Kevin Roth is a financial advisor at Merrill with 39 years of industry experience. He holds the Series 63 and Series 65 credentials. Prior to joining Merrill in 2024, he worked at UBS Financial Services for five years and spent a combined 19 years at HSBC Bank USA and HSBC Securities (USA) Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Hans Vermes is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 1999. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party solutions.

Joseph Perri is a financial advisor at Cetera with 28 years of industry experience. He holds a Series 63 designation and previously worked for Cambridge Investment Research Advisors, Inc. for 10 years before joining Cetera in 2025. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management and a nationwide network of more than 10,000 advisors.

Michael Kash is a financial advisor with Primerica Advisors, holding the CFP® and PFS™ designations, and has 29 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1995. Outside of his advisory role, he serves as an executor for multiple estates. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selective separately managed accounts to individual and high-net-worth clients via a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, focusing on a tiered percentage-based fee model.

Julie Deliso is a financial advisor with Mass Mutual Investors Services in Hauppauge, NY, holding a Series 63 designation and with 34 years of industry experience. She has worked with Mass Mutual-related firms since 2016. Outside of her advisory role, she owns a separate business called Jo Jo Motors in Northport, NY. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual engagements that use firm-approved tools to develop written recommendations.

Morgan Weil is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. He has previously worked at Ameriprise Financial Services, Inc. for 15 years. Weil is also involved in administrative duties at Hendel Wealth Management Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a wide network of advisors and affiliated firms.

Alexander Vail is a financial advisor at Raymond James Financial Services Advisors, Inc. with two years of industry experience. He holds a Series 66 designation and has held roles at Raymond James Financial Services and Ameriprise, along with experience in nonprofit and healthcare organizations. Vail is also associated with Vail & Associates, a financial advisory support business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base that includes individuals, high-net-worth clients, corporations, pension plans, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through its affiliation with a municipal advisor.

Lev Brickman is a financial advisor at Ameriprise with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise since 2009. Ameriprise offers a retirement-income planning service targeting individuals with at least $1,000,000 in net investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored retirement planning through a centralized consulting team.

Cameron Kreider is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 65 securities licenses. His work history includes roles at AXA Advisors, Equitable Financial Life Insurance, and University at Albany. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Joseph Petteruto is a financial advisor at Merrill with 25 years of industry experience and holds a Series 66 designation. He previously worked at Morgan Stanley for nine years before joining Merrill in 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Kitevski is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and possessing 35 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is involved with a trust based in Bethpage, New York. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, utilizing structured discovery processes and firm-approved tools to develop client plans.

Jeffrey Palmese Jr. is a financial advisor at Merrill with Series 63 and Series 66 licenses and four years of industry experience. He previously worked at Key Private Bank and T Capital Management. He has held equity ownership in a local business owned by his wife but has no active involvement. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lee Neugebauer is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and previously spent eight years with J.P. Morgan Securities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

Fabio Purita is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Capital One prior to his current role. Outside of finance, his background includes time spent in education and technology sectors, such as roles at Binghamton University and Zebra Technologies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Samantha Clark is a financial advisor with Mass Mutual Investors Services in Hauppauge, NY, holding a Series 63 designation and having 24 years of industry experience. She previously worked at Guardian Life from 2001 to 2019 before joining Mass Mutual in 2019. Clark serves as a board member for the American Heart Association. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using collaborative, software-supported approaches to deliver written recommendations tailored to client goals.

James Verdi is a CFP® with 26 years of experience in the financial services industry. He currently works at LPL Financial, joining in 2025 after 16 years with American Portfolios and a year at OSAIC. Outside of advising, he is a business owner of E & S Payroll Services and holds a notary commission in New York. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Laura Perez is a Financial Advisor at Merrill Lynch Wealth Management, where she works with clients to develop holistic financial strategies utilizing the firm's broad range of resources, including investment, banking, risk management, and fiduciary services. She focuses on helping clients plan for their financial futures and pursue their life goals by identifying wealth management needs such as investment and risk management, income and liquidity management, wealth transfer, and estate planning services. With more than 16 years of diverse experience, Laura is committed to building and strengthening multigenerational client relationships. She began her career at Merrill in 2010 and, prior to joining the Leiman team in 2018, supported the firm's division leadership, supervising over 1,400 financial advisors in the Northeast and assisting a team that supported more than 100 international advisors across 30 markets. She holds a degree in Business Administration from Baruch College and from La Guardia Community College, and she is a Personal Investment Advisor (PIA). Originally from Bogota, Colombia, Laura speaks English and Spanish and has knowledge of Portuguese. She is an active member of the Women's Exchange and participates in the Hispanic/Latino Organization for Leadership and Advancement (HOLA) and the Hispanic/Latino Advisory Council (HLAC). She resides on Long Island with her husband and two children, where she enjoys painting, hiking, and spending time with her family.

Alyssa Oviasogie is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and three years of industry experience. She previously worked at Merrill and has a diverse background including roles at LA Fitness and Stony Brook University. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options that include retirement, education, risk management, and specialized services such as business-owner transition and special-needs planning. The firm combines advisory services with banking and other financial products, tailoring recommendations based on firm research and planning tools.

Dickran Kabarajian is a financial advisor with Equitable Advisors who holds Series 63 and Series 65 licenses and has 33 years of industry experience. He has worked at Equitable Advisors since 2016 and was previously with Axa Advisors from 2016 to 2020. Outside of his advisory role, he is the owner of Kabco Benefits Group and serves as a Flotilla Commander for the U.S. Coast Guard Auxiliary, as well as a director of the Masthead Yacht Club. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives. The firm utilizes a variety of third-party advisory programs and offers ERISA fiduciary services while combining proprietary and third-party investment solutions.

Matthew Sandler is a CFP® professional with 23 years of industry experience, currently serving at J.P. Morgan Securities since 2015. His prior experience includes roles at TIAA-CREF and Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, incorporates forward-looking capital market assumptions, and includes broader derivatives and commodities capabilities.