Raffaele Maione is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2003, assisting clients in managing their individual wealth tailored to their specific needs. His approach emphasizes understanding client objectives to provide comprehensive wealth management strategies. Raffaele's areas of expertise include college education planning, family wealth management strategies, investment consulting for defined contribution plans, legacy planning, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategies, tax minimization, and retirement income. He holds several professional designations: CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his Bachelor's Degree from Richard Stockton College of New Jersey. Outside of work, Raffaele enjoys biking, cooking, golfing, ice hockey, music, reading, running, spending time with his family, playing tennis, and traveling.

Andrew Rathbun is a financial advisor at Edward Jones with 21 years of industry experience. He previously worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. for eight years. Rathbun is also the owner of Andrew J Rathbun Marketing Advisors, LLC, a marketing consulting business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a variety of investment advisory programs and maintains a large network of financial advisors and branch offices across the country.

Sunil Seth is a financial advisor with Morgan Stanley in Lawrenceville, NJ, holding Series 63 and Series 66 licenses and over 30 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory work, he is involved in owning rental property. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools as part of its financial planning process.

Peter Meme serves as a Senior Financial Advisor with Merrill Lynch Wealth Management, providing investment advice and guidance aimed at achieving positive long-term outcomes for affluent individuals, fiduciaries, businesses, and endowments. He works closely with clients to develop customized financial strategies that align their investments with personal goals and priorities, utilizing tools such as the Personal Wealth Analysis (PWA) and insights from Merrill’s Chief Investment Office (CIO) to integrate the latest Tactical Asset Allocation recommendations. With expertise in tailored wealth management and strategic financial solutions, Peter supports clients across various stages of their financial and business life cycles. His services include investment consulting, business financing, private business sales, and the incorporation of estate planning, wealth transfer, and preservation strategies. He leverages the resources of Merrill and Bank of America to help clients grow, protect, and transition their wealth. Peter holds a Bachelor of Arts in Economics from Rutgers University and the Personal Investment Advisor (PIA) designation. He participates in community development through involvement with organizations such as the Town Clock Community Development Corporation. Outside of work, his interests include basketball, boxing, football, golfing, music, reading, soccer, table tennis, and tennis.

Gregory Beck is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm provides a range of advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices, and operates under a fiduciary standard.

Tara Attardo is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2008 and Bank of America since 2017. Outside of her advisory role, she owns a business creating handmade shirts, glasses, bags, and other customized accessories. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jyoti Oberai is a financial advisor at Equitable Advisors with 27 years of industry experience. She has been with Equitable Advisors since 1999, including its predecessor AXA Advisors. Outside of advising, she is involved in a fine wine and liquor business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Fred Lamarca is a CFP® professional with 26 years of experience in the financial services industry. He is currently affiliated with Cetera and also serves as a certified public accountant and partner at Potter & Lamarca LLP. Outside of advisory work, he is involved in several business ventures, including partnerships in professional services and nonprofit audit committees. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services delivered through a large network of independent advisors using multi-manager platforms and customized investment strategies.

Michael Parks is a financial advisor with Wells Fargo Clearing based in Princeton, NJ, holding a Series 66 designation and 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. He also serves as a power of attorney for family members in investment-related matters. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its financial product offerings.

William Witt is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations and nine years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC, and has experience assisting clients with health insurance decisions through non-sponsored health insurance appointments. Before his financial services career, he was involved in the restaurant industry. LPL Enterprise serves a diverse range of clients, including individuals, retirement plans, charitable organizations, corporations, and other institutional clients, offering financial planning, advisory, and brokerage services through an integrated platform that includes access to model portfolios, third-party asset management, and insurance products.

Cheryl Witte is a financial advisor with Merrill, holding a Series 66 designation and over 21 years of industry experience. She has been with Merrill since 1996 and also works with Bank of America, N.A. since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Edward Donnelly is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads Donnelly & Associates, recognized by Forbes as one of the top wealth management teams in the country. Edward joined Merrill in 2011, bringing over 25 years of experience in the financial services industry, including work on the NYSE and at several mortgage banks specializing in customized mortgage experiences. Edward and his team provide comprehensive wealth management services to corporate executives, business owners, and ultra high net worth families. His expertise includes tax planning, estate structuring, charitable strategies, and concentrated stock management, particularly for leaders in the technology, healthcare, and financial sectors. He utilizes advanced planning techniques such as concentrated stock diversification, tax-efficient liquidation strategies, 10b5-1 management, SLATs, GRATs, IDGTs, ILITs, charitable estate planning, donor advised fund integration, family governance, multigenerational planning, executive liquidity event preparation, and custom structured liability and liquidity management. Edward holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He completed an Accredited Certificate Program from ACC. Outside of his professional work, Edward is a father of three children and coaches multiple sports. He has personal interests in cooking, baseball, and golf.

Viviana Lousado is a financial advisor at Charles Schwab with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Fidelity Investments and Prudential Insurance Company of America. She is based in Bridgewater, NJ. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational infrastructure.

Taylor Boorse is a financial advisor with Merrill, holding a Series 66 designation and based in Bridgewater, NJ. Boorse has been with Merrill since 2025 and previously worked at Bank of America, N.A., as well as holding various roles outside the financial industry including positions related to community organizations and education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Sara Elbanna is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has been with Merrill since 2016, also working with Bank of America since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Jacob Aaronson is a financial advisor with Morgan Stanley in Lawrenceville, NJ, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he worked at Merrill and Toll Brothers Mortgage Company. Outside of finance, he is involved with Plumsted Grill, a restaurant and bar where he serves as an employee. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and a structured discovery process.

Jayson Dowd is a financial advisor with Merrill, holding a Series 66 designation and 13 years of industry experience. He worked at Morgan Stanley Smith Barney for nine years before joining Merrill in 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jason Handwerger is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. He holds Series 63 and Series 66 credentials and has been with J.P. Morgan Securities since 2012, also working at JPMorgan Chase Bank, N.A. since 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Andrew Moss is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, he worked at Deloitte for two years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Maria Patrizio is a financial advisor with Ameriprise who holds Series 63 and Series 66 credentials and has 29 years of industry experience. Her prior work includes nine years at Janney Montgomery Scott and two years in home health care services. She also manages an advisory business through DGAM LLC as a client relationship manager. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations primarily for clients holding assets in Ameriprise-managed accounts.