Kyle Mc Elligott is a financial advisor at Merrill with three years of industry experience. He holds the Series 66 designation and has worked at institutions including Bank of America, Garden State Securities, and Investors Bank. His background also includes roles in education at Rutgers and Brookdale Community College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Theresa Boulos is a Senior Financial Advisor at Merrill Lynch Wealth Management, leading the Fields Boulos and Associates team. The team offers wealth management services to high-net-worth families, focusing on retirement strategies, wealth management, asset preservation, and legacy planning. They serve affluent families nationwide and consist of a diverse, multigeneration group of wealth management professionals. Theresa holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She earned a bachelor's degree from Saint John's University. Theresa previously served as Chair of the Global Wealth Investment Management Women's Exchange at Merrill Lynch, a network of approximately 7,000 employees focused on business development, mentorship, recruitment, and advocacy. She is dedicated to advancing the careers of female employees within Merrill. Theresa and her family are long-standing members of the Red Bank and Monmouth County community. Her interests include cooking, gardening, spending time with family, and traveling.

John Coscia is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at American Portfolios Financial Services, Inc. for nine years. Outside of advising, he is involved in insurance and tax preparation services through his ownership of AJC Advisors/Crump Insurance. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, and institutions, providing brokerage and advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that may include a broad range of investment products, offering both discretionary and non-discretionary account management.

Matthew Lane is a financial advisor with RBC Capital Markets in Red Bank, NJ, holding Series 63 and Series 66 licenses and possessing 33 years of industry experience. His prior roles include positions at City National Bank, Morgan Stanley Private Bank, and Morgan Stanley Smith Barney. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to client advisory risk profiles.

Michael Tancorra is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 65 and Series 66 credentials and 15 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors LLC, since 2010. Outside of his advisory role, he serves on the board of the Horizon Boys & Girls Club of Lodi/Hackensack, where he assists with operations and budgeting. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses a range of advisory programs and third-party asset managers to tailor investment solutions based on client risk tolerance and goals.

John Bolobanic is a financial advisor with OSAIC, holding a Series 66 designation and 18 years of industry experience. He has been associated with Royal Alliance Associates, Inc. and Maiorano & Associates, Inc. since 2008. Outside of his advisory role, he is involved in tax preparation through Maiorano & Associates, Inc. OSAIC serves a broad mix of retail and institutional clients, providing integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios tailored to client needs.

Patrick Quinn is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in legacy planning, personal retirement planning, and both individual and corporate investment strategies. Patrick works to create personalized financial strategies aligned with clients' long-term goals using insights from Merrill and banking solutions from Bank of America. He holds multiple professional designations including Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Patrick earned a Bachelor's Degree from Rutgers Business School and a High School Diploma from the Marine Academy of Science and Technology. In addition to his professional work, Patrick participates in community volunteering consistent with the Merrill tradition. Outside of work, his personal interests include cooking, gardening, tennis, and traveling.

Mary Vitiello Hughes is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Equitable Advisors since 2014, including time at its predecessor AXA Advisors. Equitable Advisors serves individuals across wealth levels, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management services. The firm employs a variety of advisory models, often implemented through third-party managers and LPL-sponsored programs, and offers a range of investment options including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Robert Zwigard is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. He has been with Linsco / Private Ledger Corp., now part of LPL Financial, since 2000. Outside of advising, he is involved in the sale of group medical and life insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of financial planning and advisory programs, employing both discretionary and non-discretionary management alongside research-supported model portfolios.

Kris Frazier is a CFP® with 25 years of industry experience, currently serving at Ameriprise. His prior experience includes roles at Morgan Stanley Private Bank and PRUCO Securities Corporation. He serves as president of the nonprofit organization 4 Changemakers in Atlantic Highlands, NJ. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated companies and employs a research-driven, model-based approach to retirement income planning.

Steven Rothman is a CFP®-designated financial advisor with UBS Financial Services in Red Bank, NJ, and has 46 years of industry experience. He has been with UBS since 1981. Outside of his advisory work, Rothman has acted in commercials and small parts in film and television since 2019. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Patrick Morris is a financial advisor at Equitable Advisors with 44 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to and during his tenure at Equitable Advisors since 1999, he was affiliated with AXA Advisors, LLC. Outside of his advisory role, Morris serves as chairman and main organizer of the Rutgers Greg Schiano Charity Golf Classic, a charitable event. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers to deliver a range of advisory programs without sponsoring its own wrap fee program.

Olga Lanzetta is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and seven years of industry experience. She previously worked at UBS Financial Services in wealth management roles from 2017 to 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm integrates large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

David Lynch is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding a Series 66 designation and 19 years of industry experience. He has been with Equitable Advisors since 2006, including its predecessor Axa Advisors, LLC. Lynch previously established an LLC intended for tax purposes, which remains dormant. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and a range of asset management programs. The firm delivers services through a network of Investment Adviser Representatives and relies on third-party asset managers and advisory programs to implement a variety of investment solutions.

Nicole Bondellio is a financial advisor at LPL Financial with one year of industry experience. She holds the Series 66 designation and has previously worked at StoneX Securities Inc. and Trust Advisory Group Ltd. Bondellio also has entrepreneurial experience through her involvement with Yellow Stonehouse Farm. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by extensive research and diverse investment strategies.

Daniel Grieco is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with Cetera and its affiliated entities since 2010 and also operates Grieco Financial Solutions LLC. Outside of advisory work, he is employed part-time as a package loader in New Jersey. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to various investment strategies through affiliated and third-party managers.

Karen Flannery is a CFP® with 16 years of industry experience, currently affiliated with OSAIC Wealth, Inc. She previously spent 14 years with Lincoln Financial Advisors and one year at LPL. In addition to her advisory role, she serves as a trustee for a special needs trust and operates an accounting and tax preparation business for individuals and businesses. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm employs a range of advisory platforms with integrated brokerage and investment services, utilizing asset allocation tools, risk tolerance assessments, and automated rebalancing to manage portfolios across various asset classes.

Angel Luca is a financial advisor at OSAIC with 19 years of industry experience. He holds the Series 66 designation and has been associated with Sound Asset Management, Inc., Royal Alliance Associates, and Maiorano & Associates, Inc. since 2006. Outside of his advisory work, he owns a non-investment related business. OSAIC serves a diverse range of clients, including individual, high-net-worth, pension, corporate, and charitable investors. The firm provides integrated brokerage and advisory services along with access to multiple platforms, utilizing asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios across various asset classes.

Jeff Cafiero is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds the ChFC® and Series 66 designations. Prior to his current role, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

James Meindl Jr. is a financial advisor at Cetera with 11 years of industry experience. He holds the Series 66 designation and has worked at BlackRock Investments, LLC from 2014 to 2025 before joining Cetera in 2025. Since 2020, he has also been a wealth management advisor with King Financial Network. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, employer-sponsored retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with both discretionary and non-discretionary investment options.