Robert Curran is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds the Series 63 and Series 66 designations and has held positions at firms including Empower Financial Services, College Loan Freedom, and Transamerica Financial Advisors. Outside of his advisory work, he has experience in the hospitality industry through his involvement with West End Tap House. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage clients. The firm’s integrated approach ties financial planning to Empower’s administrative platforms, offering point-in-time plans and optional managed account solutions.

David Moreno is a financial advisor with Benjamin F. Edwards & Company, Inc., holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Benjamin F. Edwards since 2014. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer with approximately 436 advisors and $15.7 billion in client assets. The firm serves individuals, corporations, retirement plans, trusts, foundations, and charitable and educational organizations, offering a range of advisory programs and investment management services that include firm-developed and third-party model strategies with oversight from an Investment Strategy Committee.

David Stanley is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has worked at GWFS Equities, Inc. since 2016. Outside of his advisory role, he has seasonal retail experience as a cashier at Target. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Mandie Roark is a financial advisor at Empower Advisory Group with 10 years of industry experience. She holds the Series 63 and Series 66 designations. Her prior work includes roles at T. Rowe Price from 2015 to 2022 and concurrent positions at Advised Assets Group, LLC and GWFS Equities, Inc. since 2022. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm delivers services through an integrated model connected to Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Robert Hanagriff is a financial advisor at Empower Advisory Group with 12 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at TIAA and Tiaa-CREF for a decade. Outside of advising, he has worked as a food delivery driver. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and managed account solutions within defined plan lineups.

Mckenzie Johnson is a financial advisor at Creative Planning with 21 years of industry experience. He holds the Series 66 designation and has worked previously at Lockton Investment Advisors, Lockton Financial Advisors, Lockton Companies, Kestra Financial Services, Principal Life Insurance Company, and Princor Financial Services. Johnson has been with Creative Planning since 2021. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing and buy-and-hold strategies, alongside selective private market exposure and institutional retirement plan services.

Julius Javier is a financial advisor at Empower Advisory Group with 16 years of industry experience. He holds the Series 66 and Series 63 designations and has worked at firms including SoFi Securities LLC, Wells Fargo Clearing Services LLC, and E*TRADE Securities LLC. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage clients. The firm delivers advice through a model integrated with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Molly Perry is a financial advisor with TIAA-CREF in Denver, CO, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with TIAA and TIAA-CREF since 1988, totaling over three decades at the firm. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered retirement plans. The firm combines point-in-time planning with ongoing portfolio management, acting as adviser to donor-advised funds and offering both model-based and customized portfolio solutions.

Michael Klein is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 66 and Series 63 registrations and having five years of industry experience. His prior work includes roles at Janus Henderson Investors and Northwestern Mutual, and he also spent two years playing independent baseball. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail account holders. The firm utilizes a model integrated with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Kristie Kingston is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Her prior work includes roles at GWFS Equities, Inc., Fidelity Personal and Workplace Advisors, and Fidelity Brokerage Services Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Jake Kraus is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo and Charles Schwab. His career background includes roles in both financial services and education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab’s asset allocation models and research tools to recommend investments while leaving final trading decisions to clients.

Levi Joshua Morales is a financial advisor at Empower Advisory Group with six years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Clearing Services, QuintilesIMS (IQVIA), and Accenture. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage clients. The firm’s integrated approach leverages proprietary and third-party methodologies focused on long-term portfolio returns and is closely tied to Empower’s recordkeeping and administrative platforms.

James Garrus III is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has worked with Charles Schwab and its affiliated entities since 2008. Outside of finance, he operates a woodworking business creating and selling handcrafted items such as cutting boards and holiday decor. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm conducts annual account reviews and recommends investments without exercising discretionary trading authority.

Roger Reynolds is a financial advisor at AE Wealth Management, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at The Foundation For Financial Education and Federal Financial Group, LLC. Outside of his advisory role, Reynolds serves as a chapter director for a nonprofit focused on financial education and facilitates access to estate planning document services. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm’s platform combines model portfolio solutions, discretionary asset management, and financial planning services, supporting a high client load per advisor through a range of internal and third-party managed investment models.

Grace Kelly is a CFP® certificant with 10 years of industry experience currently serving as a financial advisor at Schwab Wealth Advisory. She previously worked at First Oak Wealth Management LLC and Morgan Stanley Smith Barney, and has been associated with Charles Schwab and its affiliated entities since 2015. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations utilizing Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for advisory services.

Matthew Papazian is a CFA® charterholder with 27 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and Wealth Enhancement Group, where he has worked since 2021. Prior to that, he spent six years at Cardan Capital Partners, LLC. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans through a large network of advisors. The firm employs a strategic investment process combining passive and active management, supported by quantitative and fundamental research, and offers a range of financial planning, asset management, and retirement consulting services.

Julia Messineo is a CFP® professional with five years of industry experience. She is currently with Mercer Global Advisors Inc. in Denver, CO, where she has worked since 2021. Her prior experience includes roles at Bank of America and Merrill. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm uses a globally diversified investment approach grounded in Modern Portfolio Theory and offers specialized services and client education programs.

Dylan Burke is a financial advisor at Focus Partners Wealth, LLC with two years of industry experience. He holds a Series 65 designation and has worked previously at Goldman Sachs & Co and Kovitz Investment Group Partners, LLC. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, retirement plans, institutions, and businesses. The firm’s investment approach combines active and passive strategies within a tax- and fee-sensitive framework, offering a broad range of portfolio management and consulting services.

Jack Kauss is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and having eight years of industry experience. He has been with Schwab Wealth Advisory since 2020 and has worked at Charles Schwab & Co., Inc. since 2017, following a prior role at US Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering services including financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standard asset allocation models and research tools while leaving final trading decisions to clients.

Isabella Muturi Sauve is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at J.P. Morgan Securities, JPMorgan Chase Bank, and TIAA-CREF. Outside of her advisory role, she is involved in healthcare services as a care provider for her mother. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standardized asset allocation models and Schwab research tools. The firm focuses on annual financial reviews and investment recommendations while clients retain final trading decisions.