Richard Brown is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as an executor for an estate in Washington, D.C. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients. The firm employs structured planning tools and offers both direct client services and corporate financial planning agreements, managing approximately $2.74 trillion in client assets.

Rachel Heege Abode is a financial advisor at Cetera with 22 years of industry experience. She holds Series 65 and Series 66 licenses and has previously worked at B. Riley Wealth Advisors, National Securities Corporation, and Gilman & Ciocia. Outside of her advisory role, she is also licensed as an insurance agent specializing in life, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform that includes affiliated and third-party managers, supporting various program structures and custodial arrangements.

Michael Parmiter is a Series 66-licensed financial advisor with Morgan Stanley in Garden City, NY, with four years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2021 and held a position at Ernst & Young from 2018 to 2021. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning relies on structured discovery and firm-approved tools, offering advisory services without individual security recommendations as part of standalone plans.

Khristal Slater is a Financial Advisor at Merrill Lynch Wealth Management. She works directly with clients to define their financial goals and develop portfolio strategies designed to help achieve them. Her approach involves ongoing advice and adapting portfolios as clients' situations change. Her areas of focus include college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, tax minimization, and retirement income. Khristal holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from the University of Technology. Outside of her professional work, Khristal enjoys gardening, interior decorating, music, and traveling. Her philosophy centers on uncovering what matters most to clients and their families to create strategies tailored to their financial goals.

Patrick Tiernan Jr. is a financial advisor with Ameriprise based in Fort Salonga, NY, holding a Series 63 designation and 37 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC from 2009 to 2016 and Ameriprise Financial Services, Inc. from 2016 to 2020. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Marshall Manoff is a financial advisor with Equitable Advisors in Melville, NY, holding a Series 66 designation and 17 years of industry experience. He has been with Equitable Advisors since 2008, including its prior identity as Axa Advisors. Outside of his advisory role, Manoff is involved with Blue Cove Capital LLC and is a member of MaWa Capital, LLC. Equitable Advisors serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset-management programs. The firm’s approach incorporates a range of third-party asset managers and advisory programs, focusing on matching clients to suitable investment models and offering services across mutual funds, ETFs, separately managed accounts, and alternative investments.

Deanna Blandino is a financial advisor with OSAIC, holding a Series 66 license and 11 years of industry experience. She previously worked at Securities America Advisors and Securities America, Inc., and has operated Araneo Tax & Financial since 2014. She is also the owner of Tax and Relax Inc, an independent tax preparation and year-end tax planning business. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios, and supports various advisory platforms and legacy account transitions.

Jenna Aronoff is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Private Bank and Morgan Stanley since 2018. Prior to her advisory career, she was a student at SUNY Cortland and worked at La Bottega Italian Gourmet. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market modeling techniques.

William Castagna is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 21 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 13 years with METLIFE Securities Inc. Castagna also serves as an agent in health, fixed annuity, and individual life insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, utilizing firm-approved analytical tools and offering various event-driven planning programs.

Susan Payton is a financial advisor with Morgan Stanley in Jericho, NY, holding Series 63 and Series 66 credentials and 45 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory services.

Petar Jordan is a financial advisor with Ameriprise in Merrick, NY, holding a Series 66 designation and nine years of industry experience. He has been with Ameriprise and its affiliate since 2014. Outside of his advisory role, he serves on a nonprofit Board of Directors. Ameriprise provides retirement-income planning services aimed at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Linda Zimmerer is a Financial Consultant at Fidelity Investments, a position she has held since 2026. She has been with Fidelity Investments since 2022, progressing through roles including Financial Representative, Relationship Manager, and Planning Consultant. Her professional experience at Fidelity Investments has involved working closely with clients to develop financial plans that align with their goals and priorities. She focuses on building financial strategies that aim to provide peace of mind and security for individuals and their families. Linda is committed to positively impacting each person she partners with by guiding them through dynamic financial planning processes.

Michael Jappell is a Series 66 licensed financial advisor with 18 years of industry experience. He has worked at Wells Fargo Advisors since 2026 and previously spent 14 years at J.P. Morgan Securities and 16 years at JPMorgan Chase Bank, N.A. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers comprehensive financial planning services using proprietary research and tools, with a focus on tailored recommendations across various complex planning areas.

Pranay Patel is a financial advisor with Primerica Advisors, holding a Series 66 designation and 13 years of industry experience. Prior to joining Primerica, he worked at SA Stone Wealth Management Inc. and has been involved in various businesses including mortgage loan origination and consulting in commercial real estate. He also owns Patel Consulting & Services Inc. and has activities in real estate sales and tax preparation. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors and some corporate and charitable clients. The firm operates through a large network of advisors and offers model-driven investment strategies supported by third-party asset managers and custodial services.

Christopher Nicolosi is a financial advisor with LPL Financial in Melville, NY, holding the Series 63, Series 65, and Series 66 designations. He has 35 years of industry experience, including prior roles at Oppenheimer, Stifel Nicolaus & Co Inc, Fidelity, and BNY Mellon Securities Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Kurt Burger is a financial advisor at Fidelity with 37 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Investments since 2011. His current roles include positions at Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, utilizing model portfolios built from mutual funds, ETFs, and ETPs.

Richard Mazur is a financial advisor at Ameriprise with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, Mazur participates in a faith-based men's group focused on family and community support. Ameriprise serves clients primarily through its retirement-income planning service, targeting individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written, non-discretionary retirement income recommendations, supported by a centralized consulting team and an emphasis on assets held in Ameriprise-managed accounts.

Howard Weinstein is a ChFC® with 41 years of industry experience and has been with Equitable Advisors since 1999. He holds Series 63 and Series 65 licenses and is located in Melville, NY. Outside of his advisory role, he is involved in outside insurance activities with Oxford Health and acts as power of attorney for his spouse, Kathleen Sullivan. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party program sponsors.

Keunmi Choi is a Senior Financial Advisor affiliated with Merrill Lynch Wealth Management. He provides clients with personalized wealth plans that integrate investment insights from Merrill and banking solutions from Bank of America. With a customer-first, goals-based wealth management approach, he focuses on helping clients build predictability into their financial futures. Keunmi Choi has experience working with a wide range of client needs, including college education planning, family wealth management, international wealth management, retirement income, tax minimization, and small business strategies. He also has expertise in corporate benefit programs such as equity compensation, defined benefit and contribution plans, and nonqualified deferred compensation. Fluent in English and Korean, he offers services to a diverse client base. He holds a Bachelor's Degree from Baylor University and an MBA from Georgia State University. Keunmi Choi holds the Personal Investment Advisor (PIA) designation. In addition to his professional work, he is a member of Evergreen Church and serves as President of the Air Force Academy Central Texas chapter.

David Schiebelhuth is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following eight years at J.P. Morgan Securities. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services under both direct and corporate financial planning agreements.