Joshua Felice is a financial advisor with Mass Mutual Investors Services in Elmsford, NY. He holds the CFP® designation and the Series 66 license, with four years of industry experience. Prior to joining Mass Mutual, he worked at Pitney Bowes and has held various roles in different industries. He is also active as an independent insurance agent, selling and servicing life insurance, disability, long-term care, fixed annuities, and health insurance products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as ongoing, collaborative relationships and offers a variety of investment programs and educational seminars.

Lewis Orenstein is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Joseph Palermo is a financial advisor at RBC Capital Markets with 37 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for 10 years before joining RBC in 2020. He is a member of the Board of Directors for a townhouse community association in Hawthorne, NJ. RBC Wealth Management serves a wide range of clients including individual investors, institutions, and charitable organizations, offering tailored investment strategies through multiple advisory programs and a combination of in-house and third-party portfolio management.

Richard Crews is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 41 years of industry experience. Prior to joining Charles Schwab in 2019, he worked at UBS Financial Services Inc. and Biltmore International Corporation. He serves as a director for the Yale Football Association, a nonprofit focused on fundraising for Yale football. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts, offering a combination of non-discretionary and discretionary investment options supported by centralized custody and research resources.

Mark Minutolo is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill for over 27 years, including a break from 2017 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jennifer Jimenez is a financial advisor with Merrill in Wayne, NJ, holding a Series 66 designation and three years of industry experience. She has been with Merrill Lynch and Bank of America since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Meghan Dakan is a financial advisor with LPL Financial who holds Series 63 and Series 66 designations and has 23 years of industry experience. Her prior roles include positions at UBS and Credit Suisse Securities (USA) LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, incorporating both proprietary and third-party strategies, and supports its large network of advisors with technology and operational resources.

Bashar Hakim is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 credentials. He has 29 years of industry experience, including a long tenure with Prudential Insurance Company of America and Pruco Securities, LLC. In addition to his advisory role, he is involved in Medicare insurance sales and operates a consulting business for tax and payroll purposes. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in a wrap program, as well as affiliated insurance and trust services.

Christopher Stewart is a Wealth Management Advisor at Merrill Lynch Wealth Management. In his role, he focuses on helping clients achieve their financial goals using the resources of one of the nation's largest wealth management firms. Stewart emphasizes consistent communication and dedicated service to develop meaningful relationships and serve as a trusted resource for his clients. Before joining Merrill Lynch, Stewart spent a decade as an attorney representing large corporations, insurance companies, and various business enterprises. Although he does not provide legal advice in his capacity as a financial advisor, he applies the discretion and attention to detail gained during his legal career to his financial advisory work. His areas of expertise include college education planning, employee benefits planning, family wealth management strategies, legacy planning, liquidity management, retirement income, and portfolio management services. Stewart holds a Bachelor's Degree and a Juris Doctorate Degree from Rutgers University and Rutgers Law School, respectively. He attended on a full athletic scholarship as part of the Men's Division 1 Soccer Program and remains involved with Rutgers Men's Soccer as an alumni mentor and Era Representative. He is a Chartered Financial Consultant (ChFC) and a Personal Investment Advisor (PIA). Residing in Norwood with his wife Julia and their daughter Charlotte, Stewart enjoys playing soccer, music, and traveling. He also chairs Rutgers Men's Soccer mentorship activities.

Carla Williams is a financial advisor with LPL Financial in Tarrytown, NY, holding Series 63 and Series 65 credentials and 20 years of industry experience. She has worked at LPL Financial since 2017 and concurrently serves at NationalPlanning Corporation and operates a part-time self-employment business. Outside of her advisory roles, she has experience as an instructor at Hampton Inn in Yonkers. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of investment adviser representatives. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting both discretionary and non-discretionary investment strategies.

Sally McLeod is a Financial Advisor at Merrill Lynch Wealth Management who serves multigenerational families with tax efficient wealth management and risk control strategies. She specializes in areas such as college education planning, executive compensation, family wealth management strategies, investment consulting for defined contribution plans, international wealth management, legacy planning, liquidity management, portfolio management services, women and wealth, and retirement income. Sally holds a Bachelor's Degree from the University of North Carolina, Kenan Flagler Business School, and a Master of Professional Studies in Wealth Management from Columbia University. She has earned several professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Throughout her career, Sally has developed extensive client-facing expertise in areas such as investment, lending, insurance, tax, and estate planning strategies. Her personal interests include dancing, gardening, horseback riding, music, skiing, swimming, tennis, and yoga. She is fluent in both Chinese and English.

