Giovanni Galbiati is a financial advisor at Raymond James Financial with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for 12 years. Outside of his advisory role, he serves as Vice President and coach at Northfields United Soccer Club, where he is involved in running the organization and forming teams. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored non-discretionary planning using risk profiling and modeling tools and supports municipal and public-finance work through an affiliated municipal advisor.

Mark Monahan is a financial advisor with LPL Financial in Chelmsford, MA, holding a Series 66 designation and 10 years of industry experience. He has worked with Crosspoint Financial Advisors, LLC and Advent Benefit Consultants. Outside of his advisory work, Monahan is a licensed notary and is involved with an insurance agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers diverse advisory programs and financial planning services supported by various model portfolios, research resources, and technology-driven solutions.

Dan Martin is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2024. Prior to this role, he worked as an Investment Consultant at Fidelity Investments from 2023 to 2024. His experience also includes positions at Eaton Vance, where he was an Internal Consultant from 2019 to 2023 and a Mutual Fund Services Representative from 2018 to 2019. Dan focuses on supporting clients and their families by empowering them to make confident financial decisions and helping them avoid common financial missteps. Outside of his professional work, he enjoys biking, fishing, hiking, running, skiing, and traveling.

Andrew Long is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He has been with Fidelity since 2013, progressing through roles including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant. Andrew specializes in wealth planning, equity compensation strategy, and retirement planning. He is an Equity Compensation Associate® and a Certified Financial Planner®. His expertise includes income planning, tax-efficient investment strategy, analyzing stock options and RSUs, individual fixed income, and charitable endowments and donor advised funds. No additional information regarding Andrew's education or personal interests has been provided.

Jack Millea is a financial advisor at Morgan Stanley in Wellesley, MA, holding a Series 66 designation with one year of industry experience. His prior work includes roles outside the financial services sector, such as positions at The Price Center, The Haartz Corporation, and Fred's Bar and Grille. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, utilizing structured financial planning tools and offering access to multiple investment products and strategies.

Hardy Tey is a financial advisor at Equitable Advisors with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Santander Securities, Santander Bank, Bank of America, and Merrill. Hardy is based in Wellesley, MA. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and a range of asset management programs delivered through a network of Investment Adviser Representatives and third-party asset managers.

Martin Mwongela is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He brings extensive experience in financial services, having served in multiple roles within Fidelity Investments since 2011, including Branch Leader in Burlington, MA from 2023 to 2025, FILI Investment Solutions Consultant from 2021 to 2023, Annuity Planning Consultant from 2015 to 2021, and Annuity Service Representative from 2011 to 2015. Throughout his career, Martin has focused on building strong client relationships based on communication, reliability, and trust. He works closely with clients to understand their priorities and co-create financial plans that aim for long-term comfort and stability. Outside of his professional role, Martin is interested in fitness, football, hiking, snowboarding, traveling, and volunteering.

Zhong Zhao is a Series 66-credentialed financial advisor with Morgan Stanley in Wellesley, MA, holding 12 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services that include corporate financial planning agreements with employers.

Margaret Green is a financial advisor at Cetera with 24 years of industry experience. She holds the Series 63 and Series 65 designations and has worked with firms including Sagepoint Financial and SII Investments. She is also the owner of True Wealth Advisor Group, a marketing DBA through which she operates alongside her advisory role. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

Aidan Carucci is a Planning Consultant at Fidelity Investments. In this role, he collaborates with clients to develop personalized financial plans aimed at achieving their financial objectives while building lasting relationships based on trust. He has held several positions at Fidelity Investments, including Relationship Manager, Financial Representative, and Customer Relationship Advocate, gaining experience in client relationship management and financial services since 2023. Outside of his professional career, Aidan enjoys family activities, fitness, football, social events with friends, movies, and traveling.

Orietta Delgado is a financial advisor at Morgan Stanley in Wellesley, MA, holding a Series 66 designation with 15 years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and modeling techniques.

Olivia Rood is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. She has previously worked at Concord Wealth Management and held various roles outside finance, including serving at Corrib's Pub in Brighton, Massachusetts. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Michael Buntin Jr. is a Series 66-licensed financial advisor with Morgan Stanley, based in Wellesley, MA, and has six years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2018 and previously spent time at Loancore Capital LLC and the University of Rhode Island. Outside of his advisory role, he is involved in selling shoes through online and mobile platforms. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm emphasizes structured planning processes and offers access to diverse investment and financial services.

James Dugan is a financial advisor at Charles Schwab with 26 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Charles Schwab in 2021, he worked at TD Ameritrade for 16 years. Outside of advising, he is an owner of a rental property in Natick, MA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment management supported by centralized custody and due diligence processes.

Jason Longtin is a financial advisor at LPL Financial with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Cetera and Northeast Investment Advisors, where he has served since 2001. Outside of advising, he co-owns a t-shirt production and sales business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and other entities through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Michael Baur is a financial advisor at Morgan Stanley with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Morgan Stanley, he worked at Fidelity Investments. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Colin Flynn is a financial advisor with J.P. Morgan Securities in Chestnut Hill, MA, holding a Series 66 designation and 10 years of industry experience. He previously worked at Morgan Stanley and has served in the theatrical union Theatrical Teamsters Local 817. Outside of finance, he is the CEO of Hills and Thrills Productions, an independent film production company, and serves as a board member of Hills and Thrills Productions Inc., a nonprofit philanthropic entertainment organization. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Matthew Schwartz is a financial advisor with LPL Financial in Chelmsford, MA, holding Series 63 and Series 66 licenses and 29 years of industry experience. He has worked at LPL Financial since 1999 and previously at The Patriot Financial Group, LLC from 2014 to 2018. Schwartz is also involved in the sale of property and casualty insurance through Sullivan Insurance and engages in non-variable insurance sales under Schwartz Financial Services, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement consulting, and brokerage services, with discretionary and non-discretionary management options supported by research and model portfolios.

Deborah Mcculloch is a financial advisor at Merrill with 11 years of industry experience. She has been with Merrill since 2016 and holds Series 63 and Series 66 licenses. Outside of advising, she works as a consultant providing billing, accounts receivable, and HR research services. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides both model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutions.

Olympia Wheeler is a Financial Consultant currently working at Fidelity Investments since 2023. She assists clients in pursuing their short- and long-term financial goals by developing customized financial plans that align with their individual hopes and dreams. Her approach focuses on client-centered financial wellness and aims to maintain clarity and trust throughout the advisory relationship. With 30 years of industry experience, Ms. Wheeler has held various roles including Private Client Financial Advisor and Assistant Vice President at Citizens Securities, Inc., Financial Advisor at Prudential Advisors, Senior Product Marketing Manager and Assistant Vice President at MFS Investments, and positions in sales and marketing at Eaton Vance. This breadth of experience encompasses financial advising, client relations, product marketing, and sales within the investment sector. No additional information regarding her education, credentials, personal interests, or community involvement has been provided.