Maria Naranjo is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Morgan Stanley and its Private Bank division since 2016. Outside of her advisory role, she serves as a board member for the Charlotte Ballet, supporting its arts, education, and community engagement programs. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate agreements.

Olivia Eckstein is a Series 66 licensed financial advisor at UBS Financial Services with four years of industry experience. She joined UBS in 2020 after working at the Corporation for National and Community Service OIG and the Better Make Room Campaign. Outside of her advisory work, she is involved with the National Notary Association as a notary public. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Carlos Talamante Romo is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior roles include positions at JPMorgan Chase Bank, JPMORGAN Securities LLC, and Goldman Sachs. He serves on the boards of several nonprofit organizations focused on Latino communities and educational initiatives in the Washington, DC area. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Terrance Mcgowan is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He previously worked at Goldman, Sachs & Co. from 2005 to 2017 before joining Morgan Stanley and its Private Bank in 2017. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates advanced modeling tools.

Malik Waleed is a Financial Advisor at Merrill Lynch Wealth Management with a focus on tailoring investment strategies to meet the personal and professional financial goals of his clients. He specializes in family wealth management strategies, services for endowments, foundations, non-profits, personal retirement planning, and sports and entertainment sectors. His approach emphasizes building lasting relationships based on trust, transparency, and results. Mr. Waleed holds a Bachelor's Degree in Economics from the University of Maryland and has earned professional designations including the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Born and raised in the Washington DC Metro area, he brings deep knowledge of the region's financial landscape to his client work. He maintains active involvement in community initiatives by partnering with non-profit organizations to support their financial growth and impact. Outside of his advisory role, Mr. Waleed volunteers as a girls' basketball coach and trainer in the DMV area. He is a member of Kappa Alpha Psi Fraternity Incorporated. In his personal time, he enjoys reading, attending sporting events, playing tennis, and spending quality time with his fiancée and their daughter.

James Gray is a Senior Financial Advisor with Merrill Lynch Wealth Management. He is a member of Evolve Wealth Management, an advisory team within Merrill. James works with a diverse client base, including young professionals, non-profit organizations, and multi-generational families, focusing on aligning their values with their financial goals. He provides services across multiple locations and helps clients develop tailored financial strategies that reflect their priorities and aspirations. His approach emphasizes personalized planning to help clients understand their current financial position, define their objectives, and create purposeful strategies to achieve them. James's practice prioritizes using money as a tool to support a fulfilling life, rather than solely focusing on wealth accumulation. James holds a Bachelor's Degree from the University of North Carolina and maintains his Series 7 and 66 registrations through FINRA. He also holds the Personal Investment Advisor (PIA) designation.

Ronn Nuger is a financial advisor with Raymond James Financial in Annapolis, MD, holding a Series 63 designation and bringing 36 years of industry experience. He has worked with Raymond James since 1999 and has a diverse background that includes roles in insurance, CPA services, and training centers. Outside of finance, Nuger is a musician, performing as a singer, entertainer, and dancer. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services supported by analytical tools and has specialized programs for municipal advising and SIMPLE IRA employer consulting.

Carrie Stringfellow is a Series 66-licensed financial advisor with Morgan Stanley in Washington, DC, bringing 19 years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2012. Outside of her advisory role, she is involved as a partner in a real estate venture and owns a private investment business. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in assets and utilizing structured planning tools and modeling techniques as part of its process.

Casey Cooper is a financial advisor with Charles Schwab in Washington, DC, holding Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Charles Schwab, Cooper worked in various roles including at Future Medical Group and Great American Restaurants. Outside of advising, Cooper has bartended at events for the Irish Embassy. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with a distinctive operational structure and integrated custody and brokerage services.

Evan Downey is a financial advisor at RBC Capital Markets with 13 years of industry experience. He holds a Series 66 designation and has been with RBC Capital Markets LLC since 2011. Outside of his advisory role, he serves on the board of directors for Athletes Serving Athletes, a charitable foundation. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and portfolio management services tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

Natalie Meehan is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has previously worked at Citibank and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Renzi is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling as part of its financial planning process.

Marguerite Hodgkins is a CFP®-certified financial advisor at UBS Financial Services with 13 years of industry experience. She has been with UBS Wealth Management since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm delivers advisory work using proprietary research and model-based asset allocations tailored to clients' goals and risk tolerances.

David Jennings is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he works directly with clients to develop personalized financial strategies tailored to their individual goals. Utilizing resources from Merrill Lynch and Bank of America, he provides comprehensive wealth management solutions, including investment insights, banking convenience, and lending options. David holds a Master’s Degree from George Washington University and a Bachelor's Degree from the University of Massachusetts System. He has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His approach is grounded in collaboration, focusing on creating flexible strategies responsive to changing market conditions. In addition to his professional work, David is engaged in his community, volunteering with local organizations in keeping with the Merrill tradition of community participation.

Jean Cuadra is a financial advisor with Merrill in Hyattsville, MD, holding a Series 66 designation and four years of industry experience. He has worked at Merrill and Bank of America since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Michael Hill is a Series 66-licensed financial advisor with Morgan Stanley Wealth Management in Washington, DC, where he has worked since 2014. He has 12 years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved tools to model outcomes without providing individual security recommendations.

Matthew Teems is a financial advisor at UBS Financial Services with 34 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for over a decade at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a range of products supported by proprietary research and affiliated banking and lending programs.

Jeffrey Furniss is a financial advisor with LPL Financial in Annapolis, MD, holding a Series 66 designation and 21 years of industry experience. He worked at Lincoln Financial Advisors Corp for 20 years before joining LPL Financial in 2024. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including model portfolios, retirement plan consulting, and brokerage services.

Esse Breon is a financial advisor at J.P. Morgan Securities with credentials including Series 66 and Series 63 licenses and four years of industry experience. Prior to joining J.P. Morgan, Breon held positions at Morgan Stanley Services Group, Inc., VakifBank, and other firms, including roles outside the financial sector. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its investment recommendations and offers services on a non-discretionary basis with clients retaining final decision-making authority.

Carlos Benitez is a Wealth Management Advisor at Merrill Lynch Wealth Management. He serves a select number of high net worth families and business owners through integrated and customized wealth management strategies, including discretionary portfolio management, sophisticated retirement planning, stock-option analysis, and wealth-preservation and transfer strategies. Carlos is both a Domestic and International Financial Advisor. Carlos graduated with honors from the United States Naval Academy with a B.S. in Mechanical Engineering concentrating in Nuclear Engineering, where he also played soccer. He holds an M.B.A. from American University Kogod School of Business and graduated Beta Gamma Sigma. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, Carlos is an avid sports enthusiast who enjoys coaching. He is involved in community organizations such as Habitat for Humanity and the Naval Academy Alumni Foundation. He lives in Boca Raton with his wife Militsa and their four children.