdine University and Experian. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, corporate participants, and institutional clients. The firm offers tailored strategies supported by integrated resources across the Goldman Sachs organization, utilizing advanced analytics and a range of service models.

Therese Cheevers is a financial advisor with Integrated Wealth Concepts LLC in Irvine, CA. She holds credentials as a CPA and has two years of experience in financial advising, alongside over 19 years as a partner at Windes, Inc., a CPA firm. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with mutual funds, ETFs, equities, and fixed income, and combining internal management with third-party asset managers.

Andrew Shires is a financial advisor at Goldman Sachs Wealth Services with six years of industry experience. He holds Series 65 and Series 63 licenses and has been with Goldman Sachs since 2020. His prior experience includes roles at Whaley Capital Group and Klaren Capital. Goldman Sachs Wealth Services advises a broad client base that includes individual investors, executives, plan sponsors, and institutional clients, offering financial planning and portfolio management alongside specialized wealth programs. The firm uses strategic and tactical allocation models, manager selections, and a range of fee arrangements, leveraging the broader Goldman Sachs ecosystem for expanded capabilities and product access.

Alexander Stimpson is a financial advisor at Corient with 37 years of industry experience. He holds the Series 63 and Series 65 designations and has held various roles within Corient and its affiliated entities since 2015. Stimpson also serves as an individual trustee for clients of Corient. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and utilizes advanced risk management tools to align portfolios with client objectives.

Rosalie Morris is a financial advisor with Commonwealth Financial Network in Anaheim, CA, holding nine years of industry experience. She has been associated with Able-Wagner, Inc. since 2008. Morris maintains a life-only insurance license, although she has not sold any insurance policies and devotes minimal time to maintaining this license. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management resources.

Daniel Cox is a CFP® and holds a Series 65 license with two years of industry experience. He currently works at Creative Planning, LLC and previously held roles at Modern Wealth Management LLC and several other companies across various industries. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base, including high-net-worth and ultra-affluent individuals as well as pension plans and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by selective private market exposure and tax-efficient techniques.

Ben Putman is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. His prior experience includes roles at Empirical Wealth Management, Independent Financial Group, and Spectrum Capital Investment Group. In addition to his advisory work, he is licensed to sell and service fixed insurance and fixed annuity policies. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process that combines passive and active management, supported by quantitative and fundamental research and an internal Investment Committee.

Xianjunliang Kong is a CFP® with one year of industry experience, currently affiliated with Eagle Strategies (NY Life) in Irvine, CA. His career includes roles at Nylife Securities LLC and Benson Liao Insurance & Financial Center. Eagle Strategies serves a diverse client base, including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis.

Ginnie Chen is a financial advisor with Transamerica Financial Advisors who holds Series 65 and Series 63 licenses and has nine years of industry experience. She has also practiced dentistry since 2001 as the managing dentist and owner of her own dental office. Outside of financial advising, she is involved in sales of insurance and non-insurance products affiliated with her firm. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations, offering both advisory and broker-dealer services through proprietary and third-party investment programs.

Brian Vosberg is a financial advisor with Centaurus Financial, Inc., holding CFP® and ChFC® designations and over 24 years of industry experience. He has worked at Centaurus since 2009 and has operated Vosberg & Associates since 2005. Outside of his advisory work, Vosberg serves as an adjunct faculty member in the Finance, Real Estate, and Law Department at California State Polytechnic University Pomona and is involved in retirement education through various media formats. He also serves on the Citrus College Foundation Board and the Foothill Unity Center board. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse range of clients, including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services with both discretionary and non-discretionary arrangements, employing a combination of fundamental, technical, bottom-up, and top-down investment analyses.