Charles Kurtzman is a financial advisor with Wells Fargo Clearing in Chesterbrook, PA, holding Series 63 and Series 65 licenses and having 38 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ryan Pinter is a financial advisor at Raymond James Financial with seven years of industry experience. He holds a Series 66 designation and previously worked at Cappelletti Pinter & Company PC and DeSales University. Outside of his advisory role, he is an associate at Birch Run Financial LLC, a support company in the financial sector. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and investment consulting using analytical tools and supports various advisory programs and institutional portfolio management.

Matthew Colflesh is a Wealth Management Advisor with Merrill Lynch Wealth Management, a position he has held since 2004. He has over 20 years of experience in Executive Benefit Compensation Plans, Wealth Management, and Portfolio Management. Matthew began his financial services career in Philadelphia with THE TODD ORGANIZATION® and Northwestern Mutual®, focusing on Wealth Management and Executive Benefits Consulting before joining Merrill. Matthew holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP) since 2013, Chartered Retirement Planning Counselor™ (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA), Retirement Accredited Financial Advisor (RAFA), and Personal Investment Advisor (PIA). He is a qualified Portfolio Manager in the Merrill Investment Advisory Program, managing personalized and defined strategies on a discretionary basis. Matthew is experienced in areas including college education planning, corporate retirement plan services, divorce transition planning, liquidity management, tax minimization, and retirement income strategies. He earned a Master’s Degree from Westminster Theological Seminary and a Bachelor’s Degree from Bloomsburg University of Pennsylvania. Matthew resides in Bucks County with his wife and six children. His personal interests include camping, cooking, hiking, and reading.

Matthew Robb is a financial advisor at Thrivent Investment Management with eight years of industry experience. He holds a Series 66 designation and previously worked at Fleetwood Bank before joining Thrivent in 2018. Outside of his advisory role, he serves as a seasonal Santa Claus impersonator and holds leadership positions on the boards of the Daniel Boone Optimist Club and the local Salvation Army advisory board. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations across a broad range of planning topics. The firm’s approach separates planning from managed-account services and does not include discretionary trading authority for its planning engagements.

Matthew Wright is a CFP® professional with 29 years of experience in the financial industry. He has been with Vanguard Advisers since 2000 and has worked at its parent company, The Vanguard Group, Inc., since 1996. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform and team servicing model.

Jarrod Smith is a financial advisor at Vanguard Advisers in Malvern, PA, holding a Series 66 designation with three years of industry experience. He has worked at The Vanguard Group, Inc. since 2022, with prior roles at Carshop and T-Mobile. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans, offering automated and human-supported investment advice through its digital and personal advisor services. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, and it manages a large client base through its automated platform combined with advisor support.

James Dunn is a CFP®-certified financial advisor with 22 years of experience, all of which he has spent at The Vanguard Group, Inc. He is based in Malvern, PA and holds a Series 63 license. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios mainly constructed from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Ethan Quirin is a financial advisor at LPL Financial with 17 years of industry experience. He holds a Series 66 designation and previously worked for Next Financial Group Inc for 13 years. Outside of advisory work, he is involved in legal services as an attorney and FINRA arbitrator, and he operates a tax preparation business under Top Dog Tax Planners. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Ryan Satterthwaite is a financial advisor at LPL Financial with seven years of industry experience. He holds the Series 66 designation and has previously worked at Waddell & Reed Inc. and Collegeville Tax. He is also involved in tax preparation and accounting through Collegeville Tax Services LLC and has an investment-related business, Stone Bridge Financial Partners. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, and institutions. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by in-house and third-party research.

Kelly Williams is a CFP®-credentialed financial advisor with 13 years of industry experience. She has been with Vanguard Advisers for six years and also has roles with Vanguard Marketing Corporation and The Vanguard Group, Inc. Kelly is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, using proprietary models to personalize asset allocations, and manages portfolios primarily with Vanguard funds and ETFs.

Brandon Young is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 designations. He has nine years of industry experience, including a decade at The Vanguard Group and prior work with Luigi & Giovanni Specialty Foods for thirteen years. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, and it serves a large client base through a digital delivery platform supported by its team of over 2,200 advisors.

Scott Walker is a CFP® certificant with 10 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2015. He is based in Malvern, PA, and has worked exclusively with The Vanguard Group during his career. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and manages portfolios mainly composed of Vanguard funds and ETFs.

Ashley Black is a financial advisor at Osaic with four years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at JPMorgan Chase Bank, J.P. Morgan Securities, Lincoln Financial Advisors, and Delphi Wealth Management Group. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, using asset-allocation tools and automated rebalancing to construct portfolios across various investment types.

Phillip Figueiredo is a financial advisor at Vanguard Advisers with three years of industry experience. He holds a Series 66 designation and has a background that includes ownership of Philly Figs Marketing Services, LLC, a marketing and copywriting business, as well as PF Publishing LLC, a publishing company. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, leveraging proprietary models and primarily Vanguard funds and ETFs.

Matthew Rafferty is a Wealth Management Advisor with Merrill Lynch Wealth Management and a member of the Rohr Group. He specializes in pre-and post-transaction advice, estate planning strategies, family legacy planning, philanthropic planning, and structured credit access through Bank of America. As a qualified Portfolio Manager, he builds and manages personalized investment strategies incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He can manage strategies on a discretionary basis through the Firm's Investment Advisory Program. Matthew holds a Bachelor's Degree from Georgetown University and graduated from St. Joseph's Preparatory High School. His professional designations include Certified Financial Planner (CFP), Chartered Alternative Investment Analyst (CAIA), Certified Plan Fiduciary Advisor (CPFA), and Chartered SRI Counselor (CSRIC). He focuses on sustainable, responsible, and impact investing, provides fiduciary services for qualified retirement plans, and is experienced with a broad range of alternative investments, including hedge funds, private equity, commodities, real estate, and managed futures. Matthew is a native of the Philadelphia suburbs and resides in Fort Washington, PA with his family. Outside of his professional work, he enjoys fishing, golfing, running, and spending time with his family.

Donald George Jr. is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He previously worked at Glenmede Trust for five years before joining The Vanguard Group in 2022. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, offering customized asset allocations and tax-aware features largely through Vanguard funds and ETFs.

David Steen is a financial advisor with Vanguard Advisers, holding Series 63, 65, and 66 licenses and two years of industry experience. Prior to his current role, he worked at Minnesota Life Insurance Company, Securian Financial Services, Delaware Valley Advisors, and has been a house master providing residential dormitory supervision at the Academy of the New Church Secondary School since 2018. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, focusing on retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to create personalized portfolios primarily consisting of Vanguard funds and ETFs.

Vincenzo Blaydon is a financial advisor with Vanguard Advisers, holding a Series 66 designation and three years of industry experience. His career includes roles at The Vanguard Group, Vanguard Marketing Corporation, and Freedom Mortgage Company. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Caitlin Gouck is a financial advisor at Fidelity with 10 years of industry experience. She previously worked at The Vanguard Group, Inc. for six years before joining Fidelity. She holds Series 63 and Series 66 licenses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Jay Detwiler is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has worked at The Vanguard Group since 2018 and was previously with Ameriprise Financial Services. Vanguard Advisers provides a combination of automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily using Vanguard funds and ETFs, and manages a large client base through a scalable digital platform combined with advisor support.