Brandi Zimmerman is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank since 2017. Prior to that, she was with Sun Life Financial from 2009 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs supported by structured planning tools and investment research.

Brian Vo is a financial advisor at Ameriprise with six years of industry experience and holds the Series 66 designation. He has been with Ameriprise since 2016. Outside of his advisory role, he owns and manages Brahhvo LLC, a business unrelated to investment activities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Francis Chan is a financial advisor at UBS Financial Services with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Matthew Franco is a financial advisor with LPL Financial in Los Angeles, CA, holding a Series 66 designation and 10 years of industry experience. He has worked at LPL Financial since 2016, with prior experience at Bank of America, Merrill, and Island Prime/C-Level. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and oversight of substantial discretionary assets.

Julia Navarro Sosa is a financial advisor at Merrill Lynch Wealth Management, specializing in personalized financial strategies that reflect the individual goals and dreams of her clients. She focuses on a range of areas including education planning, legacy planning, managing new wealth, personal retirement planning, portfolio management, social responsibility and ESG investing, as well as small business strategies and tax minimization. With more than a decade of experience, Julia brings expertise in financial services, strategic planning, and public service to her client relationships. Prior to her advisory role, she contributed to national strategy initiatives at Merrill Lynch Wealth Management, supporting advisor development, client engagement, and business growth. Her earlier career includes service at the U.S. Department of State and the White House. Julia earned her MBA from the UCLA Anderson School of Management, where she was a Consortium Fellow, and graduated magna cum laude with a B.A. in Political Science from George Washington University. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, along with FINRA Series 7 and Series 66 registrations. Julia is fluent in English and Spanish. In her personal time, she enjoys hiking, camping, road trips, exploring different cuisines, gardening, swimming, traveling, yoga, and spending time with her family.

Christine Yu is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 designation and 19 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Yu is also CEO of the Sean and Christine Yu Private Foundation, a nonprofit organization focused on education, health, research, and social services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and global investment research in its financial planning process.

Gregory Gutierrez is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding Series 63 and Series 65 licenses and 29 years of industry experience. His prior firms include Morgan Stanley and Citigroup Global Markets. Outside of finance, he is involved in music, including receiving passive royalties and performing as a guitarist and singer with the Three O'Clock Band. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research-driven investment strategies with a broad range of brokerage and advisory solutions.

Enrique Lomelin is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds a Series 63 designation and has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides various advisory programs to individuals and institutional clients. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group and manages approximately $2.74 trillion in client assets.

Maria Chavez is a financial advisor at RBC Capital Markets with 11 years of industry experience. She previously worked at Oppenheimer for three years and D.A. Davidson & Co. for ten years. She holds Series 63 and Series 65 licenses and is based in Los Angeles, CA. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies according to each client’s risk profile and utilizes a combination of in-house and third-party managers and model providers.

Edward Tess is a financial advisor with Morgan Stanley Wealth Management in Los Angeles, holding a Series 63 designation and having 30 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services both directly to clients and through employer-based Corporate Financial Planning agreements.

Lawrence Rocha is a financial advisor at Osaic Wealth, Inc. with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple firms including IFP Securities, LLC, Independent Financial Partners, and LPL Financial. Outside his primary roles, Rocha operates Parallax Wealth Management, a sole proprietorship offering investment advisory and financial planning services, and acts as an independent agent for Highland Capital Brokerage, providing insurance products. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities through a large network of advisors and advisory platforms. The firm employs a range of asset-allocation tools and offers integrated brokerage, advisory services, and access to third-party money managers and managed account solutions.

Michael Tiedemann is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and 28 years of industry experience. He has been with Merrill since 1997. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Oliver Tao is a financial advisor with Cetera in Pasadena, CA, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has been with Cetera and its affiliated entities since 2011, with previous roles at East West Bank, Chase Investment Services, and Wamu Investments. Outside of his advisory work, he volunteers as a Little League baseball coach. Cetera Investment Advisers LLC is a large SEC-registered firm that provides portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients. The firm operates a multi-manager platform allowing advisors to utilize affiliated and third-party model portfolios, offering a range of program structures and investment options.

Jack Wang is a financial advisor with Cetera in Diamond Bar, CA, holding Series 63 and Series 66 licenses and having 14 years of industry experience. His work history includes roles at East West Bank, CTBC Bank, and J.P. Morgan Securities. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with various program structures and custodial arrangements.

Charles Hung is a CFP®-designated financial advisor with 22 years of industry experience. He is currently with J.P. Morgan Securities, where he has worked since 2021. His prior experience includes roles at Bank of America, Merrill, Wamu Investments, and Redwood Securities Group. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with manager due diligence and applying an ESG eligibility framework in its recommendations.

Travis Knutson is a financial advisor with LPL Financial based in Brea, CA, holding Series 63 and Series 66 registrations and 26 years of industry experience. He has been with LPL Financial since 2011, following prior roles at Chase Investment Services Corp. and Wamu Investments, Inc. He also operates a business under the name TK Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by an extensive platform of discretionary and non-discretionary investment strategies.

Aaron Huang is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on understanding his clients' full financial picture to develop personalized strategies that address their short-, mid-, and long-term goals. His client focus areas include legacy planning, liquidity management, managing new wealth, small business strategies, socially responsible and values-based investing, ESG investing, individual and corporate investment strategy, and retirement income. Aaron serves as a resource for general investing, retirement planning, and saving for unforeseen circumstances. He provides access to the investment insights of Merrill and the banking and lending solutions available through Bank of America specialists. Aaron works collaboratively with clients to discuss their goals, concerns, and questions, offering ongoing advice and guidance as their needs evolve. He holds a Personal Investment Advisor (PIA) designation and earned an Associate's Degree from East Los Angeles College after completing his high school education at Mark Keppel High School. Outside of his professional role, Aaron is engaged in his community through volunteer work and enjoys basketball, cooking, spending time with his family, traveling, and watching movies.

Craig Fein is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. His prior roles include positions at CUSO Financial Services, Kinecta Financial & Insurance Services, LLC, and LPL Financial. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Kristopher Nguyen is a financial advisor with J.P. Morgan Securities in Brea, CA, holding Series 63 and Series 66 licenses with 18 years of industry experience. Prior to joining J.P. Morgan Securities in 2012, he was involved with Number One Coffee (also known as Banh Mi So 1) from 2016 to 2019. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Gabriela Rubio is a CFP® professional with 18 years of industry experience, currently affiliated with Raymond James Financial. Her work history includes 13 years at RBC Capital Markets and recent roles at The Blackmont Group and Creative Financial Designs. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional investors. The firm uses analytical tools and tailored strategies to support client goals and offers specialized programs in municipal and public finance as well as employer advisory services.