Jeremy Baron is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously served at Wells Fargo Advisors, LLC from 2013 to 2016. Baron is also associated with Wells Fargo Bank NA since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a wider range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Kevin Mcveigh is a financial advisor with LPL Financial in Cherry Hill, NJ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with LPL Financial since 2013. Outside of his advisory role, he operates several insurance-related businesses focusing on life, health, long-term care, and disability insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning, various advisory programs, and utilizes research from LPL Research and third-party subadvisors to support diverse investment strategies.

Pranav Patel is a Planning Consultant at Fidelity Investments, a position he has held since 2021. In this role, he partners with clients to develop financial plans aimed at achieving their financial goals by building trusting relationships and understanding their priorities. Prior to his current role, Pranav worked as a Financial Advisor at Lincoln Investment from 2019 to 2021 and at McAdam Financial from 2017 to 2019. His professional experience spans several years in financial advisory and planning. Further details regarding his education, credentials, personal interests, or community involvement have not been provided.

Heather Sherrill is a financial advisor with Cetera in Cherry Hill, NJ, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. Her prior roles include eight years at Lincoln Financial Advisors Corporation and positions with Avantax entities. She has also worked as a tutor with the New Jersey Tutoring Corps and at Pitman High School. Cetera Investment Advisers LLC provides a nationwide platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through various program structures and affiliated managers.

Lawrence Brown is a financial advisor with J.P. Morgan Securities in Woodbury, NJ, holding a Series 66 designation and six years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2022, he worked at Stifel Nicolaus and Merrill. He is also the owner and partner of Hero Makers, LLC, a management consulting business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory functions with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Jason Miller is a financial advisor with Cetera, holding a Series 66 designation and 16 years of industry experience. His career includes roles at Cetera Wealth Services, Voya Financial Advisors, and JWM Wealth Management LLC. Outside of his advisory work, he serves as Executive Vice President and Board President of the Garden State Council of the Boy Scouts of America, contributing to the leadership and growth of the scouting movement. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, institutional, and charitable clients. The firm offers a multi-manager platform with various portfolio management and financial planning services, accommodating both discretionary and non-discretionary account structures.

Julia Hagan is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds the Series 66 designation and has worked at J.P. Morgan Securities LLC since 2022, with prior roles at J.P. Morgan Chase Bank, Bank of America, and Merrill. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Zackary Lippincott is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at Laurel Oak Wealth Management and Kubik Maltbie. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including advisory work for registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Caroline Wall is a financial advisor at J.P. Morgan Securities with four years of industry experience and a Series 66 designation. Her work history includes roles at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., Macquarie Group, and various other positions since 2017. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Michael Byrne is a financial advisor with OSAIC, holding a Series 63 designation and bringing 39 years of industry experience. He worked at Lincoln Financial Advisors Corporation for 27 years before joining OSAIC in 2025. Outside of advising, he is an insurance agent offering traditional life insurance and annuity products. OSAIC serves a diverse client base, including individual and institutional investors, providing integrated brokerage, investment advisory, and retirement plan consulting services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios that may contain stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Michael Newman is a financial advisor with Ameriprise in Sicklerville, NJ, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Ameriprise and its affiliated entities since 2016. Outside of advising, he is involved in real estate development and provides educational workshops at Rutgers University and Rowan University. Ameriprise serves clients primarily through its retirement-income planning service, targeting individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored income strategies, supported by a centralized consulting team and algorithmic tools.

Alyssa Marino Kincel is a financial advisor at Fidelity with five years of industry experience and holds a Series 66 designation. Her previous roles include positions at Merrill and various fitness and wellness organizations. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to both retail and institutional clients, leveraging a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Joshua Spitzer is a financial advisor with Morgan Stanley in Philadelphia, PA, holding a Series 66 designation and 15 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and the Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is the sole proprietor of Grande Capital RE LLC, a real estate property management business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and offers planning services that use structured discovery processes and firm‑approved tools to model financial outcomes.

Thomas Cunningham is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Outside of his advisory role, he manages a residential rental property in Newtown Square, PA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nancy Hornberger is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 31 years of industry experience. She has worked at Wells Fargo Clearing and Wells Fargo Advisors since 2011, with a brief period of unemployment from 2022 to 2023. Outside of her advisory role, she serves as executor for her mother’s estate. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Dana Harris is a CFP® professional with 50 years of industry experience. He currently works at OSAIC and has held previous roles at Securities America Advisors, Inc. and Securities America, Inc. since 2006, maintaining his own firm, Harris Financial Services, since 1984. In addition to his advisory work, Harris provides tax preparation services through Eastern Tax Service. OSAIC serves a diverse range of clients, including individual investors, high-net-worth individuals, corporations, and charitable organizations, offering integrated financial planning, advisory, and investment services across multiple platforms. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Evan Mcginnis is a financial advisor at Fidelity with 10 years of industry experience. He holds the Series 66 designation and has been affiliated with various Fidelity entities since 2015, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its registration as a commodity pool operator, advisory roles with multiple registered investment companies, and use of advanced methodologies such as AI and systematic portfolio construction.

Catherine Klase is a financial advisor with Morgan Stanley in Sewell, NJ, holding Series 63 and Series 66 licenses and with 21 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2018 and previously held positions at UBS Financial Services. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer-based financial planning agreements.

Ryan Fitzpatrick is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 66 designation and has been with J.P. Morgan entities since 2007, including his current role at J.P. Morgan Securities since 2023. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm delivers these services on a non-discretionary basis and combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Christopher Steinhauer is a Certified Financial Planner (CFP®) with 22 years of industry experience. He is currently with RBC Capital Markets and City National Bank, having previously worked at Morgan Stanley and Morgan Stanley Private Bank. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with tailored portfolio strategies, utilizing both in-house and third-party investment managers alongside integrated capital markets and affiliated asset management capabilities.