Eric Degrandpre is a financial advisor at Goldman Sachs Wealth Services with 25 years of industry experience. He holds a Series 63 designation and previously worked for over two decades at The Ayco Company/Mercer Allied Company, L.P. before joining Goldman Sachs in 2021. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base including individual investors, corporate participants, executives, and institutional clients. The firm offers tailored investment solutions supported by integrated teams and resources across the Goldman Sachs ecosystem, utilizing strategic allocation models and proprietary analytics.

William Greenlay is a financial advisor at Citigroup Global Markets with one year of industry experience. He has worked at Citigroup since 2017 and was previously employed by Deutsche Bank from 2015 to 2017. He holds a Series 66 designation. Citigroup Global Markets serves individual and institutional clients, including high-net-worth and ultra-high-net-worth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Rebecca Schachtel is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America and the University of Miami. Prior to her finance career, she was involved in retail management at Party Girl Dress Store. Citigroup Global Markets serves individual and institutional clients across multiple segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with significant institutional scale, including specialized market roles such as a security-based swap dealer and futures commission merchant.

Daniel Collins is a financial advisor at HSBC Securities (USA) Inc. with 33 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at JP Morgan Securities Inc. for 19 years. He has also held a position at 185 Beach 125 Th Street LLC. HSBC Securities (USA) Inc. offers managed account programs that serve individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach includes multiple program types ranging from client-directed to fully discretionary accounts, using model risk profiles and a combination of strategic and tactical asset allocation developed in partnership with HSBC Global Asset Management.

Bryan Smalley is a financial advisor at Corient with 15 years of industry experience. He holds a Series 65 designation and has worked at Corient since 2022, following over a decade at RegentAtlantic. Corient offers investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and corporate entities. The firm uses a goals-based, team investment approach that integrates in-house strategies with third-party manager solutions and employs advanced risk management tools to align portfolios with client objectives.

Scott Kesselman is a financial advisor at Citigroup Global Markets with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2006. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with unique market roles and arrangements.

Kathryn Frevola is a financial advisor at Citigroup Global Markets with 19 years of industry experience. She holds a Series 66 designation and previously worked at Merrill for 17 years before joining Citigroup Global Markets. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs supported by internal standards and oversight committees.

Peter Contini is a financial advisor at TIAA-CREF with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA and TIAA-CREF since 1990 and 2001, respectively. TIAA-CREF Individual & Institutional Services provides financial planning and managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm’s advisory services include both point-in-time planning and ongoing discretionary management, with a fiduciary standard applied to its registered investment advisory services.

Roy Shubert is a financial advisor with Private Advisor Group, LLC, holding the ChFC® and PFS™ designations and securities licenses Series 63 and Series 65. He has 29 years of industry experience, including roles at LPL Financial and Mutual Service Corporation. Outside of advisory work, he is involved in the sale of fixed life insurance in collaboration with a Massachusetts Mutual Life agent. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based approach, utilizing technology platforms and third-party managers to tailor investment solutions to client goals and risk tolerances.

Victor Delgado is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 designations and over 14 years of experience in the industry. His prior experience includes nine years at J.P. Morgan Securities. Outside of his advisory role, he is a partial owner and director of Delgado Family Group Inc., a small engine power equipment sales and service business, and DF Group Realty LLC, which holds real estate assets. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through both discretionary and non-discretionary programs, supported by internal standards and oversight committees. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Jared D'entremont is a financial advisor with Citigroup Global Markets holding a Series 66 designation and four years of industry experience. He has previously worked at Morgan Stanley, Loomis & Sayles, Clean Harbors, and Clough Capital Partners. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and provides services including derivatives and futures trading, combining large institutional scale with specialized market roles.

Christopher Trainor is a CFP® professional with 23 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and has held previous roles at Raymond James Financial Services and LPL Financial. Trainor serves as a non-profit board member of the Wellington Knolls Property Owners Corporation. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and referrals to managed account managers for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets using a diversified approach that combines passive and active managers, quantitative, momentum, and fundamental analysis.

Richard Weintraub is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He holds a Series 66 designation and has worked previously at UBS Securities LLC and Goldman Sachs & Co. He is based in New York, NY. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains large institutional capabilities alongside specialized market roles.

Lingyun Yang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Transamerica, Yang has held various roles with multiple insurance and healthcare-related companies since 2022. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension and profit-sharing plans, and charitable organizations. The firm offers both advisory and broker-dealer services, combining proprietary and third-party investment models with discretionary and non-discretionary program options.

Robert Zimmerman is a financial advisor with Cerity Partners LLC in Westfield, NJ, holding a Series 65 designation and one year of industry experience. Prior to joining Cerity Partners, he spent four years at Loyola University and four years at St. Joseph High School. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm utilizes tailored asset allocation, manager selection, and proprietary quantitative screens alongside third-party managers and individual securities.

Enrique Alvarez is a financial advisor with Citigroup Global Markets in New York, holding Series 65 and Series 63 licenses and 11 years of industry experience. He has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including in-house research and derivatives services.

Adam Moran is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and 11 years of industry experience. He has worked at Goldman Sachs & Co. LLC since 2021 and previously spent seven years at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm combines centralized investment resources and model portfolios with a broad range of tailored services and operates within a large integrated financial group offering distinct features such as affiliated banking and retirement consulting capabilities.

Kevin Tapia is a financial advisor at Empower Advisory Group in Jersey City, NJ. He holds Series 63 and Series 66 credentials and joined Empower Financial Services, Inc. in 2024. Prior to his current role, he worked in window washing and in the valve and pump industry. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and participants, as well as select IRA and retail brokerage clients. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and savings rates in their planning approach.

Usha Krishnakumar is a financial advisor with Eagle Strategies (NY Life) in Edison, NJ, holding a Series 66 designation and bringing 21 years of industry experience. She has worked with Eagle Strategies since 2011 and has been associated with New York Life Insurance Co. and Nylife Securities since 2008 and 2005, respectively. Outside of her advisory role, Krishnakumar is involved in multiple nonprofit and community organizations focused on education, cultural activities, and entrepreneurship, including serving as a trustee for Gift A Future International and board member of Englishkadhavu. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers tailored advice across multiple program types and manages a significant portion of its assets on a non-discretionary basis, operating within an integrated structure affiliated with New York Life.

Maggie De Francesco is a financial advisor at Citigroup Global Markets with one year of industry experience. She holds the Series 66 designation and previously worked at IBM and Genworth. Outside of her advisory role, she is involved in managing a vacation rental property in Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm is notable for its large institutional scale, comprehensive in-house research, and unique market roles such as acting as a security-based swap dealer and futures commission merchant.