Jon Covlin is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliates since 2007. In addition to his financial services career, Covlin has been involved with Cascade Linen Service since 1987. Morgan Stanley Wealth Management delivers a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a comprehensive investment framework. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Dustin Miller is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to his current role, he worked at Pynt Inc. and served in the United States Army for 14 years. He also has experience with Healthbus, LLC and has taken a career break during 2023 to 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, employing structured planning tools and a variety of advisory programs.

Elizabeth Kennedy is a financial advisor at Edward Jones with 12 years of industry experience. She holds the Series 66 designation and previously worked at Bank of America/Merrill Lynch. Outside of finance, she owns a second home in the Catskills. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Daniel Sirota is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds a Series 66 designation and has held positions at Jpmorgan Chase Bank, First Republic Investment Management, Bank of America, and Merrill. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Amy Wallack is a financial advisor at Merrill with 31 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has been with Merrill since 1995. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Gaviser is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include positions at Mantle Ridge LP, Navab Capital Partners, and Kohlberg Kravis Roberts & Co. He also operates Gaviser Advisory, a consulting business providing strategic advice to multiple firms. Morgan Stanley Wealth Management serves individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by structured planning tools and extensive investment resources.

Kyle Nolan is a Series 66-registered financial advisor with Morgan Stanley, based in Greenwich, CT, with seven years of industry experience. He has worked at Morgan Stanley Private Bank since 2019 and has prior involvement with organizations such as Kitu Life Inc. and football clubs in Tampere and Lisbon. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and analysis methods.

Zachary Bognar is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at TD Private Client Wealth LLC, Northwestern Mutual Investment Services LLC, JP Morgan Chase, and Charles Schwab and Company. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Jonathan Urbina is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities since 2013, including time with JPMorgan Chase Bank, N.A. from 2013 to 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services on a non-discretionary basis, combining institutional advisory operations with brokerage and investment management capabilities.

Dominick Riolo is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2014 to 2021. Outside of his advisory work, he operates a FAFSA completion service to assist students and parents with college financial aid forms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, and institutions. The firm provides financial planning, a variety of advisory programs, and retirement consulting, supported by research and model portfolios to deliver both discretionary and non-discretionary management solutions.

Catherine Megna is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. She joined Morgan Stanley in 2018 after working at Virgo Investment and operating as a self-employed advisor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Robert Cappadona is a financial advisor at OSAIC with 40 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at LPL Financial and Royal Alliance Associates. He is also an advisor to Garden State Capital Investments LLC, a business entity focused on tax and investment matters. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services. The firm employs asset-allocation tools and third-party managed-account solutions to construct portfolios across various asset classes.

Christian Robinson is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with three years of industry experience. His prior work experience includes roles at Macy's, Cold Stone, Shoprite, and Baruch College. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

James Sears is a financial advisor at Ameriprise with eight years of industry experience. He holds the Series 66 designation and has previously worked at CUSO Financial Services, Edward Jones, and Michael Page. Sears has been with Ameriprise since 2020. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations, focusing on clients with significant assets in Ameriprise-managed accounts.

Mark Silverman is a Senior Financial Advisor at Merrill Lynch Wealth Management with 18 years of experience in financial advising, including 16 years at Merrill. He specializes in family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, and personal retirement planning. He approaches client relationships by thoroughly understanding their unique financial situations and goals to develop personalized wealth management strategies. Prior to his career in financial advising, Mark spent nearly 30 years in the magazine publishing industry covering global entertainment and the golf industry. His educational background includes a Bachelor's Degree in Journalism from the Medill School of Journalism at Northwestern University. Additionally, he holds a Certificate in Sales Management from the Darden School at the University of Virginia and a Certificate from the Publishing Management Institute at the Kellogg School of Management at Northwestern University. He also holds the Personal Investment Advisor (PIA) designation. Mark is a lifelong resident of the suburban New York City area and lives in New Canaan, Connecticut with his wife Pam and their poodle Ziggy. He participates in community activities such as the Longest Day of Golf benefitting Cancer Care. Outside of his professional work, he enjoys cooking, golfing, racquetball, and watching movies.

Divya Krishnan is a financial advisor at Charles Schwab with 14 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Charles Schwab & Co. since 2020, following prior roles at Charles Schwab Investment Management and Motif Investing. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering integrated advisory, brokerage, custody, and cash-sweep services. The firm’s investment approach combines non-discretionary client relationships with access to discretionary separately managed accounts and multi-asset model portfolios.

Robert Hausmann is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in an IPS-driven process and modern portfolio theory. The firm’s approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Joseph Hinshaw IV is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and Corporate Financial Planning agreements.

Ayumi Noda is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has previously worked at J.P. Morgan Securities and JPMorgan Chase Bank NA. Noda has been with Morgan Stanley since 2018. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers financial planning services both directly and through corporate agreements.

Michele Matice is a Wealth Management Advisor at Merrill Lynch Wealth Management. She focuses on helping individuals and families achieve financial success by understanding their personal goals and aspirations. Michele provides personalized wealth management strategies and integrates investment insights from Merrill with banking and lending solutions from Bank of America to support her clients' financial objectives. Her career transitioned from Corporate America to wealth management, with a particular interest in the impact of technology on markets and families globally. Michele holds a Master's Degree and a Bachelor's Degree from the University of Michigan System and a High School Diploma from Seaholm High. She has earned professional designations as a Certified Private Wealth Advisor (CPWA) and a Personal Investment Advisor (PIA). Michele participates in community activities, including serving as Past President of BWGA and volunteering with Covenant House. Outside of work, she enjoys gardening, golfing, reading, yoga, and playing bridge.