Gregory Small is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 29 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. and New England Securities. Additionally, he is an insurance agent specializing in individual life, health, group life, group health, and disability products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software to analyze client goals and deliver written recommendations.

Joseph Dunn II is a Wealth Management Advisor at Merrill Lynch Wealth Management. He leads The Dunn Group, a practice focused on a holistic wealth management approach designed to help clients manage fees, taxes, and risk. Joseph works with clients to provide critical information and guidance to support confident financial decision-making and assist in achieving financial independence. His experience includes working extensively with Baby Boomers on planning for wealth and tax implications related to large Required Minimum Distributions. Additionally, he advises high-income millennials on a range of life goals such as real estate purchases, education planning, tax reduction strategies, student loan management, executive compensation plans, and retirement planning decisions like Roth 401k or Pre-Tax 401k contributions. Joseph is part of a team all under the age of 40, which he notes as a unique attribute in the financial services industry. Joseph holds a Bachelor's Degree from St Joseph's University and a High School Diploma from St Joseph's Preparatory School. He has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of his professional work, he serves as a lieutenant in his hometown fire department (Haddon Fire Co #1), volunteers at Cathedral Kitchen, and has been recognized with the President's Volunteer Service Award. In his personal time, Joseph enjoys activities such as adventure sports, baseball, boating, camping, football, golfing, hiking, reading, skiing, traveling, spending time with his Husky puppy Jake, and watching Philadelphia sports teams.

John Sullivan is the Vice President and Wealth Planner at Fidelity Investments, a role he has held since 2022. In this capacity, he partners with clients at various stages of their lives to support their unique financial goals through a trusting working relationship. He brings over two decades of experience in the financial services industry. Prior to his current position, John served as a Financial Consultant at Fidelity Investments from 2019 to 2022 and as a Senior Financial Consultant at TD Ameritrade between 2017 and 2019. His career also includes roles as a Registered Representative and Registered Investment Advisor at several firms, including Kestra Financial Services, NFP Securities, Capital Management Consultants, McKenna & Sullivan, Wharton Equity, and Securian Financial dating back to 1997.

Brendan Dwyer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Outside of his advisory role, he serves as an executor and trustee for family estates. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Kevin Mccauley is a financial advisor at Cambridge Investment Research Advisors with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with Cambridge since 2008. Outside of his advisory role, he serves as treasurer for the West Collingswood Extension Civic Association and works as a tax preparer and notary public. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a variety of portfolio management approaches and platform arrangements.

Joseph Persiano is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on helping clients develop personalized strategies to pursue their financial goals across various time horizons. He serves as a resource for general investing, retirement planning, and preparing for unexpected financial needs. Joseph also provides access to specialists in banking, credit, home financing, and small business solutions through Bank of America. Joseph's approach emphasizes understanding what clients value most to tailor financial strategies accordingly. He works directly with clients to develop plans aligned with their aspirations, leveraging the global investing resources available through Merrill along with Bank of America's credit, lending, and banking services. He holds a Bachelor's Degree from Temple University and is a Personal Investment Advisor (PIA).

Natalja Barnett is a Senior Financial Advisor with Merrill Lynch Wealth Management. She brings a diverse professional background that includes seven years as a lawyer at a Latvian-Swedish manufacturing company and more than a decade in financial reporting and management at BNY Mellon. Her experience at BNY Mellon focused on complex financial reporting, analysis, and accounting of mutual and closed-end funds, which informs her meticulous approach to financial advising. Natalja specializes in areas such as college education planning, family wealth management strategies, personal retirement planning, women and wealth, and retirement income. She is committed to building strong, trust-based client-advisor relationships grounded in a clear understanding of clients' personal and financial goals. Her advisory approach emphasizes objective, product-neutral guidance through Merrill’s disciplined four-step wealth management process, aiming to provide tailored strategies that support clients’ long-term financial success. Educationally, Natalja holds a Master’s Degree in Law and a Bachelor’s Degree from Latvia State University, as well as an MBA from Widener University. She is also a Personal Investment Advisor (PIA) and is fluent in Russian and English. Outside of her professional life, Natalja enjoys gardening, hiking, horseback riding, music, running, scuba diving, skiing, spending time with family, traveling, and yoga.

