Ashleigh Barr is a financial advisor at UBS Financial Services with 17 years of industry experience. She holds the Series 63 designation and has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services. The firm uses proprietary capital market assumptions and model-based asset allocations to tailor financial plans and portfolio management aligned with clients’ goals and risk tolerances, while combining institutional trading capabilities with wealth management offerings.

Reginald Blake is a financial advisor with J.P. Morgan Securities in New York, holding Series 63 and Series 66 designations and 13 years of industry experience. He has worked at J.P. Morgan Securities since 2013 and has been with JPMorgan Chase Bank, NA since 2008. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary framework. Their advisory process combines quantitative and qualitative research supported by a manager solutions team and may incorporate ESG considerations.

John Guarnieri is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he provides financial advisory services to clients, leveraging his expertise to assist with investment strategies and wealth management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his commitment to personalized investment guidance. Mr. Guarnieri earned a Bachelor's Degree from Iona College.

Scott Bancroft is a financial advisor with LPL Financial in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at LPL Financial since 2013 and previously spent seven years with Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides access to a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with tools such as machine-learning for operational and research purposes.

Dean Colvin is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2019. He has been with Fidelity since 2015, progressing through roles including Investment Consultant and Financial Consultant. Prior to joining Fidelity, Dean worked as a Financial Advisor at UBS Financial Services and Morgan Stanley Wealth Management. As a Certified Financial Planner, Dean supports clients across a broad range of planning topics, focusing on creating comprehensive financial plans and ongoing communication strategies tailored to individual preferences. He holds a California Insurance License. Outside of his professional work, Dean's personal interests include baseball, boating, cooking and baking, fitness, golf, and volunteering.

Leonard Sander is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and possessing 40 years of industry experience. He previously worked at National Planning Corporation for 19 years before joining LPL Financial in 2017. He is also involved in tax preparation and accounting services through The Creative Planners Group, Ltd. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Cesarina Burgos is a financial advisor with J.P. Morgan Securities in Scarsdale, NY, holding Series 63 and Series 66 licenses and eight years of industry experience. Her career includes multiple roles at J.P. Morgan Securities and JPMorgan Chase Bank, as well as positions at Wells Fargo Bank and Wells Fargo Clearing. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG considerations within a model-driven approach.

David Balkcom is a CFA® charterholder with four years of industry experience, currently serving at Mass Mutual Investors Services in Elmsford, NY. He previously worked with Equity Services, Inc. and National Life Group within the WealthBridge Financial Group, as well as New York Life Insurance Company. Prior to his financial services career, he was involved in dental practice administration. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software and collaborative planning methods, offering various specialized planning programs including recent expansions in divorce and estate-settlement services.

Peter Rezos is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. He holds Series 63 and Series 66 credentials and has been with J.P. Morgan Securities since 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research and may include ESG eligibility criteria.

Sheila Littleton is a Series 63–registered financial advisor with Cetera, based in Valhalla, NY, and has 23 years of industry experience. She has been with Cetera since 2005 and is the owner of Littleton Financial, where she focuses on retirement, education, and insurance planning. She also sells health and disability insurance through various carriers. Cetera Investment Advisers LLC serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to both affiliated and third-party investment managers.

Gabriel Carvalho is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. Outside of his advisory role, he provides consulting services through Cadena Consulting LLC, an independent business consulting firm. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework, with implementation supported by affiliated investment management entities.

David Ramirez serves as a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been a Senior Vice President and key member of the Ramirez Wealth Management team since February 2011. With over 35 years of experience in the financial services industry, he brings extensive knowledge and expertise cultivated through various market environments. Throughout his career, David has focused on delivering wealth management strategies for High Net Worth and Ultra-High Net Worth clients, emphasizing personal fixed income and asset management. David's professional background includes positions at UBS Financial Services Inc., Paine Webber, Kidder Peabody, and Ramirez & Co. He utilizes a client-centered philosophy that involves initial and ongoing reviews to develop tailored investment plans addressing specific asset and liability needs and long-term goals. His areas of expertise include college education planning, family wealth management strategies, legacy planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. He received a Bachelor of Finance degree from Boston College's Carroll School of Management and holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). David has been an active member of the Municipal Bond Club of New York since 1994. Outside of work, he enjoys boating, spending time with his family, and traveling.

Mohammed Islam is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked for TD Bank for ten years. Since 2026, he has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative and qualitative research with forward-looking capital market assumptions, and they offer broader derivatives and commodities capabilities through various regulatory registrations and affiliations.

Juan Rodriguez is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He previously worked at HSBC Securities (USA) Inc., Merrill, and Chase Investment Services Corp. Outside of his advisory role, he operates JAR Wealth Advisory Group as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

John Hayes is a financial advisor with J.P. Morgan Securities in New York, NY, holding a Series 66 designation and bringing 23 years of industry experience. His prior experience includes roles at Citi Private Alternatives, Citi Global Wealth, Citigroup Global Markets, and Merrill Lynch Investment Managers. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations, incorporating ESG considerations and leveraging broad derivatives and commodities capabilities.

Dylan Wynne is a financial advisor with UBS Financial Services holding a Series 66 designation and three years of industry experience. Prior to joining UBS, he worked at LPL Enterprise, The Prudential Insurance Company of America, and Pruco Securities LLC. His background also includes roles outside finance, such as positions at Four Winds Hospital and SUNY Albany. UBS Financial Services serves individual, corporate, and institutional clients through diverse brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor investment plans. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Michael Errichiello is a financial advisor with Equitable Advisors in Nutley, NJ, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at Morgan Stanley & Co. LLC and Axa Advisors LLC. Outside of his advisory work, he serves as a part-time fire inspector and firefighter, holds the treasurer position for the Lyndhurst Volunteer Fire Department, and is involved with fire prevention and emergency response organizations in New Jersey. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs a model-based approach to client portfolios, utilizing third-party asset managers and advisory programs alongside select proprietary options.

Thomas Watkins is a financial advisor with Cetera, holding Series 65 and Series 63 licenses and bringing 32 years of industry experience. His work history includes roles at Cetera Investment Advisers, Jack Schroeder And Associates, and Thompson And Thompson Consulting. Outside of his advisory work, he owns and operates a tax and accounting business and serves as president of the Totowa Public Library board. Cetera Investment Advisers LLC is a large SEC-registered firm that provides investment advisory services through a nationwide network of independent advisors. The firm serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutions, offering a range of portfolio management and retirement services across multiple program structures.

Daniel Prisciotta Jr. is a CFP® with 42 years of industry experience, currently serving at OSAIC since 2025. He previously worked at Lincoln Financial Advisors Corporation for 27 years. Outside of advising, he is an author and owner of Prisco Publishing LLC. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various program options including Unified Managed Accounts and third-party money manager programs.

Scott Staropoli is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2009, also maintaining a role with Bank of America, N.A. since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.