Gerard Spiegel Jr. is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models developed by its Global Investment Committee.

Kostantina Livesay is a Series 66-credentialed financial advisor with Morgan Stanley in Westport, CT, where she has worked since 2014. She has eight years of industry experience. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools.

Danny Yee is a Wealth Management Advisor with over 41 years of experience in the financial services industry. He is part of a financial advisory team at Merrill Lynch Wealth Management that provides customized strategies to address clients' most critical financial needs and objectives. Danny's work focuses on helping individuals, families, and companies navigate complex financial markets and achieve their financial and life goals. His areas of expertise include education planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, individual and corporate investment strategies, tax minimization, and retirement income. Danny earned a bachelor's degree in Finance from The Ohio State University. He holds the CERTIFIED FINANCIAL PLANNER™ certification, as well as the Chartered Retirement Planning Counselor™ and Certified Plan Fiduciary Advisor® designations. He is also a Personal Investment Advisor (PIA) and a Retirement Accredited Financial Advisor (RAFA). Danny is active in several community organizations, including The American Revolutionary War Museum, The Ohio State University Foundation, and Wing's Charitable Foundation. Outside of his professional life, Danny resides with his wife in Columbus, Ohio, and West Simsbury, Connecticut. They have two adult children. Danny enjoys biking, cooking, golfing, traveling, and spending time with his family.

Nathaniel Foote is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2019 and has been associated with Morgan Stanley entities since 2009. Outside of his advisory role, he serves on the investment committee of the Country Club of Fairfield Sulik Assistance Fund for Employees. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Diane Timpany is a Wealth Management Advisor at Merrill Lynch Wealth Management with extensive experience in financial services dating back to 1980. She joined Merrill Lynch in March 2014 and became a partner with the GKH Group in New Haven, CT, under the team name of Timpany GKH Group in 2025. Diane's background includes work in accounting, financial consulting, auditing, and advising individual, institutional, and fiduciary clients. Diane holds a Bachelor's degree from Sacred Heart University and is a CERTIFIED FINANCIAL PLANNER®. She is licensed to offer life and health insurance through Merrill Lynch Life Agency, Inc., and serves as a Personal Investment Advisor. Her expertise encompasses wealth management, retirement and college planning, portfolio management, estate planning in coordination with clients' estate attorneys, and working closely with clients' trusted advisors. Diane also collaborates with a Wealth Management Lending Officer from Bank of America, N.A., to provide clients with home financing guidance aligned with their financial objectives. Outside of her professional career, Diane enjoys bicycling, cooking, golfing, hiking, horseback riding, knitting, and spending time with her family.

Shan Diao is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, LLC, since 1999. Outside of his advisory work, he is a board member of Overton Development Corporation. Equitable Advisors serves a wide range of clients, including individuals, retirement plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes various advisory models and third-party program sponsors to deliver investment solutions covering mutual funds, ETFs, separately managed accounts, and selected alternative investments.

Steven Pawlowski is a Financial Advisor with over a decade of experience in the financial services industry, currently serving clients through Merrill Lynch Wealth Management. He focuses on working with corporate leaders, business owners, and families to navigate complex financial decisions by crafting customized financial plans that align investments with clients' goals. Steven's expertise includes equity compensation strategies, tax-aware investment and estate planning, business transitions, and legacy planning. His background includes roles as a Corporate Stock Plan Benefit Consultant at UBS, supporting executives at Fortune 500 companies, and previous experience in tax accounting at IBM and Deloitte Tax. He collaborates closely with clients' attorneys, accountants, and other advisors to coordinate comprehensive financial approaches. He holds a Bachelor's Degree from Pace University and holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA) designations. Based in Stamford, Steven works with clients throughout Fairfield County, Westchester, New York City, and beyond. Outside of his professional pursuits, he enjoys boating, fishing, golfing, reading, running, swimming, and spending time with his family.

Melanie Weintraub is a financial advisor at Morgan Stanley in Westport, CT, with 14 years of industry experience. She holds Series 63 and Series 66 registrations and has worked previously at Bernstein Institutional Services LLC, Sanford C Bernstein & Co LLC, and Deutsche Bank Securities Inc. Outside of her advisory role, she is a partner in a janitorial services business and serves as a trustee or co-trustee in an investment-related capacity. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and employer-sponsored financial planning arrangements.

Frank Metrusky is a CFP® credentialed advisor at OSAIC with 32 years of industry experience. His prior roles include positions at Securities America Advisors and National Planning Corporation. He is the owner and manager of Metrusky Retirement Services, LLC, and serves as president of a referral group called Trumbull Business Network. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a range of brokerage and advisory services utilizing model-based asset allocation and portfolio optimization, supported by a multi-advisor platform and various investment programs.

