Adam Schwartz is a financial advisor at First Manhattan Co. LLC with 23 years of industry experience. He holds the Series 63 designation and has been with First Manhattan since 2001. Outside of his advisory role, he participates in 3i Cap, a private investment networking group focused on entrepreneurship. First Manhattan Co. LLC provides investment management and financial planning primarily for high-net-worth individuals, trusts, pension and profit-sharing plans, charitable organizations, private investment vehicles, and institutional clients. The firm emphasizes long-term, research-driven, value-oriented management with a blend of actively managed holdings and third-party passive investments.

Khine Khant Zaw is a financial advisor at Citigroup Global Markets based in New York, NY, holding Series 63 and Series 65 licenses. He has been with Citigroup since 2026 and previously held positions at JPMorgan Chase Bank, J.P. Morgan Securities, Citibank, and Network Capital Funding Corporation. Khant Zaw has no prior industry experience before 2022. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains distinctive institutional capabilities, including in-house research and roles as a swap dealer and futures commission merchant.

John Macri is a CFP®-certified financial advisor with 41 years of industry experience. He is currently with Corient, where he has worked since 2023, following eight years at La Ferla Group LLC. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers, utilizing risk management tools and specialized offerings such as private fund capabilities and affiliated trust services.

William Puvogel is a financial advisor with Oppenheimer who holds Series 63 and Series 65 licenses and has 43 years of industry experience. He has worked at Fahnestock & Co. Inc. since 2002. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of investment programs and advisory services, including discretionary and non-discretionary portfolio management, with a notable portion of assets managed on a non-discretionary basis.

Joseph Stein Jr. is a financial advisor at Oppenheimer with 60 years of industry experience. He previously worked at Neuberger Berman BD LLC and Morgan Stanley, including Morgan Stanley Private Bank. He serves as a board member and president of his residential co-op and is involved as a trustee for several family trusts. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm provides a broad range of discretionary and non-discretionary investment programs across equity, balanced, and fixed-income portfolios, with an emphasis on strategic asset allocation and manager selection.

Christina Koehler is a financial advisor with Private Advisor Group, LLC and holds the Series 66 designation. She has 11 years of industry experience, including work with LPL Financial since 2014. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, retirement plan consulting, and access to a range of advisory programs. The firm employs a fiduciary-based model and utilizes multiple strategies and technology platforms to deliver customized investment solutions.

Danling Cao is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. She has worked with Transamerica Financial Advisors since 2017 and has additional experience with IMG Global, World System Builders, Heartland Institution of Financial Education, and World Financial Group. Her outside activities include part-time sales of insurance and health insurance products targeted to international visitors. Transamerica Financial Advisors serves a wide range of clients, including individual investors, pension and profit-sharing plans, trusts, estates, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios, managing significant assets across discretionary and non-discretionary programs.

Justin Diaz is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds Series 63 and Series 66 designations and has been with Citigroup since 2012. Based in New York, NY, his career at a major enterprise firm spans over a decade. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm combines large institutional scale with specialized market roles, providing multi-asset, multi-manager strategies through both discretionary and non-discretionary programs.

Jeffrey Mellone is a financial advisor at TIAA-CREF in New York, NY, with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2013. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm also advises a donor-advised fund and operates within a vertically integrated model using affiliated funds.

Robert Schwagerl is a financial advisor at Cerity Partners LLC in New York, NY, holding a Series 63 designation with four years of industry experience. He has been with Cerity Partners since 2020 and previously worked at Executive Monetary Management for 19 years. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, and institutional investors, managing approximately $126.9 billion in client assets. The firm provides a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on diversified asset allocation and customized portfolios.

Michael Schwartz is a financial advisor at Citigroup Global Markets with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at J.P. Morgan Securities, J.P. Morgan Chase Bank, and Morgan Stanley Smith Barney. Outside of his advisory role, Schwartz is a partial owner of Proactive Speech and Language PC, a provider of speech therapy services for children, and is involved in client outreach for Vivent Solar, a renewable energy company. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research, security pricing, and derivatives services.

Caroline Santiago is a financial advisor at Citigroup Global Markets with 13 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Citigroup since 2017, following three years at Charles Schwab. Outside of her advisory role, she is an associate at Luxottica/Sunglass Hut. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains significant market roles, including operating as a swap dealer and futures commission merchant.

William Maurer is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He holds a Series 66 designation and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm uses multi-asset, multi-manager strategies supported by internal standards and oversight committees, catering to workplace, high-net-worth, and ultra-high-net-worth clients.

Lawrence Lee is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 66 credentials and 17 years of industry experience. He previously worked at SCF Investment Advisors and SCF Securities for nine years. Outside of his advisory work, he serves as a computer technician for a restaurant in Corona, NY. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base through independent Investment Adviser Representatives. The firm offers both advisory and brokerage services with a focus on non-discretionary account management and operates as a limited partnership with many financial professionals as limited partners.

Marc Milano is a financial advisor at Cerity Partners LLC with a Series 65 credential. He has transitioned from a background in education, including two years at Vassar College, to the financial industry beginning in 2023. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, charitable institutions, and other institutional investors. The firm offers a variety of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing diversified asset allocation and customized portfolios.

Joseph Fuschillo is a financial advisor at Guardian Life with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at Park Avenue Securities, Guardian Life Insurance Company, SA Stone Wealth Management, and other firms over his career. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser that serves individuals, pension plans, charitable organizations, and corporate clients with brokerage, financial planning, and investment advisory services.

Brandon Wester is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and five years of industry experience. His work history includes roles at Commonwealth Financial Network since 2021, as well as positions at Access Securities and Country Financial. He also has experience connected to the University of Portland. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and services and provides operational, trading, compliance, and practice-management support to affiliated advisors, with investment solutions including discretionary model portfolios and personalized indexing options.

Sharon Appelman is a CFP® and holds a Series 66 license, with 19 years of experience in financial advisory. She has worked at First Manhattan Co. LLC since 2022 and spent eight years at Neuberger Berman LLC prior to that. First Manhattan Co. LLC provides discretionary and non-discretionary investment management and financial planning primarily for high-net-worth individuals, trusts, pension and profit-sharing plans, charitable organizations, private investment vehicles, and institutional clients. The firm emphasizes long-term, research-driven, value-oriented management of equity and fixed-income portfolios, combining actively managed holdings with third-party passive investments and integrating wealth planning alongside portfolio management.

Michael Kohl is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and 12 years of industry experience. He has worked at multiple Steward Partners entities since 2017 and previously at Raymond James Financial Services from 2017 to 2022. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in assets. The firm serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering a range of portfolio management, financial planning, and consulting services.

Jianhong Zhou is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Citigroup since 2011. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies using internal standards and oversight committees to select and monitor managers, and it maintains distinctive market roles including in-house research and operation as a swap dealer and futures commission merchant.