Michael Germano is a financial advisor with Ameriprise in Fairfax, VA, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Ameriprise and its affiliates since 2009. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Alif Brahim is a Financial Consultant at Fidelity Investments, a position held since 2020. In this role, he focuses on understanding clients' unique financial situations and leveraging Fidelity's resources to create and execute tailored financial plans. Alif has over a decade of experience in the financial services industry. Prior to joining Fidelity, he worked as a Financial Consultant at HSBC Securities from 2016 to 2020. His previous roles include Citigold Relationship Manager at Citi (2014-2016), Regional Bank Private Banker at Wells Fargo (2012-2014), Financial Advisor at Capital One (2008-2012), and Sales and Service Associate at Chevy Chase Bank (2007-2008). Outside of his professional work, Alif enjoys food, social events with friends, music, pets, tennis, and volunteering.

John Randall is a financial advisor at UBS Financial Services in Washington, DC, holding a Series 66 designation. He began his career in the financial services industry in 2025 and has experience in various non-financial roles, including positions at Valet Living, Bowa Construction, and entrepreneurial ventures such as Party Bounce House Rentals of Knoxville and Inferno Pizzeria. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Silvia Henric is a Planning Consultant at Fidelity Investments, a position she has held since 2023. In her role, she focuses on delivering an outstanding experience for clients by assisting them in making well-informed financial decisions. She utilizes the resources and technology provided by Fidelity to support her clients' financial planning needs. Outside of her professional work, Silvia has personal interests that include soccer, swimming, and traveling.

Andrew Hardin is a financial advisor at Fidelity with Series 65 and Series 63 credentials and three years of industry experience. Prior to joining Fidelity, he worked at McAdam LLC and held academic positions at George Mason University and Northern Virginia Community College. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios built from mutual funds, ETFs, and ETPs.

Anthony Marrelli is a financial advisor with RBC Capital Markets in Vienna, VA, holding a Series 66 designation and 18 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Outside of advising, he serves on the board of MicroScale Devices, a genetic testing services company. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with tailored investment strategies and multiple advisory programs. The firm integrates in-house and third-party managers and offers services including portfolio management, financial planning, and custody.

Elena Baymeeva is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 designations and one year of industry experience. Prior to joining Wells Fargo Bank and Wells Fargo Clearing, she spent ten years in homemaking. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Ellie Yazdeli is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses. She has recently transitioned into the financial industry, previously working at Santander Bank and Santander Securities, as well as several years at The Home Depot and Farhangian University. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Iris Lavigne is a financial advisor at Mass Mutual Investors Services with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at MassMutual Life Insurance Company and MetLife Resources in prior roles. Outside of her advisory work, she is involved in real estate sales and operates her own financial services firm, Lavigne Capital LLC. Mass Mutual Investors Services is a broker-dealer and registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual planning relationships using advanced analytical tools and delivers written recommendations without investment discretion.

Joseph Miro is a financial advisor with Wells Fargo Clearing in Washington, DC, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 and Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as co-trustee of a family trust. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm combines research and analytics with diversification principles and serves a broad client base through brokerage and advisory solutions.

Armeldo Hernandez Jr. is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Wells Fargo Bank, BrightView Senior Living, and Wendy’s. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Patrick Boehk is a financial advisor at J.P. Morgan Securities with a Series 66 designation and approximately one year of industry experience. His prior roles include positions within JPMorgan Chase Bank, N.A., as well as leadership roles at HBGT LLC and HBLH LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment recommendations.

Adam Brinkley is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for 12 years before joining Morgan Stanley in 2024. Outside of his advisory role, he serves as power of attorney for his mother through a family trust arrangement. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to both individual and institutional clients. The firm employs structured planning tools and investment models to assist clients and manages approximately $2.74 trillion in client assets.

Anthony Perrino is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019. Prior to his advisory role, he was employed at Georgetown University for four years. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and broad investment resources.

Marilyn Mc Kinnon is a financial advisor at Morgan Stanley with 26 years of industry experience. She previously worked at Citigroup Global Markets and City National Securities before joining Morgan Stanley Smith Barney LLC in 2025. Mc Kinnon holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.

Timothy Haynal is a financial advisor with Cetera, holding a Series 66 credential and five years of industry experience. He has been associated with Cetera and related entities since 2021 and serves as a Client Service Associate at Egan, Berger & Weiner LLC. Prior to his financial services career, he held roles at Christopher Newport University and managed operations at VOH Gym & Pool and Corolla Beach Rentals. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports discretionary and non-discretionary account management.

Francis Tran is a financial advisor at Morgan Stanley in McLean, VA, holding a Series 66 license with 13 years of industry experience. He has worked at Morgan Stanley since 2018 and previously held roles at various SunTrust advisory and investment services firms from 2014 to 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including customized financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and market simulations.

Christie Tran is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, she worked at the Applied Research Laboratory for Intelligence and Security and was involved with University of Maryland Athletics and the university itself for three years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jasmine Isreal is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services for eight years before joining Morgan Stanley in 2024. Based in Washington, DC, she currently serves clients through Morgan Stanley Wealth Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment models to support its advisory services.

Sholanke Woody is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, she employs a comprehensive approach to wealth management, focusing on understanding her clients' unique needs and values. She offers personalized wealth management strategies and provides access to investment insights from Merrill as well as banking and lending solutions from Bank of America. With expertise in areas including college education planning, divorce transition planning, services for endowments and non-profits, personal retirement planning, portfolio management, small business strategies, women and wealth, tax minimization, and retirement income, Woody aims to help clients pursue their financial goals. She emphasizes building long-term relationships and delivering service that aligns with clients' specific life objectives. Woody holds a Bachelor's Degree from Virginia Commonwealth University and is a Personal Investment Advisor (PIA). She participates actively in professional organizations such as the Northern VA Black Chamber of Commerce and the Tysons Chamber of Commerce. Committed to community involvement, she volunteers with organizations including Devotion to Children, Food for Others, and My Sister's Place. In her personal time, Woody enjoys basketball, football, gardening, spending time with her family, traveling, and watching movies.