Edward Sullivan is a CFP®-certified financial advisor with 28 years of industry experience. He has worked at LPL Financial since 2022 and previously spent six years at Royal Alliance. Outside of his advisory work, Sullivan serves as a hockey referee for USA Hockey. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Paulo Nunes is a financial advisor with UBS Financial Services in Westfield, NJ, holding a Series 66 designation and bringing nine years of industry experience. He has been with UBS since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm also integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and fiduciary services.

Kyle Kost is a Senior Financial Advisor with The Kugel Briegs Group at Merrill Lynch Wealth Management. He joined the group in 2019 and helps clients with multigenerational wealth and retirement planning. Prior to joining Merrill Lynch, Kyle specialized in physical alternative investment strategies tailored to high net worth clients. The Kugel Briegs Group has served the retirement planning and wealth management needs of clients for over 25 years, overseeing assets of approximately $2.7 billion as of October 2024. Kyle holds a Bachelor of Science degree from the University of Florida with concentrations in Finance, Real Estate, and Entrepreneurship. He has earned several industry designations, including the Chartered Retirement Planning Counselor (CRPC), Accredited Asset Management Specialist (AAMS) from the College for Financial Planning Institutes in Denver, Colorado, the Certified Plan Fiduciary Advisor (CPFA) from the National Association of Plan Advisors, as well as Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). He is also a member of the Florida Wealth Management Association. Outside of his professional responsibilities, Kyle is involved with community organizations such as the J. Wood Platt Scholarship Trust Fund and The Matthew Renk Foundation. He grew up in Bucks County, Pennsylvania, and currently resides in Princeton, New Jersey.

Michael Castoro is a financial advisor with LPL Enterprise, holding a Series 66 designation and two years of industry experience. His prior work includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, he has worked in the fitness and retail sectors, including Life Time Fitness and Lord & Taylor. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products.

Douglas Heil is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 35 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Avantax in various capacities from 1992 to 2021. He owns a tax preparation business operating under DKH Tax Professionals LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and a variety of investment strategies.

Georgia Alexis is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and has been associated with Morgan Stanley Smith Barney since 2011. Outside of her advisory role, she owns and operates an online dating site, FallForAGreek.com. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm utilizes structured planning tools and investment models to support its financial planning process.

Kunal Shah is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 65 and Series 63 credentials and has previously worked at Mizuho Securities USA, CITIBANK, and Morgan Stanley Investment Management. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Laura Riley is a financial advisor with Mass Mutual Investors Services in Warren, NJ, holding the ChFC® designation and Series 63 license. She has 32 years of industry experience and has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 1998. In addition to her advisory role, she is involved in sales related to life, property/casualty, health, and group insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap programs, and educational seminars, structuring planning engagements as annual, collaborative relationships that use firm-approved tools to analyze client goals and deliver written recommendations.

Maria Mc Keon is a Senior Financial Advisor at Merrill Lynch Wealth Management, leveraging over 25 years of experience in the financial industry. She has served in various roles including senior investment banker and public finance professional at Citigroup, co-founder of an advisory firm, CFO, and financial advisor to multiple enterprises. Her practice focuses on corporate and personal investment, retirement planning, liquidity management, insurance, and lending solutions within the Bank of America platform. Maria works with businesses, institutions, non-profits, and individual investors to help them achieve their financial goals through a holistic approach. Maria holds a Bachelor's degree from Herzen University and a Master's degree in International Finance and Business from Columbia University in New York City. She holds several professional designations including Certified Financial Planner (CFP), Certified Private Wealth Advisor (CPWA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She maintains a nationwide advisory practice and has considerable international finance and business background from her extensive work and travel in emerging markets. Outside of her professional life, Maria is an avid traveler and engages in personal interests such as antiquing, gardening, and tennis.

Patricia Barksdale is a Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management with over 40 years of experience in financial services, including 33 years at Merrill. She provides guidance to individuals and families in establishing their financial goals through personalized wealth management strategies, focusing on areas such as college education planning, LGBT wealth planning, managing new wealth, personal retirement planning, women and wealth, and sports and entertainment sectors. Patricia holds dual bachelor's degrees in Finance and Economics from Kean University and completed Merrill's Financial Advisors Leadership Program at the University of Pennsylvania Wharton School of Business. She holds professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment (SE). Throughout her career, she has been recognized as a 2025 GameChangHer by Insights Marketing, a 2007 Woman of Influence in Finance, and honored as a 2014 Kean University Distinguished Alumni. Beyond her professional role, Patricia is active in financial literacy education, volunteering and speaking with organizations such as Kean University, Newark Public Schools, the Jackie Robinson Foundation, and Junior Achievement of New Jersey. She is involved with professional and community organizations including the National Association of Black Female Executives in Music and Entertainment, the Executive Women's Golf Association, and has served on advisory boards for Kean University and the Kean University Foundation. Her personal interests include playing golf, dancing, listening to music, attending Broadway shows, cooking, and spending time with her family.

Brian Flood is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has been with JPMorgan Securities LLC since 2008. Outside of his advisory role, he was involved with the GR Renegades Softball organization from 2020 to 2024. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Maria Muth is a financial advisor at LPL Financial with 18 years of industry experience. She holds the Series 66 designation and previously worked at IC Advisory Services, Inc. and The Investment Center, Inc. Maria is also a CPA with over 25 years at Mark J. Mauro CPA and is involved in tax preparation and accounting services through Mauro & Co., PC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with access to model portfolios, research, and alternative strategies.

Nicholas Pisciotti is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities since 2009 and JPMorgan Chase Bank, N.A. since 2016. Outside of his advisory role, he serves as a power of attorney managing personal affairs for family members. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through Wealth Advisors, combining institutional advisory operations with broker-dealer and investment adviser registrations.

Ross Marchitto is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked with various J.P. Morgan entities since 2016, including JPMorgan Securities LLC and JPMorgan Chase Bank NA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Vinny Gurnani is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 20 years of experience in wealth management, retirement planning, and personal legacy and estate planning strategies. He supports clients by developing personalized financial strategies tailored to their long-term goals, focusing on areas such as college education planning, divorce transition planning, family wealth management, retirement income, and investment consulting for defined contribution plans. Prior to his career in wealth management, Vinny served as a Chief Financial Officer in the corporate sector for two decades. He holds a bachelor's degree from the University of Bombay and has earned the Professional Investment Advisor (PIA) designation. Vinny emphasizes long-term retirement and legacy planning and integrates his accounting background and corporate experience into his financial management and investment strategy implementation. He also participates in community volunteering in line with Merrill’s tradition of service.

Kathleen Reese is a financial advisor at LPL Financial with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has been with LPL Financial since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting through a national network of investment adviser representatives.

James Altman is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its Private Bank since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Howard Miller is a financial advisor at Wells Fargo Advisors with three years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Advisors since 2022. Outside of advising, he co-owns Spyder Web Enterprises, a technology support and consultation business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized services such as business-owner transition and special-needs planning, utilizing Wells Fargo research and tools to develop tailored recommendations.

Peter Horowitz is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Horowitz serves as treasurer for the Manors at Running Brook Homeowners Association and acts as executor for family estates. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs.

David Margolis is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 65 and Series 63 licenses and has been with J.P. Morgan Securities since 2010, also serving at Jpmorgan Chase Bank, N.A. since 2016. Margolis is a trustee and investment committee member at the Kessler Foundation, which focuses on rehabilitation research and employment funding for people with disabilities. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.