Eliezer Gewirtzman is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 10 years of experience in the industry. He has been with Mass Mutual Investors Services since 2016 and has additional experience at MassMutual Life Insurance Company dating back to 2011. Outside of his advisory work, he serves as board president of Yedei Chesed, Inc., an organization supporting developmentally disabled individuals, and is a partner in a firm that provides speech language therapy services. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser offering financial planning and investment management services to individuals, business owners, trusts, and charitable organizations. The firm uses a collaborative approach with client-specific analysis tools and provides various planning programs, including recent additions like standalone Divorce Planning.

Mario Tripicchio is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 23 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured planning tools and investment research.

Peter Sclavo is a financial advisor with LPL Financial in Eastchester, NY, holding Series 63 and Series 65 licenses and having 20 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory role, he operates Peter Sclavo LLC, where he provides tax preparation services and is a licensed real estate broker. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, utilizing a range of investment strategies supported by technology and research tools.

Tyler Kay is a financial advisor with Morgan Stanley in Purchase, NY, holding a Series 66 designation and three years of industry experience. His background includes positions at Ameriprise and DoorDash, as well as roles related to sports organizations such as USA Hockey and the Metropolitan Golf Association. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on structured financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through financial advisors and its Estate Planning Strategies Group.

Robert O'Herlihy is a financial advisor with Wells Fargo Advisors in Hackensack, NJ, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Wells Fargo Advisors since 2016. Outside of his advisory role, he is the owner of Blue Horseshoe Holdings and serves as a trustee for Blue Horseshoe Holdings 401K. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients who meet a net-worth threshold, using Wells Fargo research and planning tools to develop and deliver financial recommendations.

Casey Smyth is a financial advisor at J.P. Morgan Securities in Greenwich, CT, with 11 years of industry experience. He holds the Series 65 and Series 63 licenses and has been with JPMorgan Chase Bank NA and J.P. Morgan Securities since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations, incorporating an ESG eligibility framework and leveraging broader derivatives and commodities capabilities.

Robert Johnston is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in developing strategies for high-net-worth individuals, their families, and businesses. He joined Merrill Lynch Wealth Management in 2010 and has been in the financial services industry since 2008. His approach to wealth management is consultative and objective, focusing on personalized asset allocation and comprehensive financial planning, including investments, retirement, estate planning, and philanthropy. Mr. Johnston is a 1985 graduate of Rutgers University with a Bachelor of Science in Accounting. He holds the CERTIFIED FINANCIAL PLANNER™ professional designation, the Certified Public Accountant license from New York state (not actively practicing in his advisory role), as well as certifications as a Certified Plan Fiduciary Advisor, Personal Investment Advisor, and Retirement Accredited Financial Advisor. In addition to his professional work, Robert Johnston is involved in community service, having served as past President of the Oradell/Emerson Rotary Club and as a board member for West Bergen Mental Healthcare and the Volunteer Center of Bergen County. He also coaches youth sports teams. He resides in Emerson with his wife Michele and their two daughters.

Jacqueline Cicale is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been with the firm since 1985 and has partnered with Judith for over 37 years. Jacqueline specializes in portfolio strategy, focusing on creating wealth for both business clients and individuals. Her expertise includes designing strategies to manage cash flow, lending, corporate retirement plans, and stock option plans for business clients. For individual and family clients, she constructs investment portfolios aligned with their specific goals and regularly reviews and adjusts these portfolios in response to changes in global markets. Jacqueline holds a Bachelor's Degree from Mercy College of Health Sciences and holds the Professional Investment Advisor (PIA) designation. Over the years, she has been recognized multiple times by Forbes, including listings on the "Best-in-State Wealth Advisors," "Top Women Wealth Advisors Best-in-State," and "Best-in-State Wealth Management Teams" for several consecutive years. These recognitions reflect her sustained experience, client retention, and adherence to industry best practices.

