John Williams is a financial advisor with RBC Capital Markets in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with RBC Capital Markets since 2010. Williams has also served as an independent contractor arbitrator in FINRA dispute resolution. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Kathleen Thompson is a Certified Financial Planner (CFP®) with 19 years of industry experience. She has worked at Morgan Stanley since 2019, including a current role at Morgan Stanley Private Bank, N.A., and previously held positions at Davenport & Company LLC and World Capital Advisors, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and methodologies.

Mark Wolf is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. His prior roles include positions at Fannie Mae and Freddie Mac, as well as running Wolf Consulting LLC. Outside of his advisory work, he is a partial owner of an investment-related LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Christian Dundas is a CFP®-designated financial advisor with 22 years of industry experience. He is currently with LPL Enterprise and has previously worked at The Prudential Insurance Company of America and Pruco Securities, LLC. Dundas is involved in Dundas & Rikkola Financial Services, LLC, a limited business entity used for tax and investment purposes. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional entities. The firm’s model-driven investment approach incorporates portfolios developed by LPL’s Research Department and third-party strategists, and it offers services such as financial planning, access to third-party asset managers, and participation in wrap programs.

Anne Marie Carlson is a financial advisor at Edward Jones in Midlothian, VA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked at CoStar Group and United Therapeutics, and has a history of involvement with Wyonegonic Camps. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory strategies supported by a large network of financial advisors and a diverse set of affiliated services.

Kenneth Moorefield III is a CFP® professional with 13 years of experience in financial advising. He is currently with Raymond James Financial and previously worked at Edward Jones for 11 years. He also serves as President of Moorefield Wealth Management, an independent wealth management and financial planning firm. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and uses advanced analytical tools to support client goals.

Juan van Schalkwyk is a Financial Consultant at Fidelity Investments. He has worked in various roles within the company since 2023, including Investment Consultant, Investment Solutions Representative I, and Customer Relationship Advocate. Juan works with clients to develop personalized financial strategies to build, manage, and protect their wealth. Born in South Africa and moving to the United States as a teenager, Juan brings his personal experience with financial challenges to his professional work. He emphasizes clear communication, proactive outreach, and trusted guidance in supporting clients' financial goals. Outside of his professional role, Juan enjoys activities such as spending time at the beach, family activities, exploring food, social events with friends, and outdoor adventures.

John Delandro III is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works primarily with physicians, business owners, and high-income professionals to provide tailored financial solutions that align with their unique objectives and goals. John focuses on helping clients bring clarity and structure to their financial lives by offering expertise in areas such as corporate benefits, executive compensation, family wealth management strategies, legacy planning, and retirement income. Before joining Merrill Lynch, John served 21 years as a Senior Noncommissioned Officer in the U.S. Army. He holds both a Bachelor's and a Master's degree from Saint Leo College. John is a Personal Investment Advisor (PIA) and is involved in professional and community organizations including the West Richmond Businessman's Association, the Henrico Education Foundation, the Rotary Club of Richmond, and the Virginia Passenger Rail Authority. Outside of his professional work, John enjoys spending time with his family, cooking, traveling, enjoying occasional cigars, and participating in adventure sports and photography. His approach emphasizes disciplined stewardship and generational development to help families transform wealth into enduring legacies that extend beyond just financial capital.

Jane Jenkins is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. She holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016. Jenkins serves as Vice President of Finance-Treasurer for The Woman's Club of Richmond, where she advises on budget and reviews financial statements. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics with a focus on diversification and modern portfolio theory.

Kathryn Smith is a financial advisor with Wells Fargo Clearing in Richmond, VA. She holds a Series 66 designation and has 13 years of industry experience. She has worked at Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics to support its investment approach.

Christian Strom is a financial advisor with Charles Schwab who holds Series 63 and Series 66 designations and has 11 years of industry experience. He has worked at several firms, including Voya Investment Management and Sterling Capital Management, before joining Charles Schwab in 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Gaurav Shrestha is a CFP® professional with 23 years of industry experience. He is currently with Cetera and has worked in various roles at Cetera Wealth Services, Select Brokers, Virginia Asset Management, Securian Financial Services, and Minnesota Life. Outside of his advisory work, he serves as a board member of Salisbury Country Club. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform offering a range of program options and access to third-party money managers, supporting over 10,000 advisors and managing more than $256 billion in assets.

Al Morris is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2020, progressing through positions including Investment Consultant, Relationship Manager, and Financial Representative. In his work, Al focuses on developing financial plans that align with clients' individual stories and experiences. He emphasizes the importance of trust and comfort in client relationships and continuously seeks to deepen his understanding through ongoing development and collaboration with colleagues. Outside of his professional role, Al has interests in baseball, fitness, hiking, horseback riding, running, and traveling.

Latosha Wilkerson is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she works as a fitness instructor at Gold's Gym and a fitness coach at Boho Cycle Studio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes and advanced modeling tools in its financial planning approach.

Kenneth Sizemore is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2009, including his current role at Morgan Stanley Private Bank, National Association since 2015. Prior to Morgan Stanley, he spent eight years at Citigroup Global Markets. Outside of his advisory role, he serves as a church elder and investment committee board member at Second Presbyterian Church of Roanoke, Virginia. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and analyses to assist clients, while clients retain responsibility for plan implementation.

Joseph Taylor is a financial advisor at Cetera with 13 years of industry experience. He holds a Series 66 designation and has worked at Virginia Asset Management, Minnesota Life, and Securian Financial Services. In addition to his advisory role, he is an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with access to affiliated and third-party managers across various program structures.

Vickie Crawford is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has worked at several firms, including Financial Engines Advisors L.L.C., EF Legacy Securities, Edelman Financial Services, and Wells Fargo Clearing. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, providing advisory services without individual security recommendations as part of standalone plans.

Fredric Macholz is a financial advisor with Wells Fargo Clearing and holds Series 63 and Series 66 registrations. He has 36 years of industry experience, including 12 years at UBS Financial Services before joining Wells Fargo in 2016. Outside of his advisory role, he serves on the board of Atlantic Medical Solutions, where he assists with marketing and productivity. Wells Fargo Advisors provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through a large network of financial advisors and offers both brokerage and advisory solutions.

Richard Dickerson is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 1999 as a Financial Advisor and is part of the Dickerson & Tootle Group, which focuses on delivering comprehensive wealth management services to individuals, families, corporate retirement plans, and non-profit organizations. The group emphasizes a hands-on and holistic approach to financial guidance. Richard holds several professional designations including the CERTIFIED FINANCIAL PLANNER™ (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He completed his bachelor's degree at George Mason University. Prior to his career in financial advising, Richard served as an International Trade Specialist with the U.S. Department of Commerce and was on active duty in the Military Intelligence branch of the U.S. Army as an Interrogator. He is multilingual, speaking Russian, Serbo-Croatian, and English. Richard resides in Powhatan with his wife Kathryn and their two sons, and they are involved in various community organizations. His personal interests include fishing, hunting, music, spending time with his family, and traveling.

George Krohn IV is a financial advisor at UBS Financial Services with 12 years of industry experience. He holds a Series 66 designation and has worked at Merrill, Bank of America, N.A., and UBS since 2013. Based in Richmond, VA, Krohn has spent the past four years at UBS. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, providing access to proprietary research and a variety of capital markets and lending solutions.