Norman Bauman III is a financial advisor with Merrill, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill Lynch since 2005. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Jeffrey Condit is a financial advisor with Merrill in Princeton, NJ, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Bank of America, N.A. and Fred Alger & Company, LLC. Merrill offers managed account services through the Select Portfolio Solutions program to Bank of America fiduciary clients, utilizing model-based and discretionary investment strategies. The firm serves a wide client base including individuals, high-net-worth clients, and institutional accounts, integrating investment management with Bank of America’s broader financial services platform.

Andrew Matthews is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 19 years at Merrill. He has two years of industry experience. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates with Bank of America’s broader platform, enabling access to a wide array of products and services.

Gina Marston is a financial advisor with Merrill in Yardley, PA, holding a Series 66 designation and six years of industry experience. She has been with Merrill since 2018 following six years with the North Penn School District. Outside of her advisory role, she assists with financial tracking for a local youth soccer club. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and charitable organizations.

Brian Bernath is a financial advisor with Merrill, holding a Series 63 designation and over 29 years of industry experience. He has been with Merrill since 2004. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries, and operates within Bank of America’s broader corporate platform.

Wendy Warner is a financial advisor at Merrill with Series 63 and Series 66 credentials and 28 years of industry experience. She has been with Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a broad range of model-based, discretionary, and tax-aware investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Michael Messina is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been working in the financial services industry since 2007, with experience that includes roles as a Planning Consultant and Relationship Manager at Fidelity Investments, a Wealth Management Advisor at TIAA CREF, and a Financial Representative at Northwestern Mutual. His approach involves assessing clients' unique financial situations and collaboratively building plans that help them pursue financial confidence. He focuses on understanding his clients' ambitions and aligning them with effective tools and resources to assemble a path toward their goals. Michael holds a California Insurance License. Outside of his professional work, Michael has personal interests that include biking, camping, hiking, and snowboarding.

Paul De Grazia is a Senior Financial Advisor for Merrill Lynch Wealth Management based in Princeton, NJ. Since beginning his career with Merrill in 1995, he has provided advisory and leadership services to individuals, small businesses, and institutional clients. His expertise includes retirement planning, executive compensation, employee benefits, investment strategies, and various aspects of wealth management such as tax minimization, legacy planning, and socially responsible investing. Paul takes a holistic, goal-based approach to client relationships, leveraging the resources of Merrill Lynch, Bank of America, and Warringer DeGrazia and Associates to design and implement personalized financial strategies. These strategies encompass investment management, banking, lending, education, planning, and trust and estate considerations. He holds a Bachelor's Degree in Finance from Seton Hall University and a Master's Degree in Theology from Georgian Court University. Paul serves as a Catholic Deacon within the Diocese of Trenton at Saint John the Baptist Roman Catholic Church in Allentown, NJ, and is involved with the Knights of Columbus in Allentown.

William Black Jr. is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services supported by proprietary planning tools and a structured discovery process.

Loren Dietrich is a financial advisor at Merrill in Pennington, NJ, holding a Series 66 designation with 14 years of industry experience. He has been with Merrill since 2014. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Evan Silverman is a financial advisor with Morgan Stanley in Lawrenceville, NJ, holding a Series 66 designation and having 13 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, he serves as an officer in The Kairos Project, a technology business based in Pennsylvania. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and economic modeling.

Joseph Lauri Jr. is a Series 66-licensed financial advisor with UBS Financial Services in Princeton, NJ. He has 23 years of industry experience, all of which has been spent with UBS since 2003. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Cahrii Nettles is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to joining Merrill, Cahrii worked at PricewaterhouseCoopers and held positions at Shoe Show Inc. and Rider University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional accounts. The firm is integrated into Bank of America’s broader platform, delivering access to a wide range of products and services.

Stephen Thomas is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since February 2008 and has served as a wealth management advisor since June 2014. Based in Princeton, NJ, he joined the Barry Team in July 2014, focusing on retirement planning and executive benefits. Stephen has developed significant expertise in employer-sponsored plans, including 401(k), equity awards, non-qualified deferred compensation, and defined benefit pension plans. His experience also encompasses education planning, employee benefits planning, executive compensation, equity compensation services, legacy planning, personal retirement planning, portfolio management, tax minimization, and retirement income. He emphasizes educating clients to help simplify complex planning needs and values individualized, personalized service. He earned a Bachelor of Arts in Economics with a secondary focus on Psychology from Rutgers University in 2006. Stephen holds the Chartered Retirement Planning Counselor designation (2012), the CERTIFIED FINANCIAL PLANNER® certification (2017), and the Personal Investment Advisor designation. He lives in New Hope, PA with his wife Esther, son Harrison, daughter Cameron, and their adopted dog Balboa. In his free time, he enjoys watching baseball, particularly the New York Yankees, and is passionate about writing and performing live music in his local community.

Zachary Pirone is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. His prior work includes roles at Bank of America and several positions at The College of New Jersey. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Anthony Antoniello is a financial advisor at Cetera with 22 years of industry experience. He holds the Series 66 designation and has previously worked at Voya Financial Advisors. Outside of his advisory role, he operates as an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, supporting both discretionary and non-discretionary account management.

Daniel Engel is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2020, initially serving as a Financial Consultant until his current role. Prior to joining Fidelity, Daniel held various financial advisory roles, including Regional Bank Private Banker at Wells Fargo from 2018 to 2020, Senior Financial Consultant at TD Ameritrade from 2017 to 2018, and Financial Specialist at PNC Investments from 2013 to 2017. Early in his career, he worked as a Financial Advisor at Morgan Stanley from 2010 to 2012 and at Main Line Financial Advisors from 2009 to 2010. With over 14 years of experience, Daniel has worked extensively with High Net Worth clients, focusing on collaborative financial planning to help individuals and families pursue their financial goals. He emphasizes the importance of teamwork and values the relationships he builds with his clients.

Ralph Wright is a financial advisor at UBS Financial Services with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2014. Outside of his advisory role, he serves on the board of the Cannon Dial Elm Club at Princeton University, focusing on parking-related issues for club members and employees. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

George Holmes Jr. is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Merrill since 2021 and previously held a position at Bank of America, N.A. for two years. Before entering the financial services industry, he spent six years at Footlocker. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, institutional plans, and corporate fiduciaries. The firm integrates with Bank of America’s broader platform, providing access to a wide array of products and services.

Matthew Robinson is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. He has worked at UBS since 2025 and previously held positions at BNY, Sei, and Tiedemann Advisors. His background also includes roles at Temple University and Arcadia University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial products and capital markets solutions.