Andrew Frank is a financial advisor with Cambridge Investment Research Advisors in Woodstown, NJ, holding Series 63 and Series 65 credentials and possessing 22 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated entities since 2015. Outside of his advisory role, he is part owner of Frank Leonards & Frank LLC and serves as an independent insurance agent and trustee for irrevocable trusts. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and estates. The firm provides financial planning, investment management, and retirement advisory services through a broad network of independent Financial Professionals, offering various implementation platforms and both discretionary and non-discretionary strategies.

Lauren Kwasnicki is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and 17 years of industry experience. She has been with Merrill since 2010. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Honovich is a financial advisor at Stifel in Philadelphia, PA, holding a Series 63 designation with 36 years of industry experience. He has been with Stifel since 2005. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and state and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Joseph O'Shea Jr. is a ChFC® credentialed advisor with 17 years of experience, currently with Mass Mutual Investors Services and MassMutual Life Insurance Co. He previously worked for Hornor, Townsend & Kent, LLC, and Penn Mutual Life Insurance Company for a decade. O'Shea is a partner in multiple ventures that utilize his professional network to assist in service and product facilitation projects. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, with a focus on collaborative, goal-driven financial planning engagements.

Stephen Hudacek III is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on serving clients with complex financial needs, crafting comprehensive retirement, estate, and investment plans. His practice emphasizes integrating wealth management with trusts, banking, and alternative investments to provide tailored solutions. Stephen works closely with families, business owners, and institutional clients to align financial strategies with their priorities, including education planning, legacy planning, liquidity management, and tax minimization. Stephen holds a Bachelor of Science degree in Accounting from Saint Joseph's University and a Master's degree in Finance from the University of Scranton. He also holds the Professional Investment Advisor (PIA) designation and the Certified Plan Fiduciary Advisor (CPFA) designation awarded by the National Association of Plan Advisors. His approach centers on active listening and providing guidance that aligns with clients' evolving circumstances and objectives. Outside of his professional role, Stephen enjoys cooking, golfing, music, and traveling. He participates in community activities with organizations such as the Cody Barrasse Foundation and Volunteers in Medicine. He is also a member of professional organizations including The Pennsylvania Society, The Philadelphia Cricket Club, and The Union League of Philadelphia.

Christopher Millard is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with JPMorgan Chase Bank, N.A. and J.P. Morgan Trust Company, N.A. since 2004. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Thomas Powers is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of experience in the industry, beginning his career at MassMutual Life Insurance Company and Mass Mutual Investors Services in 2024. Outside of his advisory work, he has experience in the food service industry and membership at a yacht club. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers various programs including asset management, educational seminars, and specialized planning services.

Philip Stoltzfus is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 15 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and previously worked at MetLife Securities Inc. Since 2022, he has also operated an outside insurance business offering individual life, fixed annuities, disability, long-term care, and health and life settlements. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, typically recommending investment categories and strategies without discretionary authority.

Keith Dupree is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at several financial institutions, including Merrill, Bank of America, and PNC Bank. Outside of advisory work, he has operated as a self-employed delivery driver. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Robert Hoffman III is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2010 and has also worked at Fulton Bank and Fulton Financial. Hoffman is involved with Fulton Financial Advisors in a non-investment role focused on investment sales. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, and institutional clients. The firm emphasizes non-discretionary planning tailored to client goals and supports a wide network of advisors with advanced analytical tools and specialized services in municipal finance and SIMPLE IRA consulting.

Amanda Sneed is a financial advisor at Merrill with 18 years at the firm and 8 years of industry experience. She holds a Series 66 designation and is based in Mount Laurel, NJ. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Donna Gerace is a CFP®-designated financial advisor with 23 years of industry experience. She is currently with Mass Mutual Investors Services and has prior experience at MetLife Securities, Inc. Since 2004, she has also worked as an insurance agent specializing in individual life, property/casualty, health, and long-term care coverage. Additionally, she serves as treasurer on a home and school board. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using analytical tools and offers a range of programs including asset management and educational seminars.

William Rivel is a financial advisor at Raymond James & Associates with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Janney Montgomery Scott, LLC for nine years before joining his current firm in 2022. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions.