George Jieh is a financial advisor at Merrill with five years of industry experience. He holds the Series 66 credential and has been with Merrill since 2016. Outside of his advisory role, he engages in gig work as a food delivery driver. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, and institutional investors.

Kim Lien Le is a financial advisor at UBS Financial Services with 24 years of industry experience. Prior to joining UBS in 2022, Le worked at Morgan Stanley and Morgan Stanley & Co., Inc. for a combined 15 years. Outside of financial advising, Le owns a home baked goods business called SEN5ES. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor advice to clients’ goals and risk tolerances.

Daniella Diaz-Partenach is the Vice President Private Wealth Management Advisor at Fidelity Investments, a position she has held since 2019. She has been with Fidelity Investments since 1999, progressing through various roles including Vice President, Financial Consultant, Retirement Solutions Representative, and Senior Investments Consultant. With 26 years of experience, she works with clients and families to develop, implement, and maintain financial plans aimed at achieving their financial goals. Daniella holds a California Insurance License and has extensive experience in wealth management and financial consulting. Her career at Fidelity Investments has provided her with a comprehensive understanding of investment strategies and retirement solutions. Outside of her professional work, Daniella enjoys spending time at the beach, attending concerts, exploring food, socializing with friends, caring for pets, and traveling.

John Lucas Jr. is a financial advisor at Raymond James & Associates in San Francisco, holding Series 63 and Series 65 designations with 30 years of industry experience. He previously worked at UBS Financial Services Inc. for 17 years before joining Raymond James in 2026. He also serves as a trusted advisor for a client’s estate plan under a revocable trust and will. Raymond James & Associates is a dually registered broker-dealer and investment adviser managing approximately $500.956 billion in assets with over 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to individuals, institutions, and government entities, delivering non-discretionary advice through a comprehensive planning process supported by a broad affiliate network and public finance capabilities.

Jacob Saliba is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63, Series 66, and Series 65 designations. His career includes multiple roles at J.P. Morgan Chase Bank NA and Forge Securities LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Scott Duff is a financial advisor with Stifel in San Francisco, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2012. Outside of his advisory role, he manages rental properties. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Xiang Li is a financial advisor at LPL Financial with 21 years of industry experience. He has held his current position since 2010. Outside of advising, he works as an interpreter. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Jason Gilman is a financial advisor with Merrill based in San Francisco, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at New York Life Insurance Co, NYLIFE Securities, Ohio National Financial Services, and Waddell & Reed. He serves as Membership Chairperson and a voting member of the board for NAIFA Greater Bay Area. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm integrates investment management with Bank of America’s wider financial platform, providing access to a broad range of products and services.

Hok In Un is a Series 66 licensed advisor at J.P. Morgan Securities with six years of industry experience. Prior to joining J.P. Morgan, he worked at Tumi Inc. from 2016 to 2020. He has held positions at both JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC since 2020. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and delivers services on a non-discretionary basis.

Wendy Venegas is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Bank of America and Merrill. Outside of her advisory role, she is a part-owner of residential real estate properties. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Amy Pham is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with seven years of industry experience. Her prior work includes roles at Bank of the West and the Oakland Raiders, as well as video services for Cal Football and a position at the University of California Berkeley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. It offers a range of advisory programs and financial planning services that utilize structured discovery and firm-approved tools.

Erol Tamer is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and has also worked at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to both individual and institutional clients, including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides services that range from retail to institutional solutions.

Feng Jin is a financial advisor at Fidelity with nine years of industry experience and holds the Series 66 designation. He has previously worked at UBS Financial Services and Merrill Lynch. Feng Jin is currently with Strategic Advisers, LLC, a Fidelity Investments company. Strategic Advisers provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios from a broad investable universe.

Reynolds Ospina is a financial advisor with J.P. Morgan Securities in San Francisco, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at First Republic Securities Company and First Republic Investment Management. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its team of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Mehrdad Azargoshasb is a Series 66-licensed financial advisor with 19 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2014 to 2016. He is based in San Francisco, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory approach is IPS-driven, grounded in modern portfolio theory, and includes both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Katelyn Kennedy is a financial advisor at UBS Financial Services with 7 years of industry experience. She holds a Series 66 designation and previously worked for three years at O'Melveny & Myers LLP. Outside of her advisory role, she has a 50% investment interest in a real estate partnership. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of services including financial planning, portfolio management, and access to proprietary research and capital markets solutions.

Ryan Parry is a financial advisor at J.P. Morgan Securities in San Francisco, CA, holding Series 66 and Series 63 licenses with one year of industry experience. His prior roles include positions at UBS, Symmetry Financial Group, and JPMorgan Chase Bank, N.A. Outside of finance, he has been involved with Monterey Peninsula Country Club and Tehema Country Club for several years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that integrates quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework.

Chloe Bui is a financial advisor at UBS Financial Services with one year of industry experience. She holds the Series 66 designation and has worked at UBS since 2022. Prior to her advisory role, she attended the University of California, Santa Barbara and has experience in other sectors including retail. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Ricardo Martell Jr. is a financial advisor at Morgan Stanley in Oakland, CA, with 13 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Kevin Fernandez is a Wealth Management Advisor with Merrill in San Francisco, specializing in providing focused attention and one-on-one guidance to wealth creators, including senior executives with complex equity compensation needs. He offers expertise in areas such as executive trading plans, stock options, tax-minimization strategies, corporate benefits, corporate executive services, equity compensation services, and portfolio management services. Kevin and his team aim to create unified financial approaches that address both personal and professional financial aspects, delivering personalized wealth management strategies supported by insights from Merrill and access to banking services through Bank of America. Kevin holds a Bachelor's Degree from the University of Arizona and has earned professional designations including Accredited Portfolio Management Advisor (APMA), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). His service approach is rooted in a commitment to building lasting and personal client relationships, focusing on managing wealth effectively so clients can dedicate their time to higher-value activities. Outside of his professional role, Kevin enjoys spending time with his wife Meghan and their children, Faye and Jack. He engages in personal interests such as biking, golfing, music, and traveling. He also participates in community organizations including Noe Valley Chamber Music and The Olympic Club.