Matthew Dennis is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has spent his entire career in the financial services industry since graduating from Lehigh University in 2003. Matthew began his career in the Investment Performance group at Cambridge Associates, focusing on pensions, endowments, foundations, and families. He subsequently worked in institutional asset management at Credit Suisse and Lyford Group International before joining Merrill Lynch in 2014, where he works directly with individuals and families. Matthew’s areas of expertise include education planning, family wealth management strategies, legacy planning, LGBT wealth planning, personal retirement planning, portfolio management, tax minimization, and retirement income. His approach emphasizes goals-based wealth management, beginning with a comprehensive discovery meeting to discuss clients’ financial details, objectives, and goals. He collaborates with internal partners to develop and implement strategies centered on asset allocation, portfolio management, liability management, and tax minimization. Matthew holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Matthew lives in Ramsey, New Jersey, with his wife, their three children, and their dog. He is involved in his local community through the Ramsey Jr. Lacrosse Association and CYO Basketball. In his free time, Matthew enjoys spending time with his family, coaching youth sports, particularly lacrosse, and activities such as basketball, cooking, golfing, hiking, skiing, surfing, and traveling.

Joseph Passaniti is a financial advisor with Cetera and holds Series 63 and Series 65 licenses. He has eight years of industry experience and has worked at Cetera Wealth Services, Hudson Financial Services, DJP Capital Advisors, Country Bank, and JP Accounting & Tax CPA. He serves as director of tax and financial planning at Hudson Financial Services and is vice president of Hudson Tax Services LLC. He is also treasurer and a board member for The Jesse A. Collyer, Jr. Youth Sports Leagues of Ossining, Inc., a nonprofit organization. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with various investment program options and manages over $256 billion in assets through a large network of independent advisors.

August Zenzius Jr. is a Senior Financial Advisor and senior partner at Aiello, Zenzius & Associates. He began his career in financial services in 1996 at Lehman Brothers, working in operations for derivative securities while pursuing his degree in Economics at Saint Peter's College in Jersey City, New Jersey. In 1998, he joined Merrill Lynch as an intern and became a Financial Advisor. August focuses on providing disciplined wealth management strategies for corporate executives, business owners, retirees, and families, addressing their financial needs, values, and objectives. With over two decades of experience, August brings expertise in equity compensation management, retirement income and cash flow planning, and wealth transfer services. He holds FINRA Series 7, 63, and 65 registrations and is a licensed life and health insurance and commercial mortgage representative. He has earned the Chartered Retirement Planning Counselor (CRPC) and Certified Plan Fiduciary Advisor (CPFA) designations. August resides in Allendale, New Jersey, with his family. He is actively engaged in community service, serving as President of the Board and co-head of the capital campaign for the Institute for Educational Achievement, a private nonprofit supporting individuals with autism. He also serves on the boards of the Allendale Holiday Observers, a nearly 110-year-old organization for community holiday events, and the Allendale Housing Authority, which provides housing for disabled and senior residents.

Nicholas Heckman is currently serving as Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity for over 13 years, progressing through roles including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he was a Financial Advisor at ING Financial Partners from 2010 to 2012. His professional focus includes wealth planning and collaborating with clients to develop comprehensive financial plans aimed at achieving their financial goals. Nicholas holds a California Insurance License, supporting his capabilities in financial and insurance services. Outside of his professional work, Nicholas enjoys boating, movies, snowboarding, and soccer.

Gregory Caragine is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 19 years of industry experience. His career includes roles at PIMCO Investments LLC and Merrill prior to his current position at J.P. Morgan Chase Bank since 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of advisors. Their approach combines quantitative and qualitative manager due diligence to offer non-discretionary, customized asset allocation advice and performance reporting.

Christopher Jordan is a financial advisor with LPL Financial in Tarrytown, NY, holding Series 63, 65, and 66 licenses and bringing 35 years of industry experience. His prior experience includes 20 years at Lexco Wealth Management, Inc. and 17 years at National Planning Corporation. Jordan also works as a non-variable insurance agent and is involved with insurance agencies apart from his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, and institutional platforms, supporting advisors with both discretionary and non-discretionary strategies.

Victoria De Paolo is a financial advisor at Charles Schwab with 41 years of industry experience. She holds a Series 66 designation and has been with Charles Schwab and Charles Schwab Bank since 2012. Outside of her advisory role, she serves as president of the board for a small co-op owned by her family in Pelham, NY. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through a combination of advisory, brokerage, custody, and financial planning services. The firm utilizes a mix of non-discretionary and discretionary investment models, supported by integrated operational and research resources.

David Jackman is a financial advisor at Thrivent Investment Management with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Thrivent since 2014. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses and written recommendations on a broad range of planning topics, allowing clients to combine planning with managed accounts under a consolidated billing option called WealthPlan.

George Fosdick is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Ramsey, NJ. His prior roles include positions at UBS Financial Services, Wells Fargo Clearing, and Chase Investment Services Corp. He also serves on the advisory board of a wholesale distribution business in New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning and utilizing firm‑approved tools and models as part of its comprehensive wealth management services.