Jilmmy Zevallos is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 66 licenses. He has 11 years of industry experience, having previously worked at Merrill Lynch, Bank of America, and JP Morgan. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes firm-approved software and collaborative planning processes to deliver written recommendations and offers specialized programs including estate-settlement and employer-sponsored planning.

Christopher Kuber is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Ameriprise Financial Services, Northwestern Mutual, and State Farm. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs supported by firm-approved planning tools and investment research.

Robert Cappadona is a financial advisor at OSAIC with 40 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at LPL Financial and Royal Alliance Associates. He is also an advisor to Garden State Capital Investments LLC, a business entity focused on tax and investment matters. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services. The firm employs asset-allocation tools and third-party managed-account solutions to construct portfolios across various asset classes.

Krzysztof Pulawski is a financial advisor at Morgan Stanley with 25 years of industry experience. He previously worked at Neuberger Berman for 17 years and has held roles at UBS Financial Services and Morgan Stanley in prior periods. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by firm-approved tools and serves clients through both direct and employer-based arrangements.

James Sears is a financial advisor at Ameriprise with eight years of industry experience. He holds the Series 66 designation and has previously worked at CUSO Financial Services, Edward Jones, and Michael Page. Sears has been with Ameriprise since 2020. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations, focusing on clients with significant assets in Ameriprise-managed accounts.

Thomas Rocco is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 2010, bringing a comprehensive understanding of the financial challenges and opportunities faced by corporate executives and private business owners. Thomas focuses on providing personalized wealth management strategies, emphasizing transparent communication and a thorough understanding of his clients’ aspirations and concerns. His approach involves translating complex financial concepts into clear, accessible advice to help clients pursue their goals, whether achieving near-term milestones, sustaining retirement lifestyles, or planning for future generations. Thomas holds a CERTIFIED FINANCIAL PLANNER® designation, along with credentials such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned master’s degrees from the University of California Berkeley and Columbia University, as well as a bachelor’s degree from the University of Tennessee System. His client focus encompasses areas including divorce transition planning, executive compensation, equity compensation services, retirement income, socially responsible investing, and small business strategies. In addition to his professional work, Thomas contributes to his community by serving as a financial literacy instructor for NORWESCAP. Outside of his advisory practice, he enjoys fishing, football, music, reading, spending time with his family, surfing, tennis, and yoga.

Michael Franco is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Linsco Private Ledger Corp since 2001. Outside of his advisory role, he is involved in the sale of non-variable insurance products, including long-term care and disability insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, research, and technology-driven strategies.

David Light is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has been with Ameriprise and its related entities since 2007. Outside of his advisory role, he serves as a trustee on the board of Katies House, a nonprofit organization. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Michael Jason is a financial advisor at Osaic with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Lincoln Financial Advisors Corporation, Bank of America, N.A., and Merrill. Outside of his advisory role, he coaches a local youth hockey team. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with access to multiple platforms and third-party money managers, employing asset-allocation tools and risk-tolerance analysis to construct diversified portfolios.

Francesca Milde is a financial advisor at Ameriprise with six years of industry experience. Her prior work includes roles at Morgan Stanley and Oppenheimer & Co. Inc. Outside of finance, she works as a yoga instructor on a part-time basis. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which focuses on dependable income sources and tax-aware withdrawal strategies.

Adedire Fakorede is a Series 66 licensed financial advisor with eight years of industry experience. He is currently with J.P. Morgan Securities and Jpmorgan Chase Bank, N.A., having previously worked at Merrill, Bank of America, NY Life Securities, and Northwestern Mutual. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Joseph Engler is a CFP® with 29 years of industry experience, currently affiliated with LPL Financial since 2023. He has previously worked at Cadaret, Grant & Co., Inc. for 21 years and has operated Engler Financial Services since 2002. Outside of advisory services, Engler is involved in tax preparation and accounting through Engler Tax Services and is also a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services supported by research and model portfolios, and it provides both discretionary and non-discretionary management options.

Kristen Reilly is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She previously worked at Bank of America Private Bank and Dow Jones. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

James Stanton is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation. Prior to his current role, he has experience working at Ramapo College of New Jersey and New Balance North Jersey. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party solutions.

Jonathan Licata is a Series 66-licensed financial advisor with Wells Fargo Advisors in Paramus, NJ, and has five years of industry experience. Before joining Wells Fargo Advisors in 2025, he worked at Wells Fargo Clearing from 2019 to 2025, and previously held roles at Randstad Temp Agency and Manhattan College. Outside of his advisory duties, Licata coaches youth hockey for the Ramapo Youth Hockey Association in Monsey, NY. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of financial planning and investment services tailored to clients who meet a net-worth threshold. The firm combines advisory services with various financial products and planning strategies to address diverse client needs.

Emilio Montina is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on connecting clients with tailored strategies to help pursue their personal financial goals. He works closely with clients to understand their priorities and develops personalized plans that address various needs including investing, retirement planning, and saving for unexpected events. Emilio is designated as a Personal Investment Advisor (PIA), which supports his advisory work. Emilio holds a Bachelor's Degree from Dominican University.

Jeffrey Fedor is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he works with individuals, families, and business owners to develop personalized financial strategies aimed at achieving their specific goals, whether those involve large purchases, wealth accumulation, career transitions, retirement planning, or legacy considerations. He provides investment advice and connects clients with banking and lending services through Bank of America. Jeffrey holds a Bachelor's Degree from Montclair State University and a Master's of Business Administration (MBA) from Seton Hall University. He has earned professional designations including the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Through his public profiles, he shares insights on financial markets, wealth management strategies, and industry trends to support informed decision-making. Outside of his professional career, Jeffrey enjoys biking, boating, fishing, golfing, skiing, spending time with his family, woodworking, and practicing yoga.

Kaitlin Nicholis is a financial advisor at Ameriprise with six years of industry experience. Her prior roles include positions at Marcum Wealth, LLC, TIAA-CREF, Commonwealth Financial Network, and Element Financial Group. She serves as assistant treasurer on the board of directors for The Women's Club of Glen Ridge. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to deliver written recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Laurie Gross is a financial advisor with Raymond James Financial Services Advisors Inc., holding Series 63 and Series 65 credentials and over 24 years of industry experience. She has been associated with Raymond James and related entities since 2015, including leadership of her own wealth management LLC. Outside of advisory work, she has owned and operated support companies related to her practice. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm delivers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Michael Zahn is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses firm-approved tools and modeling techniques to support clients in developing customized plans.