Allan Linke is a financial advisor at Merrill with over 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Merrill and its predecessor firms since 1983. Linke is involved in charitable organizations, serving on the golf committees for the Silver Spring Country Club and the Ridgefield Boys and Girls Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies designed for individuals, high-net-worth clients, and institutional investors.

Steven Tuchband is a CFP® certificant with 32 years of industry experience, currently affiliated with LPL Financial since 1995. He has operated as a self-employed advisor since 1994 and has maintained a role at Demapac, Inc. since 1986. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services through a large network of investment adviser representatives, utilizing both proprietary and third-party strategies across diverse asset classes.

Richard Zins is a financial advisor at UBS Financial Services with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo Clearing and UBS Financial Services. Outside of his advisory role, he serves as trustee and co-trustee for several family trusts, managing assets and overseeing investments. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates institutional trading capabilities with wealth management services and provides a range of financial planning, portfolio management, and capital markets solutions.

James Brown is a Financial Advisor with Merrill Lynch Wealth Management based in Fairfield, Connecticut. He works closely with individuals, families, young professionals, and business owners to develop coordinated financial strategies that address investments, retirement goals, lending needs, and broader financial planning. James's expertise includes college education planning, divorce transition planning, equity compensation services, family wealth management strategies, investment consulting for defined contribution plans, legacy planning, portfolio management services, small business strategies, and tax minimization. He focuses on helping clients understand how different financial decisions interconnect and builds personalized plans that reflect their priorities. He holds a Bachelor's Degree from the University of Alabama and is designated as a Personal Investment Advisor (PIA). James is a member of the professional organization Phi Kappa Psi. In his personal time, he enjoys biking, cooking, football, golfing, hiking, music, spending time with his family, and playing tennis.

Hugh O'Driscoll is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he collaborates with clients to develop personalized financial strategies that align with their unique goals. His areas of expertise include college education planning, divorce transition planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Raised on Manhattan's Upper West Side and educated by the Jesuits at Fordham Prep and the College of the Holy Cross, Hugh holds a Bachelor's Degree from the College of the Holy Cross. He carries the Personal Investment Advisor (PIA) designation and is a member of the Friendly Sons of St. Patrick. Outside of his professional work, Hugh is involved with the Old Cove Youth Sailing Foundation. His personal interests include basketball, boating, football, golfing, music, running, spending time with family, swimming, and traveling.

Jonathan Borrajo is a Wealth Management Advisor and Vice President with Merrill Lynch Wealth Management and a Partner of The Cooke Group. He works with successful individuals, families, executives, and business owners to help them navigate complex financial decisions and develop strategies aligned with their goals and priorities. Jonathan's approach integrates investment management with broader wealth planning, including retirement, estate and legacy planning, education, lending and liquidity needs, tax-sensitive strategies, and planning for business owners. Jonathan holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and the Personal Investment Advisor (PIA) certification. He earned a Bachelor's Degree from George Mason University, where he was also inducted into the Men's Soccer Hall of Fame. He has a background as a professional soccer player, an experience that informs his disciplined, collaborative, and long-term approach to financial advising. Jonathan resides in Westchester County, New York, with his wife and three daughters. He is involved in several professional and community organizations, including the George Mason University School of Business Alumni Chapter Executive Board, the Merrill Lynch Wealth Management Hispanic Latino Advisory Council, and the U.S. Soccer Federation. Outside of work, he enjoys spending time with family and friends, traveling, live music, and exploring food and wine.

Camiel Franklyn Levy is a Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to understand their financial priorities and develop strategies aligned with their short-, mid-, and long-term goals. Her areas of expertise include general investing, retirement planning, and preparing for unexpected financial needs. Camiel provides clients access to a wide range of services, including banking, credit, home financing, and small business solutions through Bank of America specialists. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Camiel earned a Bachelor's Degree from Nova Southeastern University and an MBA from Florida International University. She is involved with Connecticut Housing Partners and has personal interests such as cooking, gardening, interior decorating, music, pickleball, spending time with family, watching movies, and yoga.

Viviana Coelho is a financial advisor with UBS Financial Services and holds a Series 66 designation. She has 20 years of industry experience, including previous roles at Wells Fargo Clearing, J.P. Morgan Securities, Chase Investment Services Corp., and Ameriprise. Outside of her advisory work, she assists in managing a family trust that holds rental properties, without receiving income for this role. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, providing a range of capital markets and advisory solutions.

Alec Frione is a financial advisor with LPL Enterprise LLC, holding Series 63 and Series 65 registrations and one year of industry experience. His prior roles include positions with Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. He has also worked in education for several years before entering the financial sector. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm typically uses model-driven investment strategies and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

James Goetz is a financial advisor at Charles Schwab with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at Charles Schwab Premier Bank, Charles Schwab Bank, Morgan Stanley, and several positions in the food service industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Maribeth Patterson is a financial advisor at Merrill with 36 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1998. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.