Janet Peterson is a financial advisor with Charles Schwab in Red Bank, NJ, holding Series 63 and Series 66 designations and possessing 24 years of industry experience. Her career includes roles at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2018, as well as prior experience at Oppenheimer and E*TRADE entities. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary recommendations and access to discretionary separately managed accounts.

James Jaghab is a financial advisor with Ameriprise in Marlboro, NJ, holding a Series 66 designation and bringing 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2003. Outside of his advisory role, Jaghab owns a business focused on buying and selling sports cards and memorabilia primarily through eBay, and he also provides consulting services as a Certified Divorce Financial Analyst for a law firm. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm’s approach integrates algorithmic automation with advisor partnership and emphasizes the use of its affiliated funds and managed accounts.

Taylor Felline is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and previously worked at Glen Eagle Wealth, LLC and The College of New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers a broad range of retail and institutional investment services.

Tina Cilurso is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She previously worked at Wells Fargo Advisors LLC for 12 years before joining Raymond James. Cilurso serves as an advisory board member for Women at Risk International, where she participates in reviewing financial statements. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and public entities—and offers financial planning, non-discretionary investment consulting, and institutional advisory services supported by a wide range of portfolio management styles and affiliated research.

Michael Serrapica is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 designations and has been with Cetera and its affiliate Cetera Financial Specialists LLC since 2005. In addition to his advisory role, Serrapica is a Certified Public Accountant and principal of his own CPA firm, Michael Serrapica CPA PLLC, which provides tax and accounting services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a variety of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers across multiple program structures and custodial relationships.

Salvatore Longo III is a financial advisor with Cetera, holding a Series 66 designation and beginning his industry career in 2026. Prior to joining Cetera, he was employed at AMA Pizza e Cucina and attended James Madison University. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diverse investment management and financial planning services through a large network of independent advisors and a multi-manager platform with various program structures.

Grant Douglas is a Series 66-credentialed financial advisor with five years of industry experience. He is currently with Cetera and also serves as a Wealth Management Advisor at King Financial Network, where he provides investment management and financial planning. His background includes prior roles at Commonwealth Financial Network and educational positions at the University of Delaware and Summit High School. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and financial planning services, managing over $256 billion in assets across more than 10,000 advisors.

Eric Stiles is a financial advisor at Cetera with 11 years of industry experience and holds the Series 66 designation. He has worked with Cetera and its affiliated entities since 2015 and is also associated with Malecki Financial Group, where he is involved in financial services. Additionally, he works as an insurance agent selling life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a broad range of portfolio management and consulting services through multiple program structures, combining affiliated and third-party model portfolios with discretionary and non-discretionary account management.

Chayce Ford is a financial advisor at Morgan Stanley with a Series 66 designation and approximately one year of industry experience. Prior to joining Morgan Stanley, he worked at Athletes' Alley for seven years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and methodologies such as Monte Carlo simulations and Global Investment Committee return estimates.

Ashok Rajan is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has worked at several notable firms, including Prudential Insurance Company of America, Janney Montgomery Scott, and Merrill. In addition to his advisory work, he writes lifestyle articles on wine, covering topics such as wine regions and etiquette. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm primarily employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and a Model Wealth Portfolios wrap program.

Patrick Mattes is a financial advisor with Equitable Advisors, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Andrew Nairooz and Morgan Stanley, as well as involvement in educational and recreational organizations. He is also associated with Emerson Reid, a business focused on dental, health, and vision insurance. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a network of investment adviser representatives, utilizing a range of proprietary and third-party advisory programs.

Francis Consolmagno is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and 15 years of industry experience. He previously worked at Hudson Wealth Management and Cetera Advisors LLC for a decade before joining his current firm in 2023. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals. The firm provides both discretionary and non-discretionary management across multiple platforms, with proprietary model strategies and access to third-party advisers.

Brian Greenberg is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He previously worked at Cetera Advisors LLC from 2013 to 2019. Outside of his advisory role, Greenberg owns and operates tax preparation and accounting services under the Network Tax Service and related entities. Cambridge Investment Research Advisors serves a diverse client base including individual investors, pension plans, and charitable organizations. The firm offers financial planning, investment management, retirement plan advisory, and wrap-fee programs through a large network of financial professionals and supports both discretionary and non-discretionary management across multiple platforms.

Claudio Bonesini is a financial advisor at LPL Financial with a Series 66 designation and three years of industry experience. His prior roles include positions at IC Advisory Services, The Investment Center, and Jenkoski, Long, Yu CPA's. Outside of his advisory work, he is involved in tax preparation and accounting through CBACCTG LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that supports a large network of advisors serving individuals, retirement plans, banks, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and access to third-party asset managers.

Joseph Zito is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and having 11 years of industry experience. Before joining LPL Financial in 2021, he worked at Cetera and Foresters Financial Services in various roles. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, asset management programs, and institutional platforms, supported by a large network of advisors and extensive operational tools.

Krina Kapadia is a financial advisor at Merrill with Series 63 and Series 66 credentials and one year of industry experience. Her prior roles include positions at Bank of America, NYLIFE Securities LLC, New York Life Insurance Company, and HDFC Life Insurance Company LTD. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Meghan O'Neill is a financial advisor with Morgan Stanley, holding ChFC®, Series 63, Series 66, and Series 65 designations and bringing 25 years of industry experience. Her previous roles include positions at J.P. Morgan Securities, J.P. Morgan Chase Bank, Citigroup Global Markets, and TD Ameritrade. She is currently based in Shrewsbury, NJ. Morgan Stanley Wealth Management offers a broad range of advisory programs for individuals and institutions, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct individual plans and employer-sponsored financial planning agreements.

Anthony Cavalcante is a financial advisor with LPL Financial in Brooklyn, NY, holding Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Cetera Wealth Services, Avantax Advisory Services, and KPMG, along with running Cavalcante & Company LLC since 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Keith Henry is a financial advisor at RBC Capital Markets with 26 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill Lynch for 38 years, as well as JPMorgan Securities and JPMorgan Chase Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, combining in-house and third-party investment resources alongside integrated capital-markets and lending capabilities.

Justine Viohl is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds the Series 66 and Series 63 designations and has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured processes and advanced modeling tools.