Christopher Francese is a ChFC® credentialed financial advisor with 25 years of industry experience. He is currently with J.P. Morgan Securities and has held prior roles at Citigroup Global Markets, Wells Fargo Clearing, Citicorp Investment Services, and Merrill. Francese is based in Staten Island, NY. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Shiekh Saif Uddin is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2013 after eight years of experience as an entrepreneur and consultant operating across three continents. Saif applies his business acumen and global perspective to deliver personalized wealth management strategies that align with his clients' goals. His expertise includes retirement planning, estate planning coordination, concentrated stock position strategies, cash flow management, risk assessment, and college education planning. Saif focuses on serving affluent individuals, families, and small businesses, providing customized strategies that address both short- and long-term objectives. He also offers services for defined benefit plans, philanthropic planning, socially responsible investing, and tax minimization. Saif holds a Bachelor's Degree in Finance from Bentley University and possesses professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is multilingual in Urdu, Arabic, and English and contributes to his community through volunteer work with various non-profit organizations. His personal interests include cars, commercial aviation, and wildlife.

Urja Shah is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 17 years of industry experience. Prior to joining Wells Fargo in 2026, Shah worked at Citizens Securities, Inc., Cetera Investment Services, Investors Bank, INVEST Financial Corp, Santander Securities LLC, and Sovereign Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines its resources with research from Wells Fargo Investment Institute and third parties to support its investment strategies.

Michael Kotarski is a financial advisor with Wells Fargo Advisors in Warren, NJ, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009 and owns MJK Capital Corp, an investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu tailored to clients who meet a net-worth threshold, including specialized services such as business-owner transition planning, sports and entertainment planning, and special-needs analysis.

Benjamin Irizarry is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Silver Edge Financial. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional offerings.

Joseph Lombardo Jr. is a financial advisor with UBS Financial Services in Westfield, NJ, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with UBS since 2005. UBS Financial Services serves individual, corporate, and institutional clients through a blend of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a range of capital markets and research resources to support tailored client solutions.

Ethan Locker is a financial advisor at LPL Financial with Series 65 and Series 63 credentials and four years of industry experience. He previously worked at Equitable Distributors, LLC for five years and has held various roles in financial services and other sectors since 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology and a large network of advisors.

Siarra Siebel is a financial advisor at Morgan Stanley with four years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2021. Prior to her current role, she held various positions including private tutoring and a role with the Morris County Sheriff's Office Crime Scene Investigation unit. Morgan Stanley Wealth Management offers advisory programs to both individual and institutional clients, providing tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages a broad range of client assets and delivers services that include estate planning and institutional offerings.

Joseph Wirtshafter is a financial advisor at Wells Fargo Clearing with a Series 66 credential and one year of industry experience. Prior to joining Wells Fargo, he worked at KPMG LLC for three years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third parties.

Michael Dirocco is a Series 66-licensed financial advisor with Equitable Advisors in Woodbridge, NJ, where he has worked for 13 years. Prior to Equitable Advisors, he was with Axa Advisors for seven years. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and utilizes both proprietary and third-party investment solutions.

Russell Rabadeau is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Raymond James Financial in Westfield, NJ. He previously worked at Wells Fargo Clearing and New York Life Investment Management LLC. Rabadeau is also president of Rabadeau Wealth Group, a support company he owns. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work, along with specialized advisory programs.

James Dill is a financial advisor with UBS Financial Services in Warren, NJ, holding a Series 66 designation and 19 years of industry experience. He has been with UBS since 2008. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and a range of capital markets services through a network of financial advisors who utilize proprietary research and model-based asset allocations.

Nicholas Moretti is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory work, he has engaged in purchasing and leasing a residential condominium. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s planning approach is based on structured discovery and firm-approved tools, supporting clients with various investment and estate planning strategies.

Camillo Matteucci is a financial advisor at Ameriprise with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Ameriprise since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice. The firm’s approach incorporates proprietary research, third-party data, and algorithmic tools to address asset allocation and withdrawal strategies within a defined investment universe.

Robert Murray is a financial advisor at LPL Financial in Bedminster, NJ, holding a Series 65 credential with one year of industry experience. His prior roles include positions at Gilbert & Calabrese LLC, Apex Fund Services, and Blackstone Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

Matthew Compton is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies that align with their long-term goals, utilizing insights from Merrill and banking services from Bank of America. Matthew holds a Bachelor's Degree in Business Administration with a focus on Financial Planning from Liberty University, where he graduated Summa Cum Laude. He is a Certified Financial Planner (CFP) and a Personal Investment Advisor (PIA). He participates in community service activities in accordance with Merrill's tradition of community involvement.

Matthew Power is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining Wells Fargo Advisors in 2024, he worked at UBS Financial Services from 2012 to 2024. Outside of his advisory work, he serves on the finance committee for Holy Trinity Roman Catholic Church in Westfield, NJ. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning. The firm integrates advisory services with banking, lending, and trust offerings through a large network of financial advisors.

Joseph Marinaccio is a CFP® with 19 years of industry experience currently affiliated with Raymond James & Associates. His prior positions include roles at Wells Fargo Clearing, J.P. Morgan Securities, and Chase Investment Services Corp. He serves as an acting trustee for a family trust. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting supported by extensive research and a variety of portfolio management strategies.

Pervin Aydin is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm's advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework.

Kelli Diana is a Financial Consultant at the Bridgewater Investor Center with Fidelity Investments. In her role, she works closely with clients to understand their unique personal and financial situations, aiming to co-create and implement financial plans that provide peace of mind. Kelli's experience with Fidelity Investments spans several positions since 2020, including Financial Consultant, Investment Consultant, Relationship Manager, Financial Representative, and an internship. She holds a California Insurance License.