Stephanie Kokot is a financial advisor with UBS Financial Services in Paramus, NJ, holding a Series 66 designation and bringing 12 years of industry experience. She has worked at Merrill and Bank of America prior to joining UBS in 2017. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans according to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant operations and principal trading.

Matthew Koller is a financial advisor with Raymond James & Associates in Hackensack, NJ. He holds Series 63 and Series 65 licenses and has worked at Raymond James since 2026. Prior to joining Raymond James, he spent five years at Botkeeper and several years at Duff & Phelps (Kroll). Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, and municipal entities, offering financial planning, advisory programs, and institutional consulting services.

Kristen Koluch is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has worked at Raymond James since 2015 and previously spent 12 years at Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Michael Grofsick is a financial advisor with LPL Financial holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Agia, Valic Financial Advisors, and Morgan Stanley DW Inc. He is also involved as an agent offering non-securities insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions, providing a range of advisory and brokerage services supported by extensive research and technology tools.

Dominic Guido is a financial advisor at Ameriprise with 56 years of industry experience. He holds the Series 63 designation and previously worked at Wells Fargo Clearing for nine years before joining Ameriprise in 2025. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Henry Kahng is a financial advisor at Equitable Advisors with 25 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 2006. He holds Series 63 and Series 65 credentials. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm’s advisory approach includes matching clients to program models or discretionary managers through third-party sponsors and offers a range of investment options including mutual funds, ETFs, and alternative investments.

Nancy Legg is a financial advisor at Morgan Stanley in Paramus, NJ, holding a Series 66 designation with 14 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services that incorporate structured planning tools and market simulations.

Craig Bartlett is a CFP® professional at OSAIC with 31 years of industry experience. He was previously with Lincoln Financial Advisors Corporation for 30 years. He authored a chapter on generational wealth planning in a multi-advisor educational book. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, comprehensive financial planning, and model-based asset allocation strategies supported by both proprietary and third-party investment solutions.

Bradley Dawson is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Konica Minolta, HomeGoods Inc., and the University of North Carolina at Wilmington. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and research.

Ryan O'neil is a Wealth Management Advisor with Merrill Lynch Wealth Management and The Whaley Cornwell Group. He joined the firm in 2012, directly after graduating from Lafayette College with a B.A. in Economics and Business. Ryan holds the CERTIFIED FINANCIAL PLANNER™ (CFP) certification, awarded by the Certified Financial Planner Board of Standards, Inc. in 2017, and is also a Personal Investment Advisor (PIA). Ryan specializes in areas including education planning, legacy planning, philanthropic planning, liquidity management, personal retirement planning, and portfolio management services with a focus on socially responsible, values-based, and ESG investing. He works with a diverse client base that includes individuals, multi-generational families, corporate executives, small business owners, as well as endowments, foundations, and non-profit organizations. His approach emphasizes long-term financial strategies to help clients meet retirement and legacy goals. Beyond his professional role, Ryan participated in collegiate athletics as the captain and quarterback of the Lafayette College football team. He resides in Hoboken, New Jersey, with his wife, Mary, and son, Shane. His personal interests include basketball, football, golfing, running, and spending time with his family.

Viviana Pardo is a financial advisor with UBS Financial Services in Paramus, NJ, holding a Series 66 designation and 10 years of industry experience. She has been with UBS Financial Services since 2013. Outside of her advisory work, she owns Get It Together, LLC, a bookkeeping and filing services business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor client plans. The firm operates with institutional trading capabilities alongside wealth management services.

Phillip Kostantas is a financial advisor with Wells Fargo Clearing and holds Series 63 and Series 65 licenses. He has 27 years of industry experience, including roles at Guardian Life and Morgan Stanley. He has partial ownership in CHRISAPHIL LLP, a bookkeeping business in Hackensack, NJ. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm combines extensive research and analytics with a broad range of financial products offered through bank and insurance affiliates.

Sean Martin is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked with various entities, including ownership roles in an automated e-commerce business and a sports venture focused on organizing a men's lacrosse league. Martin also works part-time at a ski area where he teaches skiing and supervises staff. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Its program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision authority.

Wen Smit is a financial advisor with Raymond James & Associates who holds a Series 66 designation and has less than one year of industry experience. Prior to joining Raymond James & Associates, Wen worked at Gap Inc. for several years. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Agnes Cahill is a financial advisor with Charles Schwab, holding a Series 66 credential and 23 years of industry experience. She has worked at multiple Schwab entities since 2013 and previously at TD Ameritrade from 2021 to 2024. Outside of advising, she co-owns a home in Nantucket with her husband, which is occasionally rented during the summer months. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Sudip Mukherjee is a financial advisor at UBS Financial Services with eight years of industry experience. He holds a Series 66 designation and has worked at UBS since 2017, following a 14-year tenure at MBIA Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor investment plans. The firm offers a broad range of services including portfolio management, financial planning, and capital markets activities.

Andrew Prisco is a CFP®-certified financial advisor with 23 years of industry experience, currently with Wells Fargo Advisors since 2025. He previously worked at Wells Fargo Clearing from 2016 to 2025. Prisco is a principal owner of Pronomic Wealth Management, LLC, a financial planning practice based in Paramus, NJ. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutions by providing investment and fee-based financial planning services, using Wells Fargo research and tools to develop tailored recommendations. The firm offers a broad range of planning services to clients who meet certain net-worth thresholds, including specialized planning in areas such as business-owner transitions and special-needs analysis.

Matthew Wolferman is a financial advisor with LPL Financial in Paramus, NJ, holding a Series 66 designation and 19 years of industry experience. His prior work includes positions at Bank of America and Merrill Lynch over nearly two decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, providing advisory services primarily through a large network of investment adviser representatives.

Jean Jimenez is a financial advisor at LPL Enterprise with 16 years of industry experience. He holds a Series 66 designation and has worked at several firms including Prudential Insurance Company of America, Pruco Securities, Barclays, NYLIFE Securities, New York Life Insurance, Morgan Stanley, HSBC Securities, J.P. Morgan Securities, and Chase Investment Services. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach utilizing portfolios developed by internal research and third-party strategists, and also offers financial planning, access to third-party managers, and affiliated insurance and trust services.

James Warta is a financial advisor with UBS Financial Services in Paramus, NJ, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and advisory services including financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment solutions.