Thomas Ross is a Wealth Management Advisor with Merrill Lynch Wealth Management who has been with the firm for over 20 years. In his role, he focuses on developing personalized financial strategies tailored to clients' full financial pictures, with particular emphasis on family wealth management strategies, legacy planning, managing new wealth, and retirement income. He integrates investment insights from Merrill along with banking and lending solutions from Bank of America to help clients pursue their long-term goals. Prior to joining Merrill Lynch, Thomas was a Relationship Manager in the Corporate Banking area at a major metropolitan bank. He holds a Bachelor's Degree in Economics from Rutgers University and a Master's Degree in Finance from the New Jersey Institute of Technology. He is also designated as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Thomas resides in Northern New Jersey with his wife and three children. He is active in his community and spends time volunteering with local organizations. His personal interests include skiing, hiking, biking, basketball, boating, cooking, football, reading, traveling, and watching movies.

Marc Goldstein is a financial advisor with Morgan Stanley in Purchase, NY, holding a Series 63 designation and 34 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory process.

Edward Alligier is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked primarily with Primerica in various capacities since 1998, including a recent tenure at Equitable Advisors. Outside of his advisory role, he owns Alligier Health and Entertainment, LLC, which offers personal training and character birthday party entertainment services. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, using model-driven strategies provided by third-party asset managers. The firm supports approximately 3,698 advisors across 1,829 offices and oversees about $15.5 billion in assets under management.

Paul Shirinian is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 65 registrations and 16 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2010 and has served at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market models as part of its financial planning process.

Andrew Pinto is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Lacrosse Unlimited and Northwestern Mutual. Outside of his advisory roles, he has teaching experience at Pace University and earlier worked with Cozy Noses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and strategies to support its clients’ financial goals.

David Rabideau is a Private Wealth Manager with Merrill Private Wealth Management. He has over 30 years of experience serving as the primary and trusted advisor to families, focusing on building long-term personal relationships that often span multiple generations. David's approach centers on active listening to understand his clients' needs and objectives, providing tailored solutions and a first client experience. His expertise lies in helping families efficiently manage, grow, and preserve their wealth through integrated solutions including wealth structuring, financial planning, public and private investments, liquidity management, and custom credit solutions. He also serves as a discreet confidant and trusted sounding board for important financial and strategic decisions, with a commitment to being an engaged, accessible partner throughout every stage of a client's financial life. David began his financial services career in 1991 as a Bank Examiner with the Federal Deposit Insurance Corporation. He earned a Bachelor's Degree in Finance from Ithaca College and holds the Personal Investment Advisor (PIA) designation. He joined Merrill Private Wealth Management in 2022 after a 25-year tenure at Citi Private Bank, where he was a Managing Director and Global Private Banker. David resides in Fairfield, Connecticut, and is involved in the community through the Fairfield American Little League. His personal interests include baseball, boating, and golfing.

Charles Linfante Jr. is a financial advisor with Mass Mutual Investors Services in Paramus, NJ, holding a Series 63 designation and 35 years of industry experience. He has been with Mass Mutual and its affiliated firms since 2002. In addition to his advisory role, he is involved in insurance brokerage activities related to individual and group life, health, disability, and property/casualty insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual financial planning engagements using firm-approved analytical tools and offers various educational seminars and specialized planning programs.

Gary Alfonso is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Timothy Brogan is a financial advisor with RBC Capital Markets in Pompton Lakes, NJ, holding Series 63 and Series 66 designations and bringing 38 years of industry experience. He has worked at RBC Capital Markets since 2008 and has also been with City National Bank since 2019. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers to tailor strategies according to client risk profiles.

Liam Gormley is a financial advisor with J.P. Morgan Securities in Greenwich, CT, holding a Series 66 designation and three years of industry experience. He has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2023. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers non-discretionary, written asset allocation advice and conducts investment manager and fund searches supported by centralized due diligence and a combination of quantitative and qualitative research.

John Morrison V is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2014. Outside of his advisory role, he serves as Treasurer of the Junior Board for the Inner City Scholarship Fund in New York. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Kevin Barone is a financial advisor at Morgan Stanley in Paramus, NJ, holding a Series 66 designation with seven years of industry experience. He has worked at Morgan Stanley since 2019, including five years with Morgan Stanley Private Bank, N.A. Prior to this, he held roles at Vector Marketing and Collector's Cafe and studied at Bloomsburg University of Pennsylvania. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning services supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment and planning services.