David Holmes is a financial advisor at LPL Enterprise with four years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including Brookstone Wealth Advisors, Innovation Partners LLC, and Western International Securities, Inc. Holmes also maintains ongoing involvement with Anthem as a non-variable insurance agent. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm utilizes model-driven investment strategies and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Kyung Suk Choi is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and nine years of industry experience. His prior work includes roles at Bank of Hope, Cetera, and Mirae Asset Wealth Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Paul Finby II is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2024. Outside of his advisory role, he has been involved with Us Tech Solutions since 2021 and previously with Infinite Water Polo Club. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial products than typical large institutional advisers.

Xuepan Zeng is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 66 and Series 63 licenses and has worked in various roles within JPMorgan Chase Bank and J.P. Morgan Securities since 2018. Outside of his advisory role, Zeng operates an online retail store focused on auto accessories as a sole proprietor. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program is non-discretionary and emphasizes written asset allocation advice, investment manager searches, and customized performance reporting.

Cory Murdock is a CFP® with 29 years of industry experience, currently serving at OSAIC since 2018. Prior to joining OSAIC, he worked for 21 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Co. He operates a fixed life insurance brokerage as a sole proprietorship. OSAIC Wealth serves a diverse client base, including individual investors, retirement plans, charities, and corporate clients, offering a variety of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

Xiwen Zhang is a financial advisor at J.P. Morgan Securities with six years of industry experience. Zhang holds a Series 66 designation and has previously worked at Bank of America Merrill Lynch, China International Capital Corporation, and Shanghai Gfund Management Co., Ltd. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients with a focus on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence and uses quantitative and qualitative research to build model asset allocations, including the consideration of ESG factors.

David Bassett Parkins is a financial advisor at Edward Jones with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors.

Denise Bare is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 20 years of industry experience. Her career includes roles at Morgan Stanley and Beverly Hills Wealth Management before joining Wells Fargo Clearing in 2016 and Wells Fargo Advisors Financial Network in 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet certain net-worth criteria, utilizing Wells Fargo research and tools to develop customized recommendations.

Flavio Hernandez is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 63 and Series 65 designations and has worked at LPL Financial since 2022, following five years at CUNA Brokerage Services, Inc. He is also associated with SchoolsFirst FCU, where he has served in a retirement plan representative role since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a network of advisors utilizing both proprietary and third-party strategies.

Michael Dollins is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Arbor Point Advisors, Securities America Advisors, and National Planning Corporation. Outside of advising, he plays amateur poker occasionally in casinos. OSAIC serves a broad range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization with various customizable strategies and access to alternative investments via third-party platforms.

Frank Saldana is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds a Series 66 designation and has worked with firms including Merrill, Edward Jones, and Chase Investment Services Corp. outside of his current tenure at JPMorgan Chase Bank and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Akihiko Mogi is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His career includes roles at PCE International, Inc, PFS Investments Inc, and Primerica Financial Services. Outside of his advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Wei Wang is a financial advisor at J.P. Morgan Securities in City of Industry, CA, holding Series 63 and Series 66 licenses with three years of industry experience. His work history includes roles at JPMorgan Chase Bank, N.A., Bank of America, Bank of the West, and positions outside the financial sector. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening, qualitative research, and forward-looking capital market assumptions to build model asset allocations.

Hao Wu is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked at firms including Thrivent Financial, Bank of America, and Bank of China. Wu is based in Irvine, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process includes centralized due diligence with a combination of quantitative screens and qualitative research to develop model asset allocations, and it incorporates a range of investment strategies supported by affiliates.

Cindy Min is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and previously worked at Merrill for four years. Cindy’s background also includes a 14-year tenure at California State University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Nancy Johnson is a CFP® professional with 47 years of industry experience. She is currently with Wells Fargo Advisors, where she has worked since 2022, following a decade at Wells Fargo Clearing Services, LLC. She holds Series 63 and Series 65 licenses in addition to her CFP® designation. Outside of her advisory role, Johnson has ownership interests in NZJJ, Inc. and JAEJ Group, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and special-needs planning, using proprietary research and planning tools to develop tailored recommendations.

Jeffrey Barlow is a financial advisor at LPL Financial with 33 years of industry experience. He previously worked at Crown Capital Securities, LP for 12 years before joining LPL Financial in 2024. He holds Series 63, Series 65, and Series 66 credentials. Barlow is also involved with Trillium Insurance Services, Inc., focusing on non-variable insurance trails. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including access to third-party asset managers and institutional platforms, supported by technology tools for research and operations.

Thomas Gabler is a Series 66–designated financial advisor with Morgan Stanley in Brea, CA, with seven years of industry experience. He has worked at Morgan Stanley since 2018 and previously worked at RD Tax Service from 2016 to 2018. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Christopher Sciarra is a financial advisor with Morgan Stanley in Brea, CA, holding a Series 66 designation and bringing 20 years of industry experience. His previous roles include positions at Wells Fargo Clearing, Wells Fargo Investments, and UBS Financial Services. Outside of his advisory work, he is involved as a partner in a property management business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Dwight Nakata is a financial advisor with Cetera, holding CFP® and Series 66 credentials and bringing 26 years of industry experience. He has worked at Cetera and its affiliate entities since 1999 and previously was a principal at Yamada & Nakata CPAs. Nakata serves as a committee member of the California Society of CPAs, participates on the board of the Orange County Academic Decathlon, and holds volunteer positions with California State University, Los Angeles, including chairing the Board of Trustees and Audit Committee. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. It offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a broad range of investment strategies and program structures.