Miguel Varela Acosta is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds a Series 66 designation and has held roles at several financial institutions, including Citibank, Ocean Bank, and Wells Fargo. Outside of finance, he has been involved with TranscribeMe Inc. and has a background connected to Uber Inc. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains a combination of large institutional scale and unique market roles, such as acting as a security-based swap dealer and futures commission merchant.

Matthew Aber is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 licenses. He has been working in the industry since 2024, with prior roles at OmniGrowth Wealth Professionals and LPL Financial. Outside of finance, he maintains a YouTube channel unrelated to investment topics. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm uses multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including in-house research and acting as a swap dealer and futures commission merchant.

Vincent Zaccaria is a CFP® with nine years of industry experience, currently advising at Schwab Wealth Advisory Inc. He has held roles at Charles Schwab Bank, AMERIPRISE Financial Services, and other firms since 2015. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager.

Matthew Diquollo is a CFP® with 11 years of experience in the financial advisory industry. He currently works at Beacon Pointe Advisors, LLC and has previously held roles at Glenmede Trust Company and Mariner Wealth Advisors. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs a manager-focused investment approach, utilizing third-party independent managers and quantitative due diligence processes, and sponsors proprietary investment vehicles and private funds.

Brenda Pokojowczyk Smith is a financial advisor at Citigroup Global Markets with 23 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Citigroup since 2015. Outside of her advisory role, she is an independent consultant for Norwex and a consultant for Pampered Chef, engaging in direct sales of household cleaning and kitchen products. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and market roles that distinguish it among large institutional firms.

Jamie O Sullivan is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds a Series 66 designation and has held previous roles at RBC Capital Markets and Credit Suisse Securities. O Sullivan serves on the advisory board of the Heavenly Harvst Foundation, which works to address food insecurity by providing high-protein meals with long shelf lives to areas in need. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services, and provides a broad range of advisory and execution solutions.

Richard Piazza is a financial advisor with Primerica Advisors and holds Series 63 and Series 66 licenses. He has 19 years of industry experience and has worked at Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory work, he serves as treasurer for Second Chance Stables, a nonprofit organization, and consults on the St. Patrick School Endowment Committee. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing proprietary and third-party investment strategies across various account types.

Michael Jurado is a financial advisor at Citigroup Global Markets with Series 66 credentials and eight years of industry experience. He previously worked at Legg Mason for seven years before joining Citigroup in 2018. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs including discretionary and non-discretionary strategies. The firm combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Patrick Bergin is a financial advisor with Lincoln Investment in Cranford, NJ, holding a CFP® designation and Series 63 and 65 licenses. He has 36 years of industry experience, working with Lincoln Investment Planning, Inc. and Biehl & Bergin Agency, Inc. since 1990. Bergin is also involved in managing his independent office through Bergin Agency LLC and makes health care referrals for JEA Financial Services. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, ERISA retirement plan advice, and a range of advisory programs supported by an Investment Management & Research team that employs both strategic and dynamic approaches.

Cheuk Shun Cheung is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding Series 63 and Series 65 credentials and two years of industry experience. Prior to joining HSBC, he worked at Morgan Stanley and SEJ Services. Outside of his advisory role, he is a Cantonese Chinese radio host at MultiCultural Radio Broadcasting, Inc., where he engages with the community through news, music, and cultural programming. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm employs a mix of client-directed and discretionary investment approaches across a range of risk profiles, utilizing affiliated and third-party providers for fund selection and portfolio management.

Joseph Portello is a financial advisor with Eagle Strategies (NY Life) based in New York, NY. He holds Series 63 and Series 66 licenses and has eight years of industry experience. Portello has been associated with Eagle Strategies since 2022 and operates his own firms, Portello Financial Group LLC and The Firm Financial Group, LLC, which focus on selling New York Life products and brokering non-registered insurance products. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis, working extensively with both retail and institutional clients.

James Giordano is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at JPMorgan Securities, Prudential Insurance Company of America, and New York Life Insurance Company. Outside of his advisory role, he occasionally works as an independent driver for Uber. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and is notable for its large institutional scale and unique market roles.

Bruna Paz Roca is a financial advisor at Citigroup Global Markets with the Series 66 designation and four years of industry experience. She has worked at Citigroup since 2022 and has prior experience in academic services and student activities at the University of Notre Dame. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale alongside distinctive market roles and arrangements.

Alexandra Vivescunningham is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. She has held roles at Citigroup since 2023 and has previous experience at AmRock Financial, along with academic involvement at the University of Florida Warrington College of Business. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs through discretionary and non-discretionary approaches, with additional services including brokerage execution, custody, and derivatives trading.

Gregory Palumbo is a financial advisor with Citigroup Global Markets in New York, holding a Series 66 designation and seven years of industry experience. He has been with Citigroup since 2012. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs, and operates at a large institutional scale with specialized market roles such as swap dealing and futures commission merchant activities.

Margaret Malone is a financial advisor at Citigroup Global Markets with 10 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Citigroup since 2015. Malone serves on multiple advisory boards and committees for various investment funds, including roles with Ares US Real Estate Opportunistic Fund IV L.P. and Wellington Climate Innovation Fund I, L.P. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and leverages its institutional scale and market roles to provide comprehensive investment solutions.

Zachary Zaia is a financial advisor at Citigroup Global Markets with a Series 66 designation and two years of industry experience. He has worked at Citi since 2023, following prior roles at Webster Bank, Sterling National Bank, and Northwestern Mutual. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Hai Hyun is a financial advisor at Citigroup Global Markets with Series 66 and Series 63 credentials and three years of industry experience. Prior to joining Citibank N.A. in 2025, Hai worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. from 2020 to 2025. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Paul Vignone is a financial advisor at Hornor, Townsend & Kent, LLC with 43 years of industry experience. He holds the ChFC® designation and has been with Hornor, Townsend & Kent since 1998. Additionally, he has been associated with Phoenix Home Life since 1995. Outside of his advisory role, Vignone is involved in multiple insurance brokerage activities and works as a literary agent. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm’s investment approach emphasizes client-directed implementation and oversight, primarily managing assets on a non-discretionary basis.

Kathleen Golden is a financial advisor at Citigroup Global Markets with 12 years of industry experience. She holds a Series 66 credential and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities before joining Citigroup in 2025. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains distinctive market roles, including security-pricing and derivatives services, supported by large institutional scale.