Prem Bajaj is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Prem completed an Accredited Certificate Program from the University of Pennsylvania.

Randall Brown is a CFP® and holds a Series 66 license with seven years of industry experience. He has worked at Edward Jones since 2018 and previously was employed at Urbanland Company and Bluwater Services. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and maintains a large national network of financial advisors and branch offices.

Andres Vitalis is a financial advisor with Charles Schwab in Alexandria, VA, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at TD Ameritrade, AMA LLC, and Wells Fargo in various capacities. Outside of advising, he is involved with Vitalis Ventures LLC, managing a non-investment real estate rental property through an LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of brokerage, advisory, custody, and financial planning services. The firm’s approach integrates non-discretionary advice with access to discretionary managed accounts and alternative investments through centralized operational and supervisory structures.

Keith Unikel is a Senior Resident Director at Merrill Lynch Wealth Management. He entered the financial services industry in 2006 and joined Merrill Lynch in 2009. He was appointed Resident Director of the Bethesda office in 2016 and is part of the Sorkin Unikel Shapiro wealth management team. Keith focuses on addressing the wealth management and investment needs of individuals and families by working closely with clients to develop customized strategies. He takes the time to discover the true purpose of clients' wealth and develops tailored strategies to address their complex financial and investment needs. His client focus areas include college education planning, family wealth management, legacy planning, liquidity management, philanthropic planning, portfolio management, socially responsible and ESG investing, tax minimization, and retirement income. Keith earned a bachelor's degree in finance from the University of Maryland. He holds the Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. He has been named to the Forbes "Best-in-State Wealth Advisors" list from 2022 to 2026 and to the Forbes "Best-in-State Wealth Management Teams" list as a member of the Sorkin Unikel Shapiro team from 2023 to 2026. Keith lives in Potomac, MD with his wife and two sons. His personal interests include golfing, reading, and spending time with his family.

Joanne Ferland is a financial advisor at UBS Financial Services with nine years of industry experience. She previously worked at DG Wealth Partners and Goldman Sachs. She is a passive partner in Sky One Aviation, a company that provides air charter services and manages aviation assets. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory services, combining institutional trading capabilities with wealth management to tailor investment plans based on proprietary research and model-based asset allocations.

Debra Chandler is a financial advisor with OSAIC who holds Series 63 and Series 65 licenses and has 31 years of industry experience. Her prior roles include positions at Signator Investors, H.D. Banker & Company, and ongoing affiliations with Time Insurance, Lincoln Benefit Life, the Republican National Committee, and American Medical Securities United Ws. She is the founder of K F Enterprises, a social media network representation business. OSAIC serves a diverse client base that includes retail and institutional investors such as high-net-worth individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory platforms and asset-allocation tools to manage portfolios with multiple investment types, supporting both discretionary and non-discretionary management.

Rebecca Staed is a financial advisor at UBS Financial Services in Washington, DC, holding a Series 66 designation with 12 years of industry experience. She has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing clients access to a broad range of financial products and research.

David Powell is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 25 years of experience in financial services. He specializes in assisting individuals, families, business owners, and corporate clients with personal retirement planning, philanthropic planning, portfolio management, tax minimization, and socially responsible investment strategies, including ESG investing. David also supports corporations, non-profits, endowments, and associations in managing retirement plans and business financial needs. David holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His education includes a high school diploma from St Josephs High School and attendance at the University of California Davis. In addition to his professional work, David enjoys adventure sports, antiquing, golfing, and music. He is also a collector and restorer of classic cars, a hobby that informs his patient and detail-oriented approach to wealth management. David works closely with clients and their trusted advisors to deliver customized financial strategies aimed at meeting their long-term goals.

Katherine Gallo is a financial advisor with Morgan Stanley in Washington, DC, holding a Series 66 designation and bringing eight years of industry experience. She has been with Morgan Stanley since 2017, following her time at Gettysburg College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Katie Stephens is Vice President and Wealth Planner at Fidelity Investments, where she partners with high net worth clients to develop personalized wealth strategies focused on growth, preservation, and transfer of assets. She has held this role since 2022. Her professional experience includes serving as Senior Associate at First Republic Bank from 2020 to 2022, Investment Associate at J.P. Morgan from 2019 to 2020, Relationship Manager at Fidelity Investments from 2014 to 2019, and Financial Representative at Fidelity Investments from 2013 to 2014. Outside of her professional work, Katie's personal interests include parenthood, reading, running, traveling, and yoga.

Sean Dorsey is a financial advisor with Wells Fargo Clearing in Washington, DC, holding a Series 66 designation and four years of industry experience. Before joining Wells Fargo in 2021, he worked at HSBC Bank and also has experience in the restaurant industry. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a broad range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Elizabeth Nolan is a financial advisor at Morgan Stanley with 37 years of industry experience. She holds Series 63 and Series 65 designations and has been with Morgan Stanley Private Bank, National Association since 2015, also working at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Monte Carlo simulations and the Global Investment Committee’s Secular Return Estimates in its financial planning process.

Pablo Morantes Saa is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to define their financial goals and develop personalized portfolio strategies designed to help them achieve long-term objectives. His approach involves ongoing advice and portfolio adjustments as clients' situations change. Pablo specializes in education planning, family wealth management strategies, legacy planning, personal retirement planning, and portfolio management services. Originally from Colombia, he is fluent in English and Spanish, allowing him to serve a diverse client base. He holds a Bachelor's Degree from Purdue University and a High School Diploma from Paul VI Catholic High School. Pablo is a Personal Investment Advisor (PIA) and is a member of the Country Club of Fairfax. Outside of his professional work, he enjoys football, golfing, and tennis.

Jacquelyn Cortright is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has worked at Equitable Advisors since 2014 and was previously with AXA Advisors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Guillermo Garcia is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following a 13-year tenure at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide array of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and modeling techniques.

Brianna Wirfs is a financial advisor at Cetera with seven years of industry experience and holds the Series 66 designation. She has previously worked at Lincoln Financial Advisors and operates as an operations manager for Bulman Financial. Brianna also serves as an elected board member for the Central Carroll Soccer Club, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm offering financial planning, portfolio management, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm provides a multi-manager platform allowing advisors to utilize affiliated and third-party model portfolios or create custom strategies across various program structures and custodial relationships.

Richard Ricci Jr. is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo entities since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Danielle Hassan is a financial advisor at Charles Schwab with a Series 66 designation and four years of industry experience. She previously worked at Fidelity Investments and has experience in design and media-related roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios along with alternative investment options.

Robert Arwood is a Planning Consultant at Fidelity, a position he has held since 2024. His career at Fidelity began as a Financial Representative in 2021, where he gained foundational experience in client service. He progressed to the role of Relationship Manager from 2022 to 2024, further developing his expertise in managing client relationships and supporting their financial goals. Throughout his career at Fidelity, Robert has consistently focused on providing a high standard of care to clients and supporting his team. He is committed to helping clients work towards their financial objectives through dedicated service. Outside of his professional role, Robert enjoys fitness, exploring culinary interests as a foodie, attending social events with friends, participating in theater, and volunteering in his community.

Emma Winson is a financial advisor with UBS Financial Services, holding a Series 66 designation and three years of industry experience. She has worked at UBS since 2017, with prior experience at The Hall CP and academic roles at the University of Maryland and University of South Carolina. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.