Joseph Sitaras is a financial advisor with LPL Financial in Bay Shore, NY, holding the Series 63 designation and bringing 26 years of industry experience. He has worked concurrently with Flagstar Bank N.A. and LPL Financial since 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing both discretionary and non-discretionary strategies.

Annette Lyubchenko is a financial advisor with UBS Financial Services in Melville, NY, holding a Series 66 designation and having one year of industry experience. Her prior roles include positions at The Shack and Marist College. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Linda Lynch is a financial advisor with Wells Fargo Advisors in Melville, NY, holding Series 63 and Series 65 designations and bringing 46 years of industry experience. She has worked at Wells Fargo Clearing previously and co-owns Lynch Bellmar Investments LLC, serving as co-trustee of the firm. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory services with banking, lending, trustee services, and affiliated fund strategies.

Christopher Rowe is a Series 66-registered advisor with Equitable Advisors in Melville, NY. He joined Equitable Advisors in 2026 and has prior experience in sports publications, marketing, and legal support roles. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, primarily utilizing third-party asset managers and advisory platforms.

Karen Coffey is a financial advisor with Morgan Stanley in Melville, NY, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Michael Ballin is a financial advisor at OSAIC with 43 years of industry experience. He holds Series 63 and Series 65 designations and previously spent 18 years at American Portfolios Financial Services, Inc. He also operates an independent life and health insurance sales business. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process focuses on model-based asset allocation and portfolio optimization supported by various analytical tools and offers both discretionary and advisor-managed strategies.

James Mc Carron is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked previously at Equitable and JPMorgan Chase Bank, N.A. Outside of finance, he has experience working with HTB Flag Football and Burrito Mariachi. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process integrates quantitative and qualitative research to deliver written asset allocation advice and customized reporting, with clients retaining final decision-making authority.

Neil Filomena Jr. is a ChFC® with 20 years of industry experience, currently serving as a financial advisor at OSAIC since 2018. Prior to joining OSAIC, he worked at SII from 2014 to 2018. Outside his advisory work, he is involved in youth athletic coaching for lacrosse and basketball in the Long Island area. OSAIC serves a diverse client base including retail and institutional investors, offering both brokerage and advisory services through a comprehensive, multi-advisor platform that utilizes model-based asset allocation and portfolio optimization.

Helen Wang is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. Her career includes roles at Citigroup and JPMorgan Chase, including JPMorgan’s Hong Kong branch. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions. The firm combines internal Chief Investment Office strategies with third-party managers and supports customized investment restrictions and tax-aware options.

Joseph Cardino is a financial advisor with Primerica Advisors in Farmingdale, NY, holding a Series 63 designation and nine years of industry experience. His background includes roles at AMM Industries, First Student, PFS Investments Inc., Lantern Energy, and Primerica Financial Services. Outside of advising, he is involved in sales of investment-related products and receives compensation for referrals of home security and automation products through affiliates of PFS Investments Inc. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services through a large network of financial advisors using model-driven strategies and offers a range of portfolio management options supported by third-party managers and custodians.

Dylan Rivera is a financial advisor at Equitable Advisors with three years of industry experience and holds a Series 66 designation. His prior work includes roles at the New York State Division of Homeland Security and various positions in education. Equitable Advisors serves individual and institutional clients, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm offers a range of advisory models implemented by third-party managers and focuses on matching clients to appropriate program models based on personal and plan information.

Blake Valli is a financial advisor at Wells Fargo Advisors with a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo Advisors in 2022, he worked at Laz Parking and held positions at Marjory Stoneman Douglas High School and West Glades Elementary School. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including niche areas such as business-owner transition planning and special-needs analysis, using Wells Fargo research and tools to develop tailored recommendations.

Elizabeth Golden is a financial advisor with Morgan Stanley in Hauppauge, NY, holding a Series 63 designation and 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Melissa Sidor is a Series 66 licensed financial advisor with six years of industry experience, currently with Wells Fargo Advisors in Melville, NY. Her background includes roles at Merrill and multiple law firms, and she is a licensed attorney in New York. Outside of her advisory work, she serves as a trustee for a deceased friend’s trust on behalf of the beneficiary. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides tailored financial planning across a broad range of areas, utilizing proprietary research and tools, with flexible implementation options through brokerage or advisory programs.

Cheryl Seward is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 20 years of industry experience. She has worked with Avantax Advisory Services and Avantax Investment Services, and currently serves as President of Freedom Tax & Wealth Management Inc., which focuses on income tax preparation for individuals and families. Outside of financial services, she is involved with Beach Fitness, consulting on fitness matters. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts, offering multiple portfolio management and financial planning services through a large network of independent advisors. The firm utilizes a multi-manager platform with various program options and custodial relationships, managing over $256 billion in assets.

David Barnett is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His previous roles include positions at Merrill and Bank of America. He serves as a trustee at St. Anthony’s High School in New York. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates proprietary research and model-based asset allocations with institutional trading capabilities to provide tailored financial planning and portfolio management services.

Robert Eisenstadt is a financial advisor at LPL Enterprise with 26 years of industry experience. He holds Series 65 and Series 66 designations and has worked at Prudential Insurance Company of America, PRUCO Securities, Penn Mutual Life Insurance, and Hornor Townsend & Kent. His other business activities include involvement with Prudential-sponsored non-variable insurance. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is typically model-driven, with access to third-party asset managers and participation in the Model Wealth Portfolios wrap program.

Dawn Charmatz is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and 66 licenses and has worked at firms including Royal Alliance Associates, Primerica Advisors, and AXA Advisors. Outside of finance, she is involved in an online women's and children's clothing business and serves as a group fitness cycle instructor for a nonprofit organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Brian Hans is a Series 66 licensed financial advisor with seven years of industry experience, currently with UBS Financial Services since 2019. Prior to joining UBS, he worked at Arnold & Porter LLP for five years and Winston & Strawn LLP for one year. UBS Financial Services serves individual, corporate, and institutional clients through a variety of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates proprietary market research and model-based asset allocations with institutional trading capabilities and wealth management services.

Mark Alber is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Morgan Stanley. He has been with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, National Association since 2016. Outside of his advisory role, he is a partner in Alber Enterprises 1 LLC, a real estate business based in St. James, NY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individual and institutional clients. The firm’s financial planning process utilizes structured discovery conversations and approved planning tools, serving clients through both direct engagements and corporate financial planning agreements.