Laura Hoffman is a CFP®-credentialed financial advisor with 13 years of industry experience. She has been with J.P. Morgan Securities since 2012 and also worked at JPMorgan Chase Bank from 2012 to 2017. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Frank Pecorella is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has worked at LPL Financial since 2022 and maintains concurrent roles at Cuna Brokerage Services and Cuna Mutual Group since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside model portfolios and research from various sources.

Michael Rooney is a financial advisor with Morgan Stanley, holding a Series 63 credential and bringing 36 years of industry experience. He has worked at Merrill from 1989 to 2016 and has been with Morgan Stanley and its Private Bank since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services directly to individuals as well as through corporate financial planning agreements.

Karen Molina is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2007. Outside of her advisory role, she works as a sales consultant for Oliveda, a for-profit company based in Santa Monica, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Leger is a financial advisor at Cetera with 39 years of industry experience. He holds the Series 63 designation and has worked at multiple firms including Avantax and TurboTax. Outside of his advisory role, he owns and operates JEM Consulting, a tax preparation and accounting business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Kelly Powers is a financial advisor at Cetera with 32 years of industry experience. He holds the ChFC® designation along with Series 63, 65, and 66 licenses. His prior roles include positions at Avantax Advisory Services and Equitable Advisors. Powers is also a vice president at S & P Associates of LI, Inc., where he manages investment portfolios and client relationships. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to both affiliated and third-party investment strategies.

Stephen Levine is a financial advisor at Cetera with 62 years of industry experience. He holds the ChFC® and Series 63 designations. His professional background includes long-term roles at Cetera Wealth Services, LLC and his own firm, Stephen Levine & Associates Ltd. He also works as an independent insurance agent in life, accident, and health insurance. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and retirement services through a large nationwide network of advisors and operates a multi-manager platform with access to both affiliated and third-party investment managers.

Lawrence Sienkiewicz is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Prior to joining Ameriprise in 2021, he worked at HSBC Bank USA and HSBC Securities (USA) Inc. from 2016 to 2021. He is also president of Lawrence E Sienkiewicz INC, a consulting business, and is involved with certainty of uncertainty, LLC, an advisor-owned entity that manages his practice. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Laurence Paul is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America, LPL Enterprise, and The Prudential Insurance Company of America. Outside of his advisory work, he serves as a quality assurance representative for a healthcare service and works part-time in hospitality as a valet. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Murphy is a financial advisor with Equitable Advisors, holding the ChFC® designation along with Series 63 and Series 65 licenses, and has 46 years of industry experience. He has been with Equitable Advisors since 1999, having also worked with Axa Advisors, LLC for over two decades. Outside of his advisory role, he is involved in health insurance, including term and universal life insurance products with VOYA. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a client intake process to tailor services, offering written financial plans and advisory programs in a hybrid referral and implementation model that includes both discretionary and non-discretionary asset management.

Jason Kimlick is a Financial Advisor with Merrill Lynch Wealth Management, serving clients from his office in Melville, NY. He works with individuals and families to connect all aspects of their financial lives, helping them prioritize and pursue the goals that matter most. Jason is available to assist clients in person, through video conference, or by phone, offering personalized wealth management strategies tailored to each client's unique financial situation. With 15 years of experience in the financial services industry, Jason joined Merrill Lynch Wealth Management in 2017. He focuses on serving high-net worth individuals, pre-retirees and retirees, clergy, young professionals, and LGBT families. His areas of expertise include college education planning, family wealth management strategies, managing new wealth, retirement income, and socially responsible investing. Jason holds a Personal Investment Advisor (PIA) designation. Jason earned a Bachelor's Degree in Aviation and Business Administration from Averett College and a Master's Degree in Divinity from the Baptist Theological Seminary at Richmond. Outside of his professional role, he is involved with various community organizations including the Alzheimer's Association Long Island Chapter, American Red Cross of Long Island New York, Habitat for Humanity International Inc, and Ronald McDonald House Charities New York Metro Inc. His personal interests include antiquing, cooking, and traveling.

Kevin Roth is a financial advisor at Merrill with 39 years of industry experience. He holds the Series 63 and Series 65 credentials. Prior to joining Merrill in 2024, he worked at UBS Financial Services for five years and spent a combined 19 years at HSBC Bank USA and HSBC Securities (USA) Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Hans Vermes is a financial advisor at Equitable Advisors with 32 years of industry experience. He has held positions at Equitable Advisors and its predecessor, AXA Advisors, since 1999. Vermes holds Series 63 and Series 65 licenses. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to clients.

Joseph Perri is a financial advisor at Cetera with 28 years of industry experience. He holds a Series 63 designation and previously worked for Cambridge Investment Research Advisors, Inc. for 10 years before joining Cetera in 2025. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management and a nationwide network of more than 10,000 advisors.

Michael Kash is a financial advisor with Primerica Advisors, holding the CFP® and PFS™ designations, and has 29 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1995. Outside of his advisory role, he serves as an executor for multiple estates. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selective separately managed accounts to individual and high-net-worth clients via a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, focusing on a tiered percentage-based fee model.

Julie Deliso is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 33 years of industry experience. She has been with Mass Mutual Investors Services since 2017 and also has experience with MassMutual Life Insurance Company dating back to 2016. Outside of her advisory role, she is an independent insurance agent and owns a motor vehicle business in Northport, NY. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning and asset management services, using firm-approved analytical tools to support client goals with structured, collaborative planning.

Morgan Weil is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. He has previously worked at Ameriprise Financial Services, Inc. for 15 years. Weil is also involved in administrative duties at Hendel Wealth Management Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a wide network of advisors and affiliated firms.

Alexander Vail is a financial advisor at Raymond James Financial Services Advisors, Inc. with two years of industry experience. He holds a Series 66 designation and has held roles at Raymond James Financial Services and Ameriprise, along with experience in nonprofit and healthcare organizations. Vail is also associated with Vail & Associates, a financial advisory support business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base that includes individuals, high-net-worth clients, corporations, pension plans, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through its affiliation with a municipal advisor.

Lev Brickman is a financial advisor at Ameriprise with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise since 2009. Ameriprise offers a retirement-income planning service targeting individuals with at least $1,000,000 in net investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored retirement planning through a centralized consulting team.

Cameron Kreider is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 65 securities licenses. His work history includes roles at AXA Advisors, Equitable Financial Life Insurance, and University at Albany. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.