Miguel Castaneda is a financial advisor at TLG Advisors, Inc. with 14 years of industry experience. He holds the ChFC® designation and Series 66 license. His prior work includes roles at The Leaders Group Inc, CORNERSTONE INVESTMENTS, Arrival Point Financial, CONCOURSE FINANCIAL GROUP, and TIAA-CREF. Outside of his advisory work, he provides life insurance policy solutions through Arrival Point Financial. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering services including portfolio management, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios.

David Defazio is a financial advisor with Lincoln Investment, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Lincoln Investment Planning since 2013. He serves as a board member for the Erie County Redevelopment Authority, where he participates in voting on low-interest loan recommendations for businesses and nonprofits. Lincoln Investment provides financial planning and retirement plan advice to individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm employs a mix of strategic and tactical investment approaches overseen by an Investment Management & Research team and manages approximately $22.9 billion in advisory assets.

Steve Kach is a financial advisor with Lincoln Investment in Fort Washington, PA, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. He has been with Lincoln Investment since 2016. Outside of his advisory role, he serves as a board member and Corporate Secretary/Treasurer for A Church of Living Hope, where he participates in board meetings, chairs the finance committee, and manages financial oversight responsibilities. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, ERISA retirement plan advice, and a range of investment programs overseen by an Investment Management & Research team that utilizes both strategic and tactical approaches.

Kenneth Liddy is a financial advisor at Oppenheimer with 36 years of industry experience. He has held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Oppenheimer in 2017. He holds Series 63 and Series 65 credentials. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers advisory and brokerage services, employing strategic and tactical asset allocation along with a variety of investment strategies tailored to client objectives.

Kevin Gaines is a CFP® professional with over 31 years of experience in the financial services industry. He is currently affiliated with Private Advisor Group, LLC and has previously worked with Triad Advisors, Inc. and American Financial Group, Ltd. Outside of his advisory roles, Mr. Gaines co-hosts the podcast "Take Back Retirement," which provides retirement advice targeted toward women. Private Advisor Group, LLC is an SEC-registered advisory firm managing more than $41 billion across over 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers both discretionary and non-discretionary portfolio management, financial planning, and access to third-party asset management programs.

Eric Rhoads is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and having 22 years of industry experience. He has worked at firms including Lincoln Financial Distributors and State Farm Insurance prior to joining Hornor, Townsend & Kent in 2018. Outside of his advisory role, he has worked part-time in retail stocking shelves at a grocery store. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight with a focus on non-discretionary management.

Sebastiano Mancarella is a financial advisor with Lincoln Investment in Fort Washington, PA, holding a Series 66 designation and 21 years of industry experience. He has been with Lincoln Investment Planning since 2014. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of advisory programs using both strategic and tactical investment approaches.

Raymond Schmalz is a financial advisor at Lincoln Investment with 28 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Lincoln Investment since 2017. Lincoln Investment serves individuals, including high-net-worth clients, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, ERISA retirement plan advice, and a range of managed portfolio programs, utilizing both strategic and dynamic investment approaches.

Alan Puklin is a financial advisor with Lincoln Investment based in Fort Washington, PA. He holds Series 63 and Series 66 licenses and has 21 years of industry experience. His prior roles include positions at Capital Analysts, Ameriprise, Oppenheimer, and Morse Asset Management. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and advisory services, utilizing both strategic and dynamic investment approaches and managing approximately $22.9 billion in advisory assets.

Karen Rossi is a financial advisor at Hornor, Townsend & Kent, LLC with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2018. Rossi is also active outside her advisory role as an agent in life insurance brokerage and serves as an elected officer on her homeowners association board. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory programs, financial planning, and retirement plan consulting. The firm offers both discretionary and non-discretionary account options through a mix of in-house advice and third-party asset manager relationships, operating as both an SEC-registered adviser and FINRA-member broker-dealer.

Michael Koerick is a CFP® and holds a Series 66 license, with six years of industry experience. He is currently an advisor at Lincoln Investment and previously worked with 3Step Sports LLC in sports videography sales. Outside of his advisory role, he has experience as a sales representative in sports videography during events. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of managed portfolio programs, employing both strategic and dynamic investment approaches overseen by an in-house research team.

Beka Kervalishvili is a financial advisor at Citizens Securities, Inc. with six years of industry experience. She holds a Series 66 designation and previously worked at Bank of America, N.A., Merrill, and AT&T Inc. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating alongside its broker-dealer and insurance activities.

Christopher Shank is a financial advisor with Lincoln Investment, holding a Series 66 designation and starting his industry experience in 2025. Prior to joining Lincoln Investment, he worked at Phillips Financial Services, where he also served as a bookkeeper and agent assistant. Shank’s background includes several years as a student before entering the financial services industry. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, ERISA retirement plan advice, and a range of advisor- and firm-managed investment solutions, employing both strategic and dynamic approaches overseen by its Investment Management & Research team.

Christopher Houchins is a financial advisor at Oppenheimer with 15 years of industry experience. He has held his current position since 2017 and previously worked at Stifel Nicolas from 2015 to 2017. He holds Series 63 and Series 66 designations. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services with an investment approach that includes strategic and tactical asset allocation, manager selection, and various equity and fixed-income strategies.

Justin Kovac is a financial advisor with Lincoln Investment in Fort Washington, PA, holding a Series 66 credential and four years of industry experience. He has worked at Ernst and Young LLP and is a partner at ATI Financial Services LLC, where he is involved in accounting, tax, and payroll services with limited power of attorney for IRS representation. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and various managed portfolio programs, utilizing both strategic and dynamic investment approaches overseen by an in-house Investment Management & Research team.

Kieran O Donnell is a financial advisor at Hornor, Townsend & Kent, LLC with a Series 66 designation. He began his advisory career in 2024 and previously worked in education at multiple institutions including West Chester University and the University of Scranton. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, managing approximately $8.37 billion in discretionary assets under management as of the end of 2025.

Brett Cole is a CFP® with 34 years of experience in financial planning and investment advisory services. He is currently affiliated with Kestra Advisory and has held roles at Kestra Investment Services, Tycor Benefit Administrators, and Tycor Asset Management since 2007. He operates out of Wayne, PA. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients, including plan sponsors. The firm offers fiduciary consulting, plan design and compliance testing, plan-level investment advice, and manages various third-party platforms and pooled plan solutions.

Richard Tardosky is a financial advisor with Lincoln Investment in Fort Washington, PA, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has worked at Lincoln Investment since 2017 and previously held roles at Legend Advisory Corporation and Legend Equities Corporation. Outside of his advisory work, he is the owner of Tardosky Agency, LLC, a marketing business. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of managed portfolio programs, employing both strategic and tactical investment approaches overseen by an Investment Management & Research team.

Elijah Haber is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 66 and Series 63 licenses and three years of industry experience. His prior work includes roles at Tusk Wealth Management and Integrity Affiliates, as well as positions outside finance in the food service industry. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm offers both advisory and broker-dealer services, managing substantial discretionary and non-discretionary assets through relationships with third-party asset managers.

Michael Hassell, Jr is a financial advisor at Janney Montgomery Scott with a Series 66 designation and less than one year of industry experience. His background includes multiple periods as a student prior to beginning his advisory role at Janney. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, and multiple advisory programs.