Michael Mital is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Cetera. He has been involved with Cetera Investment Advisors LLC since 2014 and operates Mital Financial Services as a DBA for financial advisory work. In addition to his advisory role, he prepares and files federal and state tax returns. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers through a multi-manager platform.

Noah Marshall is a Series 66-licensed financial advisor with Thrivent Investment Management, based in Chestnut Ridge, NY. He has been with Thrivent Financial since 2026 and has prior experience at Ameriprise and New York Life Insurance Company. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering holistic, goal-based analyses and written recommendations on various planning topics without discretionary trading authority. The firm allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Joshua Felice is a financial advisor with Mass Mutual Investors Services in Elmsford, NY. He holds the CFP® designation and the Series 66 license, with four years of industry experience. Prior to joining Mass Mutual, he worked at Pitney Bowes and has held various roles in different industries. He is also active as an independent insurance agent, selling and servicing life insurance, disability, long-term care, fixed annuities, and health insurance products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as ongoing, collaborative relationships and offers a variety of investment programs and educational seminars.

Kimberly Rodgers is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has 27 years of industry experience, focusing on helping clients identify and pursue their personal financial goals through a comprehensive approach to wealth management. Kim works closely with clients at every step of the discovery and implementation process, combining technical and fundamental research to create individual goal-based portfolios. Kim began her career as a sales assistant at Morgan Stanley Smith Barney before joining UBS/PaineWebber in 1998. She joined Merrill Lynch Wealth Management in 2002, where she has served as an Investment Associate, lead Client Service Associate, and Financial Advisor. Kim holds the CERTIFIED FINANCIAL PLANNER® certification, the Certified Investment Management Analyst® designation, the Chartered Retirement Planning Counselor™ designation, and the Sports & Entertainment Accredited Wealth Management Advisor™ designation. A native of New Hampshire, Kim graduated from St. Joseph's College in Maine with a Bachelor's degree in English and Journalism. She resides in White Plains, New York, and her personal interests include baseball, cooking, golfing, hiking, ice hockey, music, reading, spending time with family, traveling, and watching movies.

Richard Crews is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 41 years of industry experience. Prior to joining Charles Schwab in 2019, he worked at UBS Financial Services Inc. and Biltmore International Corporation. He serves as a director for the Yale Football Association, a nonprofit focused on fundraising for Yale football. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts, offering a combination of non-discretionary and discretionary investment options supported by centralized custody and research resources.

Danielle Grande Cosentino is an International Wealth Advisor at Merrill Lynch Wealth Management, where she has been serving clients since 1992. She advises affluent individuals and families across four continents, specializing in global synchronization, local economies, and emerging opportunities. Danielle's work focuses on comprehensive financial planning, including college education planning, corporate executive services, legacy planning, retirement income, socially responsible and ESG investing, and portfolio management. Throughout her career, Danielle has served a diverse clientele, including active and retired CEOs and CFOs worldwide. She is a CERTIFIED FINANCIAL PLANNER™ and a Personal Investment Advisor, with extensive experience navigating the complex regulations of multiple countries and states. Danielle holds a Bachelor's degree in Business Management from Adelphi University and a Master's degree in International Business from Pace University. Danielle is actively involved in her community and supports several organizations, including the Breast Cancer Support Connection, the National Italian American Foundation (NIAF), the Notre Dame Club of New York, and the Penn State Alumni Association. She also contributes to local causes such as Habitat for Humanity and Little Orphan Animals. Outside of her professional life, Danielle enjoys adventure sports, basketball, cooking, football, gardening, genealogy, hiking, skiing, spending time with her family, and traveling.

Anthony Giuliante Jr. is a financial advisor with LPL Enterprise, holding a Series 63 designation and 28 years of industry experience. His prior experience includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory work, he is involved in teaching a New York State health insurance point and reduction program. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and various institutional entities. The firm employs a model-driven investment approach and offers services such as financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Dolores Nunez is a financial advisor at Merrill with 21 years at the firm and 9 years of industry experience. She holds a Series 66 designation. Outside of her advisory role, she is involved as an owner of an LLC managing rental property affairs. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

William May is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He has been with LPL Financial since 2012. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Meghan Dakan is a financial advisor with LPL Financial who holds Series 63 and Series 66 designations and has 23 years of industry experience. Her prior roles include positions at UBS and Credit Suisse Securities (USA) LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, incorporating both proprietary and third-party strategies, and supports its large network of advisors with technology and operational resources.

