Kavitha Ledwig is a financial advisor with LPL Enterprise, holding a Series 66 credential and one year of industry experience. She has prior experience in real estate services through Dave Ledwig Real Estate, where she has been involved since 2015. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products through its integrated platform.

Patrick Kiritsy is currently a Branch Leader at Fidelity Investments, where he leads a team of financial professionals focused on partnering with families to develop sound and sustainable financial plans. His role includes supporting his team to create client experiences that meet a high standard of care and professionalism. Patrick has held several positions at Fidelity Investments, including Team Leader roles in Executive Services and Workplace Planning & Advice, as well as positions such as Help Desk representative in Workplace Planning & Advice and Workplace Planning Consultant. These roles have contributed to his expertise in financial planning and leadership within the company. Outside of work, Patrick has interests in fitness, golf, music, pets, running, and traveling.

Matthew Turowetz is a financial advisor at J.P. Morgan Securities in Boston, MA, holding a Series 66 designation. He joined J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2026 and has prior experience at WS Development, LEK Consulting LLC, Santander Bank, and Boston College. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. Their Institutional Consulting Services program offers customized advice while clients retain final decision-making authority.

Thomas Clay is a financial advisor at OSAIC with 29 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials. Clay has worked with Questar Asset Management and Questar Capital Corporation and has been self-employed providing financial planning and asset management services. He also owns New Perspective Financial, where he develops financial plans and offers insurance products including fixed annuities and life insurance. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and advisory services and utilizing firm-provided asset allocation tools and third-party managed account solutions.

Chloe Griffiths is a financial advisor at Morgan Stanley in Boston, MA, holding Series 63 and Series 66 licenses with seven years of industry experience. Her career includes positions at Northwestern Mutual and several smaller firms before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management serves both individual and institutional clients by offering comprehensive financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside its Financial Advisors and Estate Planning Strategies Group.

Joseph Alibrandi is a financial advisor at UBS Financial Services with 11 years of industry experience. He has previously worked at First Republic Investment Management, First Republic Securities Company, and MFS Fund Distributors. He holds Series 66 and Series 63 credentials and is based in Boston, MA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Meredith Lopez is Vice President and Financial Consultant at Fidelity Investments. She has held this position since 2005 and has been with Fidelity in various financial roles since 1998. With over 25 years of experience, Meredith has collaborated with families and businesses to develop financial strategies tailored to their long-term goals. She holds a California Insurance License, reflecting her qualifications in insurance-related financial services. Outside of her professional work, Meredith enjoys beach activities, family time, social events with friends, horseback riding, outdoor adventures, and volunteering.

John Spooner is a financial advisor with Morgan Stanley in Boston, holding Series 63 and Series 65 credentials and bringing 65 years of industry experience. He has worked at Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association, since 2015. Outside of advising, he contributes as an editor to Boston Magazine and writes books and articles related to investing. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, incorporating various modeling techniques, and offers both direct and employer-based financial planning services.

Brian Rossano is Senior Resident Director at Merrill Lynch Wealth Management. He brings over 30 years of experience serving affluent individuals and corporations, with a focus on wealth preservation and growth through tailored financial advisory relationships. Brian’s expertise includes retirement planning, legacy planning, executive compensation, equity compensation services, and corporate retirement benefits consulting. He previously served as Branch Manager of the Beverly, MA office and spent 22 years working with Merrill clients from Boston, specializing in managing stock option and 401(k) plans. Brian holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Equity Plan Consultant (EPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his bachelor's degree from Hartwick College. Brian is involved in community organizations such as the Elks and St. Peters Club. His approach centers on creating customized wealth management strategies based on a comprehensive understanding of clients’ financial situations, priorities, and risk tolerance. Outside of work, he enjoys boating, running, and traveling.

Jacob Fink is a financial advisor with LPL Financial in Boston, MA, holding a Series 66 designation and six years of industry experience. Prior to joining LPL Financial in 2023, he worked at Bank of America and Merrill from 2019 to 2023, and held roles at the University of Hartford, Proficio Capital Partners, Examity, and SX Industries between 2016 and 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management approaches supported by internal and third-party research.

Norbert Unger III is a financial advisor with Merrill in Boston, MA, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Merrill and Bank of America since 2013. Unger serves on the Board of Overseers for Mount Auburn Hospital as a donor and occasional participant in fundraising events. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Shea is a Vice President, Financial Consultant at Fidelity Investments. In this role, he helps individuals and families build and maintain financial plans to support life's most meaningful goals, focusing on retirement income planning, investment guidance, and tax-efficient investing. John has been with Fidelity Investments since 2011, progressing through various roles including Financial Representative, Investment Solutions Representative, Regional Investment Consultant, and Investment Consultant before becoming Vice President, Financial Consultant in 2024. His experience spans multiple facets of financial consulting and investment solutions within the firm. Outside of his professional career, John enjoys boating, camping, family activities, hiking, skiing, and volunteering.

Ahamad Makouk is a financial advisor at LPL Financial with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at John Hancock Advisers and John Hancock Funds. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Herbert Daroff is a CFP® professional with 43 years of industry experience, currently serving at MassMutual Investors Services since 2017. He has prior experience with MetLife Securities Inc. and MassMutual Life Insurance Company. Beyond his financial advisory role, he is also a practicing attorney admitted to the Massachusetts and Pennsylvania bars. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap and money-manager programs, and educational seminars.

Martin Sheehan is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. He has worked at Merrill since 2020 and previously held roles at Citizens Private Wealth and Citizens Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Sharon Kapluto is a Senior Financial Advisor at Merrill Lynch Wealth Management. She holds the professional designation of Personal Investment Advisor (PIA), reflecting her commitment to providing personalized investment guidance. Sharon earned both her Bachelor's Degree and Master of Business Administration (MBA) from Ben-Gurion University. Her educational background supports her expertise in financial management and advisory services.

Jacob Fudge is a Series 66-licensed financial advisor with Morgan Stanley, based in Middleton, MA, with six years of industry experience. He has worked with Morgan Stanley since 2018, including a role at Morgan Stanley Private Bank, N.A. from 2022 to present. Prior to his financial services career, he was employed at the Golf Club at Turner Hill. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and advisory programs. The firm employs a structured planning process that utilizes proprietary tools and models, managing approximately $2.74 trillion in client assets.

Michael Klonsky is a CFP®-certified financial advisor with 34 years of industry experience. He is currently with Ameriprise Financial Services, LLC and previously worked at Praesidium Wealth Management and Commonwealth Financial Network. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary recommendations through a centralized consulting team.

Katherine Sheridan is a CFP® with 15 years of industry experience and has been with Stifel since 2015. She holds Series 63 and Series 66 licenses. Outside of her advisory role, she serves on various boards, including the Story School Condo Association, The Beach Club social club, Siesta Royale Apartments Co-Op Association, and Marblehead Dollars for Scholars, where she participates in local scholarship fundraising efforts. Stifel serves a diverse client base, including individuals, institutions, and municipalities, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary methodologies developed by its Investment Strategy Group, providing forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Matthew Camerlengo is a financial advisor at Cetera with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Avantax Advisory Services and Avantax Investment Services. Camerlengo also operated Camerlengo & Associates, PC for 11 years. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of more than 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to both affiliated and third-party managers.