Lorena Frank is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services, LLC since 2018. Prior to that, she was employed at Rhein Haus from 2016 to 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe, offering discretionary and non-discretionary advisory services as well as model portfolios for intermediary platforms.

Nicholas Oxaal is a Benefits & Planning Consultant specializing in Executive Services at Fidelity Investments. In his current role since 2026, he focuses on assisting executives with holistic wealth planning and benefits integration. His professional experience at Fidelity includes progressive roles starting from Workplace Planning and Advice Associate in 2023 to Workplace Planning Consultant I and II before his current position. Prior to joining Fidelity Investments, Nicholas worked as an Associate Financial Advisor at Northwestern Mutual from 2020 to 2023. This background contributes to his expertise in benefits and workplace planning. Outside of his professional life, Nicholas has interests in camping, football, hiking, playing musical instruments, skiing, and traveling.

Caitlyn Dunbar is a financial advisor with LPL Financial, holding a Series 66 credential and 11 years of industry experience. She previously worked at Edward Jones for 11 years and spent three years affiliated with Earth Treks Climbing Center. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Tierney Ziebelman is a CFP® with 12 years of industry experience, currently with Ameriprise Financial Services, LLC since 2020. Prior to this, Tierney worked at Ameriprise Financial Services, Inc. and MSI Financial Services, Inc. She also owns and manages LbyD, LLC, an advisory business. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides tailored recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Jacob Duckett is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Wells Fargo Clearing and Wells Fargo Bank. He is currently based in Lakewood, CO. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Christopher Lawyer is a financial advisor with LPL Financial in Littleton, CO, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has worked at LPL Financial since 2016, preceded by roles at MSI Financial Services, Inc. and New England Securities. Outside of his advisory work, he is involved in non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, and supports its advisors with research, technology, and a broad array of financial products.

Lorilee Colgrove is a Series 66 licensed financial advisor based in Denver, Colorado, with five years of industry experience. She has worked at Merrill and Bank of America since 2021, and previously held roles that include involvement with the Financial Planning Association, Entrepreneurial Solutions 2019 LLC, and the University of Colorado–Boulder. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Terri Riedel Manary is a Series 66 licensed financial advisor with 17 years of industry experience, currently with UBS Financial Services in Denver, Colorado since 2013. She is involved in an investment-related partnership, TNT Escapes LLC. UBS Financial Services serves individual, corporate, and institutional clients by providing brokerage and investment advisory services, including financial planning and portfolio management, utilizing proprietary research and model-based asset allocations.

Tanner Terry is a Financial Consultant at Fidelity Investments, a role he has held since 2024. Prior to this position, he served as a Planning Consultant at Fidelity Investments from 2023 to 2024. Tanner has accumulated experience in various roles within the financial industry, including Analyst at Goldman Sachs from 2021 to 2023, Investment Solutions Representative at Fidelity Investments from 2020 to 2021, and Customer Relationship Advocate at Fidelity Investments from 2019 to 2020. As a first-generation college graduate, Tanner has developed a commitment to educating and guiding individuals in making informed financial decisions. He emphasizes building trust and understanding with clients to identify unique priorities and establish relevant financial goals. Tanner's approach focuses on collaboration to work toward a better financial future.

Sawyer Halstead is a financial advisor with Fidelity, holding a Series 66 designation and having two years of industry experience. Prior to joining Fidelity, he held roles at Accruit, LLC and Bok Financial. Outside of financial services, he worked at Broken Tee Golf Course. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios comprising mutual funds, ETFs, and ETPs.

Michael Frie is a CFP® professional with 26 years of industry experience, currently affiliated with OSAIC. He has worked at OSAIC since 2023 and previously was employed by Personal Benefit Services Wealth Management and Royal Alliance Associates, INC. Mr. Frie is also the owner and president of MRF Wealth Management, Inc. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of financial advisers and utilizes various proprietary tools and third-party platforms to manage portfolios across multiple asset classes.

Gordon Weightman is a financial advisor at Morgan Stanley in Denver, CO, holding the CFA® designation and Series 66 license with one year of industry experience. Prior to his current role, he worked for Callan LLC for 18 years. Morgan Stanley Wealth Management provides advisory programs to both individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through a broad range of investment and planning strategies.

Sean Loveday is a financial advisor at Ameriprise Financial Services, LLC, holding the ChFC® designation and Series 66 license with 22 years of industry experience. His prior experience includes roles at LPL Enterprise, Pruco Securities, Prudential Insurance Company of America, Equitable Advisors, MSI Financial Services, Inc., and an earlier period at Ameriprise. He is co-owner of Loveday Caruso Wealth Management Group LLC and owner of Loveday Management LLC, both of which manage his advisory business in Littleton, CO. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service focused on retirement-income planning through written recommendations and ongoing advice, utilizing a research-driven approach and proprietary tools within a defined investment framework.

Terri Williams is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and its predecessor firm since 2009, following a decade-long tenure at Citigroup Global Markets. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

Eliot Kairys is a financial advisor with Ameriprise in Golden, CO, holding a Series 66 designation and 16 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations, primarily for clients with significant assets managed within Ameriprise accounts.

Kimberley Rains is a financial advisor with RBC Capital Markets in Denver, CO, holding Series 63 and Series 66 credentials and 31 years of industry experience. She has worked at RBC Capital Markets since 2006, including the predecessor firm Geneos Wealth Management. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies and access to both in-house and third-party investment managers.

Marcia Wooley is a CFP®-certified financial advisor with 24 years of industry experience, currently with MassMutual Investors Services in Lakewood, CO. She has worked at MassMutual and its affiliates since 2017 and previously spent 17 years with Metlife Securities, Inc. and Metropolitan Life Insurance Co. MML Investors Services, LLC, where she is employed, is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved analytical tools to develop client recommendations without discretionary authority.

Sage Polio is a financial advisor at Charles Schwab with a Series 66 credential and two years of industry experience. Prior to joining Schwab, Polio held positions at Mindlance Inc, Lululemon, and Original Chop Shop. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational infrastructure.

Marc Rossouw is a CFP® professional with 11 years of industry experience, all with Edward Jones since 2015. He holds a Series 66 designation and operates out of Evergreen, CO. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment solutions under a fiduciary standard.

Gabriel Walker is a CFA charterholder with 11 years of industry experience. He is currently with OSAIC and has previously worked at Woodbury Financial Services, Inc. He also maintains a marketing affiliation with Alpine Planning Group in Littleton, Colorado. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm uses a range of asset-allocation tools and offers integrated brokerage, advisory services, and access to third-party money managers.