James Dempsey is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked in various roles within JPMorgan entities since 2012, including J.P. Morgan Private Wealth Advisers LLC and First Republic Investment Management. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized manager due diligence and applying an ESG eligibility framework in its investment recommendations.

Bashar Hakim is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 credentials. He has 29 years of industry experience, including a long tenure with Prudential Insurance Company of America and Pruco Securities, LLC. In addition to his advisory role, he is involved in Medicare insurance sales and operates a consulting business for tax and payroll purposes. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in a wrap program, as well as affiliated insurance and trust services.

Brian Marchini is a financial advisor with LPL Enterprise in White Plains, NY, holding a Series 66 credential and four years of industry experience. Prior to joining LPL Enterprise in 2025, he worked at Money Concepts Capital Corp for three years and holds a role at New York University’s Tisch School of the Arts since 2019. He is also involved in speaking engagements and workshops. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and various insurance and trust services.

Taylor Gray is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 designations and over 23 years of industry experience. He previously worked at Fieldpoint Private Securities and Fieldpoint Private Advisors for multiple years. Outside of his advisory role, Gray serves as a trustee and treasurer for The Countess Moira Charitable Foundation and is a member of the development committee at Exponent Philanthropy, contributing to fundraising strategy and donor relations. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm’s network of advisors employs proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Carla Williams is a financial advisor with LPL Financial in Tarrytown, NY, holding Series 63 and Series 65 credentials and 20 years of industry experience. She has worked at LPL Financial since 2017 and concurrently serves at NationalPlanning Corporation and operates a part-time self-employment business. Outside of her advisory roles, she has experience as an instructor at Hampton Inn in Yonkers. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of investment adviser representatives. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting both discretionary and non-discretionary investment strategies.

Sally McLeod is a Financial Advisor at Merrill Lynch Wealth Management who serves multigenerational families with tax efficient wealth management and risk control strategies. She specializes in areas such as college education planning, executive compensation, family wealth management strategies, investment consulting for defined contribution plans, international wealth management, legacy planning, liquidity management, portfolio management services, women and wealth, and retirement income. Sally holds a Bachelor's Degree from the University of North Carolina, Kenan Flagler Business School, and a Master of Professional Studies in Wealth Management from Columbia University. She has earned several professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Throughout her career, Sally has developed extensive client-facing expertise in areas such as investment, lending, insurance, tax, and estate planning strategies. Her personal interests include dancing, gardening, horseback riding, music, skiing, swimming, tennis, and yoga. She is fluent in both Chinese and English.

Joseph Passaniti is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked at Cetera Wealth Services and Hudson Financial Services since 2018 and served as director of tax and financial planning at Hudson Financial Services. Outside of his advisory role, Passaniti is vice president of Hudson Tax Services LLC and serves as treasurer and board member for The Jesse A. Collyer, Jr. Youth Sports Leagues of Ossining, Inc. Cetera Investment Advisers LLC is a nationwide firm serving individuals, retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a multi-manager investment platform with various portfolio management options and a range of program structures designed to suit diverse client needs.

Nicholas Heckman is currently serving as Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity for over 13 years, progressing through roles including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he was a Financial Advisor at ING Financial Partners from 2010 to 2012. His professional focus includes wealth planning and collaborating with clients to develop comprehensive financial plans aimed at achieving their financial goals. Nicholas holds a California Insurance License, supporting his capabilities in financial and insurance services. Outside of his professional work, Nicholas enjoys boating, movies, snowboarding, and soccer.

Gregory Caragine is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds a Series 66 credential and has worked at PIMCO Investments LLC prior to joining J.P. Morgan in 2019. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Christopher Jordan is a financial advisor with LPL Financial in Tarrytown, NY, holding Series 63, 65, and 66 licenses and bringing 35 years of industry experience. His prior experience includes 20 years at Lexco Wealth Management, Inc. and 17 years at National Planning Corporation. Jordan also works as a non-variable insurance agent and is involved with insurance agencies apart from his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, and institutional platforms, supporting advisors with both discretionary and non-discretionary strategies.