Timothy Dolan is a financial advisor with J.P. Morgan Securities, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. His career includes roles at Wells Fargo Clearing Services, TD Ameritrade, O'Shares, and MS Howells. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment process.

Raymond Wong is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Merrill since 2009. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing model-based and discretionary investment strategies across a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Thomas Reichert is a Senior Financial Advisor with over 46 years of experience in the financial industry. He has held positions including Financial Advisor, Managing Director, and Branch Manager at a major brokerage firm. Currently, as a member of the RLA Group team at Merrill Lynch Wealth Management, he applies his expertise in portfolio management to assist clients in making significant financial decisions and achieving their financial goals. Thomas holds a Bachelor's Degree from Montclair State University and has earned the Personal Investment Advisor (PIA) designation. His client focus areas include family wealth management strategies, legacy planning, liquidity management, philanthropic planning, and retirement income, among others. Throughout his career, he has guided clients through various life events such as divorce, bereavement, special needs situations, and business transactions. Outside of his professional work, Thomas volunteers at his local church. He enjoys activities such as swimming, biking, boating, skiing, football, music, reading, traveling, and spending time with his family. Thomas has been married to his wife, Patti, for over 44 years and they have three grown daughters.

Hyong Lee is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Wells Fargo in 2022, he worked for Morgan Stanley Private Bank, National Association, from 2015 to 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ricardo Velez is a financial advisor with Merrill based in Yonkers, NY, holding a Series 66 designation and two years of industry experience. His career history includes roles at Bank of America, Equitable Advisors, and Julia Valler. Outside of advisory work, he has worked as a promotional model and event host, and also as a consultant and driver for a technology platform that connects people with rides and delivery services. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Martino Siciliano is a financial advisor with Primerica Advisors in Mahwah, NJ, holding Series 63 and Series 65 credentials and over 43 years of industry experience. He has been with Primerica Financial Services and Primerica Advisors since the early 1980s. His other business activities include part-time referrals for home security and automation products through affiliates of PFS Investments Inc., as well as ownership of several inactive businesses. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its services.

Anthony Henry is a CFP® with 28 years of industry experience, currently affiliated with Cetera. His prior experience includes six years at Infinex Investments, Inc. He holds Series 63, 65, and 66 licenses. Cetera Investment Advisers LLC serves individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services and operates a multi-manager platform that provides access to affiliated and third-party money managers with both discretionary and non-discretionary options.

Michael Piccolo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2020 and was previously with Morgan Stanley Private Bank from 2015 to 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ricky Wallace is a financial advisor with Charles Schwab in Paramus, NJ, holding a Series 66 license and bringing 11 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2015. Outside of his advisory role, he serves as Treasurer for Phi Beta Sigma Fraternity Inc., a nonprofit charitable organization. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a primarily non-discretionary client relationship model with access to discretionary separately managed accounts and employs strategic multi-asset investment portfolios alongside comprehensive due diligence on alternative investments.

Mayda Alvarado is a financial advisor with Charles Schwab in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance with client decision-making and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Peter Striano is a financial advisor at LPL Financial with 50 years of industry experience. He worked at Lincoln Financial Securities Corporation for 16 years before joining LPL Financial in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs with discretionary and non-discretionary management, supported by research, third-party subadvisors, and various portfolio management options.

Roy Bentzen is a financial advisor at Fisher Investments with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Nationwide Investment Services, MML Distributors, Mass Mutual, and Thornburg Securities. Outside of his advisory role, Bentzen is the sole member of Bentzen Home Renovations, LLC, a company involved in rehabilitating and selling residential properties. Fisher Investments serves a global client base that includes institutional investors and high-net-worth individuals, providing discretionary portfolio management across equities, fixed income, and blended mandates. The firm uses a centralized investment approach combining quantitative and qualitative research, along with tax-aware strategies and risk management techniques.

Shawn Danziger is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and over 33 years of industry experience. He has been with Cambridge since 2019 and previously worked at FSC Securities and operated his own advisory business. Outside of advising, he owns Summit Advisory Group, through which he acts as an independent insurance agent and business partner. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, pension plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services. The firm provides various portfolio management options through a network of independent professionals, utilizing both proprietary and third-party strategies tailored to client objectives.

Marshall Mc Lean is a financial advisor with Merrill, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Merrill and Bank of America since 2015. Outside of his advisory role, Mc Lean is a minority owner of a casual seafood restaurant group and serves on the board of a private winter club in New Jersey. He also participates as a local director with the Western Golf Association’s Evans Scholars Foundation, involved in scholarship interviews and committee voting. Merrill provides managed account services through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries under Bank of America’s agreements.

Shawn Mcdonough is a financial advisor at Mass Mutual Investors Services with nine years of industry experience. He holds the Series 66 designation and has previously worked with Guardian Life Insurance Co, Primerica Advisors, and Cambium Group. He is also a managing partner at Rhei Private Client Group, where he provides financial planning, investment management, and insurance services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning and asset management programs using firm-approved analytical tools and emphasizes collaborative, goal-oriented planning relationships.

Kenneth Margolin is a financial advisor at Morgan Stanley with 57 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2007. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its investment approach.

Carmelo Bruzzesi is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and one year of industry experience. Prior to joining Mass Mutual Investors Services in 2024, he worked at MassMutual Life Insurance Co and held various roles at St. Thomas Aquinas College and Cliffside Park educational institutions. He also works as an insurance broker specializing in property and casualty coverage. Mass Mutual Investors Services is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-based planning using firm-approved analytical tools and offers a range of programs including educational seminars and event-driven planning services.

Yoshikazu Yasuoka is a financial advisor at LPL Enterprise with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America and PRUCO Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, model wealth portfolios, third-party asset management programs, and a range of brokerage and insurance products.

David Freda is a financial advisor with Primerica Advisors in Paramus, NJ, holding Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Primerica Financial Services, The Assurance Group, and Aflac, as well as a long tenure at Orange Ulster BOCES. Outside of advisory services, he is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on personalized portfolio management rather than institutional plan services.

Lindsay Berk is a financial advisor at Mass Mutual Investors Services with nine years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at firms including Morgan Stanley, Fidelity, and The Vanguard Group. Her background also includes a one-year role at Tumblelab. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, structuring planning engagements as annual, collaborative relationships using firm-approved analytical tools.