Vanness Liu is a financial advisor with TD Private Client Wealth LLC, holding a Series 66 designation. He has been with TD Private Client Wealth and TD Bank since 2023. Liu has work experience outside the financial industry, including roles at City Ice Pavilion and World Ice Arena, as well as involvement with the Chinese-American Planning Council. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients and high-net-worth private clients. The firm utilizes a combination of strategic and tactical asset allocation with investments from both affiliated and third-party sub-managers.

Stephen Baumeister is a financial advisor with TIAA-CREF in New York, NY, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with TIAA-CREF since 1990. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm differentiates between point-in-time planning and ongoing discretionary management, employing model portfolios and customized management under client-approved policies, and also serves as adviser to a donor-advised fund.

Richard Civello is a CFA® charterholder and financial advisor with 15 years of industry experience. He has worked at Citigroup Global Markets since 2016, following six years at JPMorgan Chase Bank and J.P. Morgan Securities Inc. based in New York, NY. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through both discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing a broad range of advisory, execution, and custody services.

Julie Makrigianis is a financial advisor at Citigroup Global Markets with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Santander Securities, HSBC Bank USA, and HSBC Securities. Based in Brooklyn, NY, her recent career includes roles at CitiBank since 2024. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains institutional-scale capabilities including in-house research, swap dealing, and futures commission merchant functions.

Richard Bellofatto is a financial advisor with Guardian Life and holds Series 63 and Series 65 licenses. He has 31 years of industry experience, including 16 years at Park Avenue Securities and 9 years at Guardian Life. In addition to his advisory role, he works as a licensed real estate salesperson and serves as a consultant for Intuitive Cloud. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement consulting, and a range of investment advisory programs.

Vonnerika Carrington is a financial advisor at Cerity Partners LLC with 16 years of industry experience. She holds the Series 66 designation and has worked at Cerity Partners since 2019, following a 12-year tenure at The Ayco Company, L.P./Mercer Allied. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes high-net-worth individuals, families, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on diversified asset allocation and customized portfolio strategies.

Marcel Pereira is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at IDB Capital Corp., Israel Discount Bank of New York, Infinex Investments, Popular Community Bank, and Citi Private Bank. He is based in New York, NY. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal oversight and integrates institutional-scale resources and market roles that distinguish it from peers.

Ka'jalene Kirkland is a financial advisor with Rockefeller Financial LLC, holding a Series 66 designation and two years of industry experience. She has worked with Rockefeller Financial and Rockefeller Capital Management since 2022. Prior to her career in finance, she spent four years at Spelman College and four years at Winder-Barrow High School. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, and consulting services, operating uniquely as a registered broker-dealer with capabilities in securities transactions, insurance product sales, and investment banking services.

Julie Bennett is a Series 66 licensed advisor with Citigroup Global Markets in New York, NY, where she has worked since 2006. She has 22 years of industry experience. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including swap dealer and futures commission merchant activities.

Alan Fischer is a financial advisor at Hightower Advisors with 24 years of industry experience. He previously worked at Fischer & Company for 16 years before joining Hightower Advisors in 2018. The firm provides investment advisory and planning services to a diverse range of individual and institutional clients. Hightower’s approach includes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, with investment options spanning mutual funds, ETFs, alternative investments, and custom indexing.

John D'agostino is a financial advisor with Commonwealth Financial Network in New York, NY, holding Series 63 and Series 65 licenses and having seven years of industry experience. He has worked at Commonwealth since 2018 and has prior experience at Edward Jones and Gottfried Somberg Wealth Management. D'agostino is co-owner of Wise Wealth, LLC, a private entity for securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients. The firm offers a comprehensive adviser-support platform including managed-account programs and access to third-party asset managers, managing roughly $212.7 billion in client assets.

Massimo Bufalini is a financial advisor with Capital Group Private Client Services, Inc. in New York, NY. He holds Series 63 and Series 65 licenses and has 25 years of industry experience. His prior work includes roles at Bank of America Merrill Lynch, Outset Global Trading Limited, and CitiGroup Global Markets Inc. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, utilizing a multi-manager approach and a long-term investment horizon through separately managed accounts, mutual funds, ETFs, and alternative strategies.

Harry Shamlian is a financial advisor at Cerity Partners LLC with 23 years of industry experience. He holds the CFP® designation and Series 66 license. Prior to joining Cerity Partners in 2025, he worked at Graypoint LLC, Veracity Capital LLC, and Goldman Sachs AYCO. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, charitable institutions, and other institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and retirement plan services, emphasizing diversified asset allocation and customized portfolios.

Lindsey Nadel is a financial advisor at Cerity Partners LLC in New York, NY, holding Series 63 and Series 65 licenses with nine years of industry experience. She has been with Cerity Partners since 2014. Cerity Partners provides customized wealth management and related services to a diverse national clientele, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and proprietary quantitative screening as part of its investment approach.

Yi Min is a financial advisor with HSBC Securities (USA) Inc. based in New York, NY, holding Series 66 and Series 63 licenses and five years of industry experience. Prior to joining HSBC Securities, Yi Min worked at Merrill and Bank of America, among other firms. Yi Min also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, handling bank-related products and services in addition to their advisory role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary investment solutions. The firm combines strategic and tactical asset allocation with ongoing fund due diligence and provides services through affiliates and third-party providers.

Yong Sheng Chen is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. He has been affiliated with Transamerica Financial Advisors since 2012 and also serves as president of Elite Eagle Inc., a non-investment-related business. Additionally, he is involved with Finger Lakes LLC, a hotel partnership. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base including individual investors, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver advisory services through multiple platforms such as Transamerica ONE, TFA365, and Transamerica ALPHA.

Robert Testa is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His career includes 17 years at National Planning Corporation and nine years at both Commonwealth Financial Network and Paris International Corporation. Outside of his advisory work, he serves as a basketball evaluator for the East Coast Basketball Conference. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages over $212 billion in client assets. The firm provides a comprehensive adviser platform that includes managed account programs, third-party asset manager access, and custody services, offering various investment options and back-office support.

Paul Patrick is a financial advisor with First Manhattan Co. LLC in New York, NY, holding a Series 63 designation and 29 years of industry experience. He has been with First Manhattan Co. since 1999. First Manhattan Co. LLC provides discretionary and non-discretionary investment management and financial planning primarily for high-net-worth individuals, as well as trusts, pension and profit-sharing plans, charitable organizations, private investment vehicles, and institutional clients. The firm emphasizes long-term, research-driven, value-oriented management of equity and fixed-income portfolios tailored to client objectives, integrating wealth planning alongside portfolio management.

Morgan Newman is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Oppenheimer. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank. He is a member of The Co-Lab, a networking organization unrelated to investment activities. Oppenheimer serves a diverse client base including individuals, corporations, and charitable organizations, offering advisory and brokerage services such as discretionary and non-discretionary investment management, consulting, and retirement services. The firm employs strategic and tactical asset allocation alongside manager selection and various investment vehicles to construct client solutions.

Daniel Zhao is a financial advisor at Citigroup Global Markets with 29 years of industry experience. He holds Series 63 and Series 65 designations and has been with Citigroup Global Markets since 2013. Citigroup Global Markets Inc. serves individual and institutional clients across workplace, high-net-worth, and ultra-high-net-worth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with extensive in-house research and operates in various market roles, including as a swap dealer and futures commission merchant.