Michele Irby is a financial advisor at Primerica Advisors with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Primerica Advisors and Primerica Financial Services since 2017. Her prior experience includes employment at the U.S. Census Bureau and CUNY. In addition to advisory services, she is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which features model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Juliette Carman is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley, she worked at Ankura Consulting and held positions at Villanova University and St. Anthony's High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides a variety of advisory programs, including tailored financial planning that uses structured discovery conversations and firm-approved planning tools.

Christopher Beatrice is a financial advisor at J.P. Morgan Securities with 33 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Scottrade Investment Management and Scottrade, Inc. In addition to his advisory role, he is a partial owner and secretary of ABC Vending and serves as an umpire for youth baseball and softball with the East Coast Umpires Association. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research and includes broader derivatives and commodities capabilities.

Taylor Goepfert is a financial advisor at Morgan Stanley with six years of industry experience. He holds Series 66 and Series 63 licenses and has been with Morgan Stanley since 2018, including his current role at Morgan Stanley Private Bank, N.A. prior to which he attended Fairfield University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning supported by structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Eric Scaturro is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and Charles Schwab Bank since 2014 and 2015, respectively. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management through its integrated broker-dealer and investment adviser platform.

Daniel Scansaroli is a financial advisor at UBS Financial Services with five years of industry experience. His prior roles include positions at BlueMountain Capital Management LLC and J.P. Morgan Chase & Co. He holds a Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals.

Janet De Rosa is a financial advisor with Charles Schwab, holding a Series 66 designation and 13 years of industry experience. Her career includes roles at Fidelity Investments and TD Ameritrade before joining Charles Schwab and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and centralized operational infrastructure.

John Murphy is Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2012. In this role, he partners with high net worth clients to develop financial plans and support their long-term goals. Prior to joining Fidelity, he worked as a Financial Consultant at Maxim Group from 2011 to 2012. With over a decade of experience in financial consulting, John provides guidance tailored to clients of varying levels of investment knowledge, from novices to sophisticated investors. He holds a California Insurance License, which supports his ability to offer comprehensive financial advice. John emphasizes creating a comfortable and trustworthy environment that prioritizes clients' interests. His approach ensures clients have confidence in the advice and support they receive throughout their financial planning journey.

Glenda Ross is a financial advisor at Merrill with 29 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Merrill since 1998. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Tracy Baluyot is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to joining Morgan Stanley in 2025, she worked at J.P. Morgan Chase Bank and J.P. Morgan Securities from 2016 to 2025. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct plans and Corporate Financial Planning agreements.

Jonathan London is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2012 to 2020. Beyond his advisory role, he serves as Co-Chair on the Board of Directors for Gotham NextLevel. Ameriprise is a large institutional firm offering a retirement-income planning service tailored to clients with substantial investable assets, combining research, modeling, and tax-efficient strategies to provide personalized, non-discretionary recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Daniel Brown is a financial advisor with Morgan Stanley in Garden City, NY, holding a Series 66 designation and 15 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct individual plans and Corporate Financial Planning agreements.

Brian Bott is a financial advisor with Edward Jones, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Vanderbilt Securities, Osaic Wealth, American Portfolios, First National Bank of Long Island, Simplay, and Leslie's Poolmart. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including households of varying net worth, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies and affiliated services under a fiduciary standard.

Kathleen Bostroem is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 22 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Lenny Sun is a financial advisor with LPL Enterprise who holds a Series 63 designation and has 24 years of industry experience. He has worked at Prudential Insurance Company of America and Pruco Securities, LLC from 2004 to 2024 before joining LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and corporate entities. The firm primarily uses model-driven portfolios developed by in-house and third-party strategists and offers access to third-party asset managers and a variety of financial planning services.

Alaina Guarino is a Financial Advisor affiliated with Merrill Lynch Wealth Management. She contributes to the JB Wealth Management Group, where she collaborates with team members to address client needs through a combination of client-management skills, planning, and product knowledge. While specific details about Alaina’s experience, education, and credentials have not been provided, the team focus areas include family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, portfolio management, small business strategies, special needs planning, tax minimization, and retirement income. Personal interests related to team members include basketball, boating, bowling, football, golfing, hunting, pickleball, soccer, spending time with family, and traveling.

John Peirano III is a CFP® with 27 years of experience in the financial services industry. He is currently with Morgan Stanley in Garden City, NY, where he has worked since 2014, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and Estate Planning Strategies.

David Lazaros is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including customized financial planning supported by a structured discovery process and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct individual plans and Corporate Financial Planning agreements.

Sean Lane is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2016. Lane serves on several nonprofit boards, including the Irish National Theatre and the NYC St. Patrick’s Day Parade Foundation, among others, without receiving income for these roles. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs. The firm offers tailored financial planning supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Robert Blakeman Jr. is a financial advisor with Wells Fargo Clearing in Garden City, NY. He holds Series 63 and Series 65 licenses and has 36 years of industry experience. Prior to joining Wells Fargo in 2023, he worked at Bank of America and Merrill, with overlapping tenures spanning from 2009 to 2023. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.