Rishi Vyas is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63, 65, and 66 designations and previously worked at PNC Investments and PNC Bank for ten years. Outside of his advisory role, he is a passive investor and lender in a vending machine business with approximately 100 machines across 50 locations. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Mariama Bah is a Planning Consultant at Fidelity Investments, where she collaborates with Financial Consultants to develop tailored financial plans aligned with clients' unique goals and priorities. She focuses on delivering a high-quality, client-centric planning experience that emphasizes collaboration, trust, and understanding clients' values and long-term objectives. She has professional experience as a Financial Solutions Advisor at Merrill Lynch Bank of America from 2020 to 2021, and as a Relationship Banker at Capital One Financial Corporation from 2014 to 2020. Her background spans client relationship management and financial solutions, supporting her expertise in financial planning. Outside of her professional role, Mariama has interests in art, biking, music, tennis, traveling, and volunteering.

Corey Lyles is a financial advisor at Edward Jones in Washington, DC, holding a Series 66 designation with three years of industry experience. His prior work includes roles at PricewaterhouseCoopers and Bloomberg Industry Group, as well as involvement with Project Hope - The People-to-People Foundation. Edward Jones is a full-service wealth management firm serving individuals and institutions with a range of advisory programs and maintains one of the largest retail advisor networks in the industry.

Gamal Aburdene Marcos is a Series 66-credentialed financial advisor with six years of industry experience, currently with J.P. Morgan Securities in Washington, DC. His prior roles include positions at Merrill and Bank of America, along with experience at Bull Run Financial Group and JP Morgan Chase Bank. Outside of his advisory work, he is involved in a family real estate business focused on house flipping. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized manager due diligence and an ESG eligibility framework. The firm delivers its services through a select group of Wealth Advisors on a non-discretionary basis.

Eric Perschke is a financial advisor at Ameriprise with 23 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005 and holds the Series 66 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Douglas Bayer is a financial advisor at Stifel with 33 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Stifel since 2015. Stifel serves a wide range of clients, including individuals, institutional clients, charitable organizations, and state and municipal entities, offering both brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group to guide investment analysis and asset allocation.

Mark Monninger is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he coaches lacrosse for Montgomery County Public Schools during the spring season. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and services, including financial planning, model portfolios, retirement plan consulting, and incorporates research and advanced technologies in its investment approach.

Grace Borger is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work includes roles at Bank of America, Wells Fargo Bank, and Baen Publishing Enterprises. She has also held positions in retail and publishing sectors, as well as experience in academia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ari Ville Uusimaki is a financial advisor with Cetera, holding a ChFC® designation and Series 63 and 65 licenses, with 16 years of industry experience. He has worked with Avantax Advisory Services and currently assists businesses and individuals with insurance plan selection and implementation. Uusimaki also serves as a board member of a homeowners association, where he reviews financial statements and community matters. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, and institutional clients. The firm offers a multi-manager platform featuring both affiliated and unaffiliated investment options, serving over 10,000 advisors and managing more than $256 billion in assets.

Benjamin Echeverri is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. His prior roles include work at Virtue Feed & Grain and positions related to education at James Madison University and Universidad de Salamanca. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Armand Minasian is a CFP®-designated financial advisor with LPL Financial, based in Alexandria, VA, and has 42 years of industry experience. He has been with LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Laith Layous is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he focuses on building long-term relationships with clients and their families, developing personalized wealth management strategies tailored to their individual needs, goals, values, and aspirations. Laith works closely with clients to understand what matters most to them, determining their appropriate level of risk and positioning them to pursue their long-term financial objectives. Laith holds a Bachelor's Degree from the University of Miami and has earned the Personal Investment Advisor (PIA) designation. He communicates fluently in English and Chinese, supporting a diverse client base. Committed to community involvement, Laith participates in volunteering activities aligned with Merrill's tradition of community service.

Chris Wallace is a financial advisor at Morgan Stanley with 31 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank since 2015. Wallace holds Series 63, 65, and 66 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies, managing approximately $2.74 trillion in client assets.

Alistair Faghani is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has previously worked at Equinox, Spotluck, Capital Teas, and the University of Maryland, College Park. Outside of his advisory role, he instructs kendo, a martial art, to children and adults on a part-time basis. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

John Randall is a financial advisor at UBS Financial Services in Washington, DC, holding a Series 66 designation. He began his career in the financial services industry in 2025 and has experience in various non-financial roles, including positions at Valet Living, Bowa Construction, and entrepreneurial ventures such as Party Bounce House Rentals of Knoxville and Inferno Pizzeria. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Silvia Henric is a Planning Consultant at Fidelity Investments, a position she has held since 2023. In her role, she focuses on delivering an outstanding experience for clients by assisting them in making well-informed financial decisions. She utilizes the resources and technology provided by Fidelity to support her clients' financial planning needs. Outside of her professional work, Silvia has personal interests that include soccer, swimming, and traveling.

Lanie Nikes is a CFP®-certified financial advisor with 12 years of industry experience, currently affiliated with Charles Schwab in Bethesda, MD. Her prior work includes roles at Mercer Global Advisors Inc. and McLaughlin Ryder Investments, Inc. She has previously operated her own advisory business, Nikes Advisory. Charles Schwab serves a large client base predominantly composed of high- and ultra-high-net-worth individuals, offering wealth advisory services through its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advice with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by its Center for Financial Research.

Ellie Yazdeli is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses. She has recently transitioned into the financial industry, previously working at Santander Bank and Santander Securities, as well as several years at The Home Depot and Farhangian University. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Joseph Miro is a financial advisor with Wells Fargo Clearing in Washington, DC, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 and Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as co-trustee of a family trust. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm combines research and analytics with diversification principles and serves a broad client base through brokerage and advisory solutions.

Patrick Boehk is a financial advisor at J.P. Morgan Securities with a Series 66 designation and approximately one year of industry experience. His prior roles include positions within JPMorgan Chase Bank, N.A., as well as leadership roles at HBGT LLC and HBLH LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment recommendations.