Joseph Sitaras is a financial advisor with LPL Financial in Bay Shore, NY, holding a Series 63 designation and 26 years of industry experience. He has been affiliated with both LPL Financial and Flagstar Bank N.A. since 2008. Outside of his advisory role, he is involved with SBLI USA in life and fixed annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory programs, providing both discretionary and non-discretionary management supported by research and model portfolios from various sources.

Annette Lyubchenko is a financial advisor with UBS Financial Services in Melville, NY, holding a Series 66 designation and having one year of industry experience. Her prior roles include positions at The Shack and Marist College. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Irma Amador is a financial advisor at LPL Financial with 16 years of industry experience. She holds a Series 63 designation and has worked with Webster Bank, LPL Financial, and Astoria Federal Savings. In addition to her advisory role, she is a commissioned Notary Public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, offering both discretionary and non-discretionary management alongside model portfolios and research support.

Linda Lynch is a financial advisor at Wells Fargo Advisors with 46 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2009. Lynch is a co-owner and co-trustee of Lynch Bellmar Investments LLC. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients, offering a broad range of financial planning and investment services tailored to clients who meet certain net-worth thresholds.

Christopher Rowe is affiliated with Equitable Advisors and holds the Series 66 designation. He has been with Equitable Advisors since 2026 and has no prior industry experience before joining the firm. His background includes roles in professional sports publications and marketing, as well as studies at the University of Delaware. Equitable Advisors serves individual clients across various wealth levels, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm provides financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and uses a combination of proprietary and third-party investment solutions.

Karen Coffey is a financial advisor with Morgan Stanley in Melville, NY, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by its Global Investment Committee.

Michael Ballin is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He previously worked at American Portfolios Financial Services, Inc. for 18 years prior to joining OSAIC in 2024. Ballin is also the sole proprietor of MS Ballin Financial Strategies, an independent life and health insurance sales business established in 1983. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with portfolio construction supported by asset-allocation tools, risk-tolerance assessments, and automated rebalancing, utilizing a range of investment vehicles and third-party solutions.

Neil Filomena Jr. is a financial advisor at OSAIC with 20 years of industry experience. He holds the ChFC® designation, along with Series 63 and Series 65 licenses. Prior to joining OSAIC in 2018, he spent four years at SII. Outside of his advisory work, Filomena is involved in youth sports coaching, including roles with several local lacrosse and basketball teams. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of advisors and utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing in constructing portfolios that include various asset classes.

Helen Wang is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. Her career includes roles at Citigroup and JPMorgan Chase, including JPMorgan’s Hong Kong branch. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions. The firm combines internal Chief Investment Office strategies with third-party managers and supports customized investment restrictions and tax-aware options.

Dylan Rivera is a financial advisor at Equitable Advisors with three years of industry experience and holds a Series 66 designation. His prior work includes roles at the New York State Division of Homeland Security and various positions in education. Equitable Advisors serves individual and institutional clients, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm offers a range of advisory models implemented by third-party managers and focuses on matching clients to appropriate program models based on personal and plan information.

Blake Valli is a financial advisor at Wells Fargo Advisors with a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo Advisors in 2022, he worked at Laz Parking and held positions at Marjory Stoneman Douglas High School and West Glades Elementary School. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including niche areas such as business-owner transition planning and special-needs analysis, using Wells Fargo research and tools to develop tailored recommendations.

Elizabeth Golden is a financial advisor with Morgan Stanley in Hauppauge, NY, holding a Series 63 designation and 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Melissa Sidor is a Series 66 licensed financial advisor with six years of industry experience, currently with Wells Fargo Advisors in Melville, NY. Her background includes roles at Merrill and multiple law firms, and she is a licensed attorney in New York. Outside of her advisory work, she serves as a trustee for a deceased friend’s trust on behalf of the beneficiary. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides tailored financial planning across a broad range of areas, utilizing proprietary research and tools, with flexible implementation options through brokerage or advisory programs.

Cheryl Seward is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 20 years of industry experience. She has worked with Avantax Advisory Services and Avantax Investment Services, and currently serves as President of Freedom Tax & Wealth Management Inc., which focuses on income tax preparation for individuals and families. Outside of financial services, she is involved with Beach Fitness, consulting on fitness matters. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts, offering multiple portfolio management and financial planning services through a large network of independent advisors. The firm utilizes a multi-manager platform with various program options and custodial relationships, managing over $256 billion in assets.

David Barnett is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His previous roles include positions at Merrill and Bank of America. He serves as a trustee at St. Anthony’s High School in New York. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates proprietary research and model-based asset allocations with institutional trading capabilities to provide tailored financial planning and portfolio management services.

Robert Eisenstadt is a financial advisor with LPL Enterprise, holding Series 65 and Series 66 credentials and bringing 26 years of industry experience. His career includes roles at Prudential Insurance Company of America, PRUCO Securities, Penn Mutual Life Insurance Company, and Hornor Townsend & Kent. He is involved in Prudential-sponsored non-variable insurance activities. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management. The firm combines advisory programs with brokerage and insurance product sales through an integrated platform.

Dawn Charmatz is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and 66 licenses and has worked at firms including Royal Alliance Associates, Primerica Advisors, and AXA Advisors. Outside of finance, she is involved in an online women's and children's clothing business and serves as a group fitness cycle instructor for a nonprofit organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Brian Hans is a financial advisor at UBS Financial Services with six years of industry experience. Prior to joining UBS in 2019, he worked at Arnold & Porter LLP for five years and at Winston & Strawn LLP for one year. He holds the Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and a broad range of capital markets solutions.

Mark Alber is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Morgan Stanley. He has been with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, National Association since 2016. Outside of his advisory role, he is a partner in Alber Enterprises 1 LLC, a real estate business based in St. James, NY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individual and institutional clients. The firm’s financial planning process utilizes structured discovery conversations and approved planning tools, serving clients through both direct engagements and corporate financial planning agreements.

Marc Strent is a financial advisor at Equitable Advisors with 32 years of industry experience. He has been with Equitable Advisors and its predecessor AXA Advisors since 1999 and is also the president and owner of MLS Insurance, a business he has operated since 1993. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers a range of advisory programs through Investment Adviser Representatives and emphasizes matching clients with appropriate program models or discretionary managers, utilizing both proprietary and third-party solutions.