Charles Crothers is a CFP® professional with 21 years of industry experience, currently with Commonwealth Financial Network since 2022. He previously worked for MML Investors Services and Mass Mutual Life Insurance Company from 2004 to 2022. In addition to his advisory role, he is involved in fixed insurance sales, dedicating part of his business hours to this activity. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while acting as a back-office and platform provider.

Christina Mcginn is a financial advisor at Janney Montgomery Scott with 28 years of industry experience. She holds the Series 63 designation and has worked at Janney Montgomery Scott since 2019, following a 13-year tenure at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm provides services to a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, consulting, and various advisory programs.

Brian Sykes is a financial advisor with Guardian Life and Park Avenue Securities, holding the CFP® and ChFC® designations with 22 years of industry experience. He has worked with Park Avenue Securities and Guardian Life since 2003. Outside of advising, he is the founder of Founding Capital, LLC. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and access to proprietary and third-party advisory solutions.

David Massey is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with PNC Investments since 2012. Outside of advising, he is co-owner of a non-investment business with his spouse. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only discretionary digital offering that uses algorithmic risk assessment to recommend investment models implemented with mutual funds and ETFs.

Margaret Hardesty is a financial advisor at Janney Montgomery Scott with 41 years of industry experience. She holds a Series 63 designation and has been with Janney since 2009. Outside of her advisory work, she serves on the Board of Trustees and Finance sub-Committee for the Willistown Conservation Trust, a nonprofit focused on land conservation and education. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and corporate clients, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party portfolio management.

Michael Friedman is a financial advisor at Rockefeller Financial LLC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Merrill and Morgan Stanley in various roles. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, consulting, and operates as a registered broker-dealer providing securities transactions, variable insurance products, and placement and investment banking services.

Robert Kania is a CFP®-designated financial advisor with Kestra Advisory, bringing 26 years of industry experience. He has been with Kestra Advisory since 2016 and also serves as a Senior Advisor with NFP-Meltzer Group. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients, including plan sponsors. The firm offers fiduciary consulting, plan design, benchmarking, and employee education, and manages assets through multiple platforms and third-party solutions.

Reed Hoover is a financial advisor at Janney Montgomery Scott with 25 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Janney Montgomery Scott since 2010. Prior to joining Janney, he worked for Urban Outfitters/Terrain from 2021 to 2022. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and advisory programs.

Ernest Magnus Sims is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Rubicon and Street Diligence. Outside of his advisory work, he serves as the head coach for the Malvern Prep water polo team. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides advisory programs, technology, and operational support, enabling advisors to offer customized portfolio management and a range of investment solutions.

Jake Bryant is a financial advisor at Lincoln Investment with one year of industry experience. He holds the Series 66 designation and has prior experience at Trinity Wealth Securities, LLC. Outside of his advisory role, he is the founder and operator of Noctera LLC, a business that sells backlit LED menu holders. Lincoln Investment Planning, LLC serves individual and high-net-worth investors, trusts, charities, and corporate and ERISA retirement plans, with a long history of working with educators and retirement program participants. The firm offers a range of financial planning and portfolio management services supported by an in-house Investment Management & Research team and a large network of primarily independent advisors.

Robert Ternosky is a financial advisor at Oppenheimer with 40 years of industry experience. He has held his current position at Oppenheimer since 2009 and holds Series 63 and Series 65 licenses. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a variety of programs and advisory services across equity, balanced, and fixed-income portfolios, using both discretionary and non-discretionary approaches.

Donald Riley is a financial advisor at Wealth Enhancement Advisory Services, LLC with 17 years of industry experience. He holds the Series 63 and Series 65 credentials. Prior to joining Wealth Enhancement Advisory Services in 2019, he worked at Purshe Kaplan Sterling Investments and Millennium Wealth Advisors. He is also involved as a Senior Vice President in a fixed insurance business. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach that combines passive and active strategies overseen by an internal Investment Committee.

Bradley Vialpando is a financial advisor with Schwab Wealth Advisory holding a Series 65 license and beginning his advisory career in 2025. He previously worked at Vanguard, Certuity, and Abbot Downing - Wells Fargo, accumulating over a decade of industry experience. Outside of his advisory role, he is involved as a co-owner and consultant in a garment care business operating laundry facilities in Florida. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services primarily for clients in the Schwab Wealth Advisory program and select referrals. The firm’s advice is based on Charles Schwab’s asset-allocation models and research tools, offering customized recommendations without exercising discretionary trading authority.

Alexandra Byrne is a financial advisor at Commonwealth Financial Network with a Series 66 credential and three years of industry experience. She previously worked at Sims Financial Services for five years and held a role at Monumental Sports and Entertainment for four years. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, third-party asset manager access, retirement consulting, and custody services.

Zina Lauman is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63, 65, and 66 licenses and bringing 32 years of industry experience. She has been with Hornor, Townsend & Kent since 2012. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm offers both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Anthony Stefani Jr. is a financial advisor at Janney Montgomery Scott with one year of industry experience. He holds the Series 66 designation and has previously worked at CH Robinson and Steelhouse Abstract Inc. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate plans, and municipal clients, offering brokerage services, financial planning, and multiple advisory programs with a combination of in-house and third-party portfolio management.

Robert Nave is a financial advisor at Truist Advisory Services with two years of industry experience. He holds Series 63, 65, and 66 designations. Prior to joining Truist, Nave worked at Wells Fargo Bank for nine years and Wells Fargo Clearing for one year. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, and fiduciary support, implementing advice through discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Enerjeta Hoxhaj is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 65 credentials and nine years of industry experience. She has been with Citizens Securities since 2016. Citizens Securities serves individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm manages both discretionary and non-discretionary accounts and operates a digital advisory platform employing ETF-based portfolios tailored through proprietary algorithms.

Anthony Sarracino is a financial advisor with Lincoln Investment in Fort Washington, PA, holding Series 63 and Series 66 licenses and 26 years of industry experience. His prior roles include positions at Scottsdale Securities and TD Ameritrade. Outside of his advisory work, he serves as Competition Director for Stoney Creek Homebrewers, a nonprofit group, where he coordinates homebrewing competitions, and as Treasurer for a local political campaign. Lincoln Investment Planning, LLC is a large enterprise firm serving a broad client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and advisor-led consulting supported by an in-house Investment Management & Research team that constructs model portfolios and utilizes third-party managers.

Steven Talley is a CFP®-certified financial advisor with 16 years of industry experience, currently with Truist Advisory Services. His prior work includes roles at Santander Securities, LPL Financial, and Uber. Since 2018, he has also operated a side business under the name Tizzly. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary and non-discretionary manager relationships with AI-enabled research tools to support client portfolios and fiduciary responsibilities.