John Hoag is a financial advisor at CIBC Private Wealth Advisors, Inc. with five years of industry experience. He holds the Series 65 designation and has worked at CIBC Private Wealth since 2019, following a three-year tenure at Glenmede Trust Company. CIBC Private Wealth Advisors offers investment advisory and wealth management services to a diverse range of clients, including high net worth individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm employs a collaborative investment process involving an internal team and committees to create customized portfolios, using a combination of proprietary and external strategies, and serves a notable number of investment company clients.

Chi Lam is a financial advisor with Citigroup Global Markets, holding Series 66 and Series 63 licenses and bringing 16 years of industry experience. Prior to joining Citigroup in 2022, he worked at JP Morgan Chase Bank N.A. for four years and at Scottrade from 2016 to 2018. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees, and combines large institutional scale with unique market roles and arrangements.

Kevin Johnson is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup Global Markets since 2017, following four years at JP Morgan Securities LLC. Based in New York, NY, his career spans significant roles at major financial institutions. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Eleni Nikiforou is a financial advisor at Oppenheimer with a Series 66 designation and 10 years of industry experience. She has been with Oppenheimer since 2015. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services, employing strategic and tactical asset allocation, manager selection, and various investment strategies tailored to client objectives.

Albert Bergmann Sr. is a financial advisor with OSAIC Institutions, Inc. who holds Series 63 and Series 65 licenses and has 29 years of industry experience. He has served as a financial consultant and program manager at Ridgewood Savings Bank since 2016. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer model.

Andre Campbell is a financial advisor at TD Private Client Wealth LLC with five years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at TD Bank N.A. since 2013, joining TD Private Client Wealth LLC in 2020. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients. The firm combines strategic and tactical asset allocation with investments from both affiliated and third-party sub-managers, offering ongoing portfolio management, financial planning support, and custody via third-party custodians.

Daniel Gardner is a financial advisor at Citigroup Global Markets with Series 63 and Series 66 licenses and six years of industry experience. He has previously worked at Empower Financial Services, Ally Invest Advisors, and Fidelity Brokerages Services LLC, among other firms. Gardner is based in New York, NY. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with specialized market roles such as acting as a security-based swap dealer and futures commission merchant.

Daniel Curran is a financial advisor at Cerity Partners LLC with five years of industry experience. He previously worked at Graypoint LLC for six years and Bender Lane Advisory, LLC for five years. He holds a Series 63 designation. Cerity Partners provides customized wealth management and related services to a diverse national client base, including individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and proprietary quantitative screening to build client programs across discretionary and non-discretionary portfolio management, financial planning, and alternative investments.

Robert Althoff is a financial advisor with HSBC Securities (USA) Inc. in Brooklyn, NY, holding Series 66 and Series 63 credentials and 20 years of industry experience. He has worked at HSBC Securities and HSBC Bank USA since 2007. Outside of his advisory role, he is the President of Long Drive Appraisals Corp., a company that appraises vehicle damage following accidents. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm uses a range of model risk profiles and combines strategic and tactical asset allocation with global fund due diligence, providing both client-directed and discretionary portfolio options.

Patrick Murray is a financial advisor at Cerity Partners LLC in New York, NY. He holds the CFP®, CFA®, and Series 66 designations and has six years of industry experience, all with Cerity Partners. Cerity Partners provides customized wealth management services to a wide national client base, including individuals, families, trusts, business entities, and institutional investors. The firm offers tailored asset allocation, manager selection, and portfolio rebalancing, utilizing proprietary quantitative tools alongside third-party managers and individual securities.

Ari Wald is a CFA® charterholder with 20 years of industry experience and has been with Oppenheimer since 2014. He serves as Head of Technical Analysis at the firm and is applying for a board position at the CMT Association, a nonprofit focused on technical analysis education and practice, where he has been involved for over a decade. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as investment management, consulting, and financial planning. The firm employs strategic and tactical asset allocation, manager selection, and a variety of investment strategies, with a distinct approach that includes both discretionary and non-discretionary management and roles as a qualified custodian.

Dennis Mclaughlin is a financial advisor at Citigroup Global Markets with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at CitiGroup since 2018, following eight years at Wells Fargo Advisors LLC. Based in New York, NY, he is part of a large team of advisors servicing diverse client needs. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research and acting as a security-based swap dealer and futures commission merchant.

Evan Pollack is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and eight years of industry experience. He has worked at firms including Penn Mutual Life Insurance Company, Park Avenue Securities, Guardian Life Insurance Company, and Trillium Management. Outside of his advisory role, Pollack owns A & E Machines LLC, a service business focused on short-term rental of heavy machinery assets. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services with a broad network of advisers and third-party asset manager relationships, managing over $8 billion in discretionary assets.

Casey Riviezzo is a CFP® professional with four years of industry experience, currently serving as an advisor at Wealthspire Advisors since 2019. Prior to joining Wealthspire, Casey held positions at Interlock Financial and Rynkar Vail & Barrett LLP. Wealthspire Advisors is an SEC-registered investment adviser managing approximately $34.3 billion in assets for nearly 9,700 clients. The firm serves individuals, corporate and pension plans, nonprofits, and foundations, employing an institutional-style asset allocation approach using mutual funds, ETFs, private investments, and separate account managers under centralized oversight.

Mahanoor Hussain is a financial advisor at Citigroup Global Markets with two years of industry experience. She holds the Series 66 designation and has worked at Citigroup since 2023, with previous roles including positions at Deutsche Bank and the University of Miami. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles such as swap dealing and futures commission merchant operations.

Michael Ajello Jr. is a financial advisor at Corient with five years of industry experience. He previously worked at Inverness Counsel, LLC for 13 years. Corient provides investment advisory and financial planning services to a diverse client base including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach combining proprietary strategies with third-party managers and uses risk management tools and continuous portfolio monitoring.

Jeffrey Vogel is a financial advisor at Hightower Advisors with 28 years of industry experience. He has been with Hightower Advisors and its affiliated broker-dealer, HighTower Securities, LLC, since 2014. He holds Series 63 and Series 65 licenses. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, pension and profit-sharing plans, charitable organizations, corporations, and trusts. The firm emphasizes manager selection and multi-manager solutions, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting through a broad network of advisor practices.

John Neumann is a financial advisor at Guardian Life with over 36 years of industry experience. He holds the ChFC® designation and Series 63 license. His career includes roles at Park Avenue Securities, Guardian Life Insurance Company, P.J. Robb Variable Corp., Crump Life Insurance Services, and MassMutual Financial Group. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage services, financial planning, and a range of investment advisory programs.

Alexandra Levi is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. She has been with Commonwealth and Element Financial Group since 2011, where she serves as managing partner and owner of Element Financial Group LLC. Outside of her advisory work, she has participated in public service announcements addressing improvements in the education system. Commonwealth Financial Network supports a national network of approximately 2,950 advisors by providing a range of advisory programs and services, including wealth management and retirement plan consulting. The firm offers various program structures and discretionary model portfolios, delivering operational and practice-management support to affiliated advisors.

Karen Fortunato is a financial advisor at Hightower Advisors with five years of industry experience. She holds a Series 66 designation and previously worked at Ameriprise and Edward Jones. Prior to her financial career, she was employed in the food service industry. Hightower Advisors delivers investment advisory and planning services to a diverse range of individual and institutional clients, utilizing a multi-manager approach that includes proprietary research, discretionary and non-discretionary portfolio management, and access to alternative investments and private funds.